About the author
Bea is a journalist with a focus on finance and lifestyle. Currently writing for the InfoChoice Group, she brings her experience working with established media organisations in helping Australians make smarter, more confident financial decisions through accessible content. She previously worked as a content specialist, focusing on workplace culture and business resilience.
Qualifications
- Bachelor of Arts, Journalism - University of the Philippines, 2023
Bea's latest articles
Home Loan Cashback Offers and Deals
Lenders tend to come and go with short-lived cashback offers, with only a handful consistently providing them. However with lower interest rates abound, more ju...
Should I fix my home loan?
Interest rates are moving and borrowers face a familiar dilemma: to fix or not to fix? Your decision may come down to your appetite for risk and outlook for int...
How to get a home loan when you're self-employed
Being self-employed doesn't mean homeownership is out of reach. It can feel more complicated than applying for a home loan as a traditional employee, but unders...
What is a home loan package deal and how do they work?
Package home loans bundle various products with the mortgage for convenience, but you want to make sure you’re actually getting value for money.
How to overdraw your bank account
Have you ever checked your bank account and found your balance was negative? If so, you know what it’s like to be overdrawn. These Australian banks let yo...
How to compare medical loans
Medicare is a great resource in Australia, but lots of people find themselves in a spot where they are unable to cover the cost of an upcoming medical expense, ...
The benefits of overpaying your mortgage
One way to shorten the timeframe of your 25 or 30-year mortgage is to make repayments above and beyond the minimums set by a bank or lender.
What can be used as collateral for a personal loan?
If you’re interested in a personal loan, putting up an asset as collateral can mean more favorable loan terms and lower interest rates.
Teaching Kids About Money
There’s a variety of ways you can teach your children about finance and money, and there’s certainly no one size fits all approach, but we’ve ...
How do rent-to-buy schemes work?
Rent-to-buy schemes offer a flexible path to homeownership where tenants pay rent with the option to purchase later, combining affordability with long-term inve...
Is it better to make monthly, fortnightly or weekly home loan repayments?
Switching from monthly to fortnightly payments or even weekly payments can be a practical strategy in reducing the total interest you pay over the life of the l...
Home Loans for Seniors
Approaching your twilight years and need to buy a new home? Home loans for seniors are possible, you just might need to explore some alternative options or have...
