About the author
Bea is a journalist with a focus on finance and lifestyle. Currently writing for the InfoChoice Group, she brings her experience working with established media organisations in helping Australians make smarter, more confident financial decisions through accessible content. She previously worked as a content specialist, focusing on workplace culture and business resilience.
Qualifications
- Bachelor of Arts, Journalism - University of the Philippines, 2023
Bea's latest articles
Home Loan Statistics Australia
Compare mortgage statistics such as average interest rates, average home loan sizes, first home buyer numbers and more.
Personal loan application rejection: What's next?
Having a personal loan application rejected can be a frustrating experience, to say the least. But there are ways to improve your financial position and increas...
How to know if I'm eligible for a personal loan
Personal loan eligibility comes down to your credit, income, debts, and job stability. Ultimately, you need to show lenders how reliably you can handle repaymen...
How to get a personal loan with bad credit
Finding personal loans if you have a poor credit history can be tricky but there are plenty of loans here that just about anyone with provable income can apply ...
How to get approved for a car loan with bad credit
Bad credit doesn’t have to stall your car plans. There are still pathways to get behind the wheel if you know where to look.
History of RBA Cash Rate in Australia
The Reserve Bank of Australia's (RBA) cash rate target in-part determines interest rates on financial products.
What's the difference between personal loans and renovation loans?
When it comes to funding a home makeover, not all loans are created equal. Personal loans cover smaller, short-term projects, while renovation loans suit larger...
A complete guide to neobanks
Neobanks are digital-only banks built for speed, low fees, and user-friendly apps. They offer convenience and smart financial tools, but with fewer services and...
Understanding margin calls
A margin call is the financial red flag that flashes when your loan-to-value ratio climbs above the agreed limit.
What to do when your term deposit matures
Term deposits have long been a popular choice for individuals looking to safely invest their money while earning a predictable return. But what happens when the...
How can mum and dad help me buy a house?
Saving a 20% deposit is one of the toughest roadblocks for first‑home buyers, and many are turning to the ‘Bank of Mum and Dad,’ where parents step ...
Pros and cons of getting a home loan with friends or family
Teaming up with your sister or your best mate might seem like a great way to double your borrowing power and get on the property ladder sooner, but there’...