About the author

Bea is a journalist with a focus on finance and lifestyle. Currently writing for the InfoChoice Group, she brings her experience working with established media organisations in helping Australians make smarter, more confident financial decisions through accessible content. She previously worked as a content specialist, focusing on workplace culture and business resilience.

Qualifications

  • Bachelor of Arts, Journalism - University of the Philippines, 2023

Bea's latest articles

Bea Garcia

How to get a fee-free everyday bank account

Fee-free bank accounts cut out unnecessary costs and hidden charges, letting you spend and save with peace of mind, while keeping more of your money where it be...

27 Nov 2025
Bea Garcia

How to decide between a car loan and a personal loan

Before hitting the dealership, weigh your options: car loan or personal loan, and how much you should really borrow.

17 Nov 2025
Bea Garcia

What is a trust fund?

Setting up a trust fund can be a smarter option than relying on a standard will. Discover what it is, how it works and why it matters for your finances.

13 Nov 2025
Harry O'Sullivan

What is a shared or joint bank account?

A joint account can make money management simpler, but it also comes with shared responsibilities. Here’s what you should know before combining your cash....

11 Nov 2025
Bea Garcia

What are the different types of personal loans?

Personal loans are giving borrowers new ways to manage debt, cover major expenses, and finance life’s milestones with fixed terms and predictable payments...

11 Nov 2025
Bea Garcia

Paying Off Your Car Loan Early: What You Need to Know

Need a bigger car to cater for your growing family? Got your eye on a new model you simply must get your hands on? For whatever reason, if you’re looking ...

11 Nov 2025
Bea Garcia

How to apply for a home loan

Dreaming of owning your first home? Getting a mortgage doesn’t have to be complicated. Learn the essential steps, documents, and expert tips to make your ...

06 Nov 2025
Harry O'Sullivan

When Should You Sell Your Rental Property? Factors to Consider

You might find it difficult to let go of your investment property. But knowing the right time to sell is equally important as the right time to buy.

27 Oct 2025
Bea Garcia

Transitioning from renting to buying a home

If you’re a renter looking to buy your first home but have no clue where to start, this guide can help you navigate the process toward homeownership.

23 Oct 2025
Bea Garcia

Different Types of Savings Accounts in Australia

With interest rates always changing, where you keep your savings matters. Here’s a quick guide to the main types of savings accounts in Australia, and how...

17 Oct 2025
Bea Garcia

How to open a term deposit in Australia

With many banks, opening a term deposit takes just a few minutes. Use this step-by-step guide to apply and start growing your savings.

17 Oct 2025
Bea Garcia

Consolidating Your Car Loan into Your Mortgage

You might have looked at your mortgage rate and seen it’s much lower than your car loan rate, so why not roll it into your mortgage? Here’s what to ...

13 Oct 2025