About the author

Bea is a journalist with a focus on finance and lifestyle. Currently writing for the InfoChoice Group, she brings her experience working with established media organisations in helping Australians make smarter, more confident financial decisions through accessible content. She previously worked as a content specialist, focusing on workplace culture and business resilience.

Qualifications

  • Bachelor of Arts, Journalism - University of the Philippines, 2023

Bea's latest articles

Harrison Astbury

Big Four Term Deposit Rates - ANZ, Commbank, NAB, Westpac

The big four banks hold more than $1 trillion out of $1.6 trillion in Australian household deposits. But do they offer the best term deposit rates?

4 day(s) ago
Bea Garcia

Guarantor Home Loans Explained

Guarantor home loans are helping first-time buyers enter the market sooner with help from mum and dad. Learn about how it works and what’s at stake.

23 Sep 2025
Bea Garcia

How much does it cost to refinance a home loan?

The goal of refinancing is to switch to a lower interest rate or a mortgage with better features, but it comes with a price.

22 Sep 2025
Bea Garcia

What is a Home Loan?

Before you start house hunting, make sure you understand your financing options. Whether it's your first home or your next move, this article explains what a ho...

18 Sep 2025
Harry O'Sullivan

How much does it cost to own a car in Australia?

Getting a car can liberate you in all sorts of ways, but that freedom usually comes with a hefty bill.

16 Sep 2025
Harry O'Sullivan

Stamp duty for Vehicles (QLD, NSW, VIC & more)

You’re already paying GST, so why is stamp duty still around? This guide breaks down what it is and how much it’ll cost you depending on where you l...

14 Sep 2025
Bea Garcia

Understanding Business Overdrafts

Ever been caught off guard by an unexpected expense? Learn how a business overdraft can offer a flexible safety net when you need it most.

04 Sep 2025
Bea Garcia

Can you get a business loan with bad credit?

Bad credit doesn’t have to shut the door on your business journey. There are still smart, reliable ways to get funding, even with a low score.

04 Sep 2025
Bernadette Lunas

Which Bank Is Best for Home Loans in Australia?

Selecting the right bank for your home loan can significantly impact your financial future. Here are the essential factors to consider when choosing your mortga...

04 Sep 2025
Bea Garcia

Which banks use Osko?

Osko is a fast and simple way to pay people or businesses and transfer money between bank accounts using Australia’s New Payments Platform (NPP).

02 Sep 2025
Bea Garcia

Redraw vs Offset Home Loans Explained

Choosing a home loan might seem straightforward until you weigh up features like offset accounts and redraw facilities. What’s the difference, and which o...

28 Aug 2025
Harry O'Sullivan

No Deposit Car Loans

With a no-deposit car loan, you can skip a big upfront cost and hit the road in no time. But what does going deposit-free mean for your money?

26 Aug 2025