A debt consolidation loan allows you to bring a number of different debts, including credit cards, personal loans and even overdrafts, into one new balance. [...]
Your credit rating and history is a listing of how you’ve handled credit agreements, such as personal loans, overdrafts and even things like mobile phone [...]
While having a bad credit score isn’t the end of the world – after all, you can improve it over time – but it can [...]
If you are considering taking out a personal loan or mortgage, or even applying for a credit card, it may affect your credit rating. InfoChoice [...]
Taking out a personal loan may seem like a simple thing to do, however there’s a great deal to consider beyond how much you’re going [...]
This page contains essential information for people looking for a personal loan or a car loan. InfoChoice updates this page regularly with the best loan [...]
Are secured personal loans ‘safer’ than unsecured personal loans? A secured personal loan is ‘secured’ against an asset and therefore presents less risk for the [...]
To make comparing car loans easy, InfoChoice has done the hard work for you and collected the top twenty low-rate variable and fixed rate car [...]
Ok you have a bad credit rating and a low credit score. People who have had problems with credit and debt in the past can [...]
Finding personal loans if you have a poor credit history can be tricky but InfoChoice has your back. There are plenty of loans here that [...]
The best online loans have easy application, quick approval and fast funding. Here are some of the top online loans now available on InfoChoice. The [...]
If you’re looking for a personal loan then applying for one online could make the whole process quicker and easier. Online loan applications are not [...]
It is sometimes easier to get a fast personal loan from a payday lender or small loan provider like Wallet Wizard, MoneyMe, Sunshine, Nimble, Cash [...]
Which loans can you get approved for today? There are plenty of unsecured personal loans you can apply for and possibly get approved for and [...]
If you need money fast, you are looking for an instant approval or fast approval unsecured personal loan. Unexpected bills, car repairs, holidays, renovations, furniture, [...]
InfoChoice can help you zero in on the best personal loans in Australia for you. Once you’ve found your ideal online unsecured personal loan, click [...]
Have you been hit with post christmas debt? If you spent up big on gifts for family, friends and general good times, you could have [...]
You need cash today. You have bills, expenses, maybe your car needs repairs. Whatever the reason, sometimes we just need money right now. In Australia, [...]
Many people who have several debts, even if they’re servicing them well, choose to take out a debt consolidation loan simply to streamline their finances. [...]
Debt consolidation means putting multiple debts, like cards and loans into one credit account (loan or debt) with one repayment, and, if all goes well, [...]
When you’re looking for a personal loan, as well as asking yourself “How much can I borrow?”, you also think about how long it’s going [...]
Most personal loans are over two to five years, although shorter periods are possible, especially with fast cash loans. Personal loans usually have a minimum [...]
How much you can borrow, on either a home loan or a personal loan, depends on: Your total household income,Total household expenses, The value of [...]
Aussies set to trim spending this Christmas New research from St.George Bank suggests Aussie households are tightening their belts this Christmas with 43% of Aussies [...]
Pension Loans Scheme rates under review Treasurer Josh Frydenberg has announced a review of the interest rates charged by Centrelink’s Pension Loans Scheme. The current [...]
Is Wisr a wise choice for a personal loan? Wisr is a new kind of online lender making some big waves in the Australian personal [...]
Do you need money fast? Are you looking for a quick personal loan online? InfoChoice has collected four of the fastest online lenders offering personal [...]
Whether it’s for home improvements, debt consolidation, a second-hand car or the holiday of a lifetime, many Australians turn to a personal loan to help [...]
Payday lenders turn $600 into $3K debt Loan sharks and payday lenders selling expensive small loans to vulnerable consumers often reliant on welfare and Centrelink [...]
Applying for a loan and then waiting for the funding used to take a week or more. Now, however, lots of lenders can get your [...]
Your credit score is the rating that lenders, banks and any other institutions that may have to lend you money or enter into a contract [...]
There are times in life when you need to spend money on something important but you simply don’t have the cash in hand. This is [...]
Your personal loan is a means to an end. Your way of achieving your dream – of a new (or used) car, a holiday, paying [...]
In-store credit and personal loan specialist, Latitude Financial has launched a new Buy Now, Pay Later service called LatitudePay which can be used at 195 [...]
When you’re looking for a personal loan, you’ll see that you can take out either an unsecured or an unsecured one. It’s important to understand [...]
OK you are looking for a personal loan because you need money sooner rather than later. Whatever your pressing need is, you don’t want to [...]
Afterpay is part of a new wave of ‘Buy now, Pay later’ apps and online wallets that is sweeping the world. Afterpay allows you to [...]
Most of us aim for a good–to–excellent credit score so that we can access loans and credit cards easier, as well as cheaper utility bills [...]
The days of the “how much can I borrow” personal loan are well and truly over; these days you need to prove you’re a safe [...]
If you have the chance to pay down a loan faster, or if you can clear the balance completely, your initial reaction may be to [...]
Thinking about a personal loan but don’t know much about the process or how to go about it? Then read on, because here is pretty [...]
It’s probably just a strange quirk of human nature, but many people would prefer to use a credit card for large expenses than take out [...]
When you’re looking for a new car, you should always think about whether you need finance to buy it and what sort of finance you [...]
Most Aussies have no idea about their credit score! Almost two-thirds of Aussies haven’t asked for a credit report, and one in 10 are reportedly [...]
Right now, your world feels like it’s caving in. If you’re going through a separation or a divorce, you’ve got a lot to worry about [...]
If you have several debts, maybe spread between loans and credit cards, and you’re struggling to stay organised and on top of your payments each [...]
Falling behind with bills or instalments can be really stressful. But whether it’s through a loss of your job, a relationship breakdown or out-of-control credit [...]
There’s no magic formula or trick to getting your personal loan application approved but there are some practical measures you can take to increase the [...]
Use these simple easy hacks on your personal loan to save yourself heaps of cold hard cash. These hacks don’t involve anything shady, you’re not [...]
If you are an existing mortgage holder with one of the banks who transfers to Queenslanders Credit Union you can have the usual Establishment Fee [...]
Commonwealth Bank's Commbank Kaching app is now available to download free from the AppStore. Commbank Kaching enables Commonwealth Bank customers to make peer-to-peer payments using [...]
Litigation funder IMF (Australia), which is running the ANZ penalty fees case, together with law firm Maurice Blackburn, said in a media release that it [...]
MasterCard Australia has announced that more than 1 million contactless PayPass transactions were recorded during the month of August. There are 7 million PayPass enabled [...]
PayPal is working on - or at least thinking about - its opportunity to become a payment option at physical points of sale, alongside the [...]
Samsung and Visa announced plans to introduce mobile payments using the Samsung Olympic and Paralympic Games mobile handset. Before and during the London Olympic Games, [...]
Harvey Norman will launch an online retail store within weeks, executive chairman Gerry Harvey said. The retailer has 173 stores nationally. However, it runs only [...]
Commonwealth Bank launched a “development” branch in the Brisbane CBD yesterday. It also confirmed plans to open eight new Queensland branches this year and more [...]
ANZ Bank has begun a four-week trial of a mobile wallet service, which it believes will be the "way of the future" for making small [...]
Retail outlets will have a big role to play in the future, Commonwealth Bank chief executive Ralph Norris said yesterday despite a decline in the [...]
Having enrolled 130,000 customers for its biometric voice authentication system, which can identify callers by the sound of their voices, National Australia Bank is now [...]
National Australia Bank’s “breakup” marketing campaign is generating an increase in new business flows, the bank said yesterday. According to NAB, in the three-and-a-half weeks [...]
The lack of any forward momentum in the sharemarket this year has not deterred online brokers from continuing with the upgrades to their offerings that [...]
Auction results improved slightly this week in Sydney with 6 per cent of 349 properties listed for auction on Saturday selling on the day. Last [...]
ANZ has announced the launch of an online tool that uses aggregated data from merchant EFTPOS transactions to illustrate estimated sales patterns, market share, turnover [...]
ANZ will start selling a new transactions account next week, offering a raft of banking and non-banking extras for an $18 monthly fee. ANZ, which [...]
A new service from Australia’s leading banking comparison website, InfoChoice.com.au, will alert savvy consumers to the number one home loan, credit card and savings account [...]
ING Direct is setting ambitious growth targets for its home loan business. The chief executive of the bank’s Australian operation, Don Koch, is reported as [...]