Harry's latest articles

Harry O'Sullivan

Saving Vs Investing: Making Your Money Work Smarter

Choosing between the near-guaranteed returns and security of saving or the thrill of investing can be tough.

07 Feb 2024
Harry O'Sullivan

How is interest calculated on a credit card?

Wondering how interest is calculated on a credit card? Find out exactly how the purchase rate and the other interest rates that apply work, as well as how to mi...

06 Feb 2024
Brooke Cooper

How to overdraw your bank account

Have you ever checked your bank account and found your balance was negative? If so, you know what it’s like to be overdrawn. These Australian banks let yo...

08 Jan 2024
Harry O'Sullivan

Is it better to buy or rent property in Australia?

Lots has been written about the trials of buying property as well as renting these days. There’s no one-size-fits-all approach, and it completely depends ...

18 Dec 2023
Harry O'Sullivan

What are the benefits of an SMSF?

Rather than trust large, institutional super funds to make the best decisions with your retirement savings, Self Managed Super Funds (SMSF) allow you to control...

10 Nov 2023
Harry O'Sullivan

What does the future have in store for RBA rate rises?

While every RBA meeting is a potential surprise, there are enough experts in the know and other market indicators out there to give Aussies at least an idea of ...

01 Nov 2023
Harry O'Sullivan

Financing your education through personal loans

Since the government reintroduced fees for tertiary education in 1988, more and more Aussies have needed to take on debt to complete their studies.

23 Oct 2023
Harry O'Sullivan

Guide to SMSF Borrowing & Limited Recourse Loans

Borrowing can be a great way to grow your self managed super fund, but there are strict rules governing SMSF lending.

15 Aug 2023
Harry O'Sullivan

Options for receiving interest payments on term deposits

Most term deposit providers have a couple of options for how you receive your interest payments.

15 Aug 2023
Harry O'Sullivan

How can I get a home loan if I’m self-employed?

Getting a home loan can be a bit more complicated if you're self employed or a business owner.

20 Jul 2023
Harry O'Sullivan

Everything you need to know about property conveyancing

Even after an offer for a property is accepted, changing ownership isn’t as simple as handing over the keys. Conveyancing is the legal and administrative ...

13 Jun 2023
Harry O'Sullivan

How much of your income should you be allocating for rent?

When you're trying to balance your budget, how much you should be shelling out for rent is usually one of the biggest questions.