About the author

Bea is a journalist with a focus on finance and lifestyle. Currently writing for the InfoChoice Group, she brings her experience working with established media organisations in helping Australians make smarter, more confident financial decisions through accessible content. She previously worked as a content specialist, focusing on workplace culture and business resilience.

Qualifications

  • Bachelor of Arts, Journalism - University of the Philippines, 2023

Bea's latest articles

Bea Garcia

History of RBA Cash Rate in Australia

The Reserve Bank of Australia's (RBA) cash rate target in-part determines interest rates on financial products.

03 Feb 2026
Bea Garcia

Which bank is best for students?

02 Feb 2026
Harry O'Sullivan

Which is the safest bank in Australia?

Australian banks are regarded as some of the safest in the world, but where is your money most secure?

22 Jan 2026
Bea Garcia

How to get a fee-free everyday bank account

Fee-free bank accounts cut out unnecessary costs and hidden charges, letting you spend and save with peace of mind, while keeping more of your money where it be...

27 Nov 2025
Bernadette Lunas

Home Loan Statistics Australia

Compare mortgage statistics such as average interest rates, average home loan sizes, first home buyer numbers and more.

24 Nov 2025
Bea Garcia

How to decide between a car loan and a personal loan

Before hitting the dealership, weigh your options: car loan or personal loan, and how much you should really borrow.

17 Nov 2025
Bea Garcia

What is a trust fund?

Setting up a trust fund can be a smarter option than relying on a standard will. Discover what it is, how it works and why it matters for your finances.

13 Nov 2025
Harry O'Sullivan

What is a shared or joint bank account?

A joint account can make money management simpler, but it also comes with shared responsibilities. Here’s what you should know before combining your cash....

11 Nov 2025
Bea Garcia

What are the different types of personal loans?

Personal loans are giving borrowers new ways to manage debt, cover major expenses, and finance life’s milestones with fixed terms and predictable payments...

11 Nov 2025
Bea Garcia

Paying Off Your Car Loan Early: What You Need to Know

Need a bigger car to cater for your growing family? Got your eye on a new model you simply must get your hands on? For whatever reason, if you’re looking ...

11 Nov 2025
Bea Garcia

How to apply for a home loan

Dreaming of owning your first home? Getting a mortgage doesn’t have to be complicated. Learn the essential steps, documents, and expert tips to make your ...

06 Nov 2025
Harry O'Sullivan

When Should You Sell Your Rental Property? Factors to Consider

You might find it difficult to let go of your investment property. But knowing the right time to sell is equally important as the right time to buy.

27 Oct 2025