This page contains essential information for people looking for a personal loan or a car loan. InfoChoice updates this page regularly with the best loan [...]
Are secured personal loans ‘safer’ than unsecured personal loans? A secured personal loan is ‘secured’ against an asset and therefore presents less risk for the [...]
To make comparing car loans easy, InfoChoice has done the hard work for you and collected the top twenty low-rate variable and fixed rate car [...]
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Ok you have a bad credit rating and a low credit score. People who have had problems with credit and debt in the past can [...]
Finding personal loans if you have a poor credit history can be tricky but InfoChoice has your back. There are plenty of loans here that [...]
The best online loans have easy application, quick approval and fast funding. Here are some of the top online loans now available on InfoChoice. The [...]
If you’re looking for a personal loan then applying for one online could make the whole process quicker and easier. Online loan applications are not [...]
It is sometimes easier to get a fast personal loan from a payday lender or small loan provider like Wallet Wizard, MoneyMe, Sunshine, Nimble, Cash [...]
Which loans can you get approved for today? There are plenty of unsecured personal loans you can apply for and possibly get approved for and [...]
If you need money fast, you are looking for an instant approval or fast approval unsecured personal loan. Unexpected bills, car repairs, holidays, renovations, furniture, [...]
InfoChoice can help you zero in on the best personal loans in Australia for you. Once you’ve found your ideal online unsecured personal loan, click [...]
Have you been hit with post christmas debt? If you spent up big on gifts for family, friends and general good times, you could have [...]
You need cash today. You have bills, expenses, maybe your car needs repairs. Whatever the reason, sometimes we just need money right now. In Australia, [...]
Many people who have several debts, even if they’re servicing them well, choose to take out a debt consolidation loan simply to streamline their finances. [...]
Debt consolidation means putting multiple debts, like cards and loans into one credit account (loan or debt) with one repayment, and, if all goes well, [...]
When you’re looking for a personal loan, as well as asking yourself “How much can I borrow?”, you also think about how long it’s going [...]
Most personal loans are over two to five years, although shorter periods are possible, especially with fast cash loans. Personal loans usually have a minimum [...]
How much you can borrow, on either a home loan or a personal loan, depends on: Your total household income,Total household expenses, The value of [...]
Aussies set to trim spending this Christmas New research from St.George Bank suggests Aussie households are tightening their belts this Christmas with 43% of Aussies [...]
Pension Loans Scheme rates under review Treasurer Josh Frydenberg has announced a review of the interest rates charged by Centrelink’s Pension Loans Scheme. The current [...]
Is Wisr a wise choice for a personal loan? Wisr is a new kind of online lender making some big waves in the Australian personal [...]
Do you need money fast? Are you looking for a quick personal loan online? InfoChoice has collected four of the fastest online lenders offering personal [...]
Whether it’s for home improvements, debt consolidation, a second-hand car or the holiday of a lifetime, many Australians turn to a personal loan to help [...]
Payday lenders turn $600 into $3K debt Loan sharks and payday lenders selling expensive small loans to vulnerable consumers often reliant on welfare and Centrelink [...]
Applying for a loan and then waiting for the funding used to take a week or more. Now, however, lots of lenders can get your [...]
Your credit score is the rating that lenders, banks and any other institutions that may have to lend you money or enter into a contract [...]
There are times in life when you need to spend money on something important but you simply don’t have the cash in hand. This is [...]
Your personal loan is a means to an end. Your way of achieving your dream – of a new (or used) car, a holiday, paying [...]
In-store credit and personal loan specialist, Latitude Financial has launched a new Buy Now, Pay Later service called LatitudePay which can be used at 195 [...]
When you’re looking for a personal loan, you’ll see that you can take out either an unsecured or an unsecured one. It’s important to understand [...]
OK you are looking for a personal loan because you need money sooner rather than later. Whatever your pressing need is, you don’t want to [...]
Afterpay is part of a new wave of ‘Buy now, Pay later’ apps and online wallets that is sweeping the world. Afterpay allows you to [...]
Most of us aim for a good–to–excellent credit score so that we can access loans and credit cards easier, as well as cheaper utility bills [...]
The days of the “how much can I borrow” personal loan are well and truly over; these days you need to prove you’re a safe [...]
If you have the chance to pay down a loan faster, or if you can clear the balance completely, your initial reaction may be to [...]
Thinking about a personal loan but don’t know much about the process or how to go about it? Then read on, because here is pretty [...]
It’s probably just a strange quirk of human nature, but many people would prefer to use a credit card for large expenses than take out [...]
When you’re looking for a new car, you should always think about whether you need finance to buy it and what sort of finance you [...]
Most Aussies have no idea about their credit score! Almost two-thirds of Aussies haven’t asked for a credit report, and one in 10 are reportedly [...]
Right now, your world feels like it’s caving in. If you’re going through a separation or a divorce, you’ve got a lot to worry about [...]
If you have several debts, maybe spread between loans and credit cards, and you’re struggling to stay organised and on top of your payments each [...]
Falling behind with bills or instalments can be really stressful. But whether it’s through a loss of your job, a relationship breakdown or out-of-control credit [...]
There’s no magic formula or trick to getting your personal loan application approved but there are some practical measures you can take to increase the [...]
Use these simple easy hacks on your personal loan to save yourself heaps of cold hard cash. These hacks don’t involve anything shady, you’re not [...]
The payday lending and consumer leasing industries faces an overhaul if the Government accepts the recommendations of the Review of Small Amount Credit Contract Laws. [...]
Financial stress in Australia is increasing. 32 per cent of Australian households are financially stressed according to a big new research project backed by Monash [...]
Bad debt is generally any debt that you can't receive a tax deduction for. This debt is best paid off quickly. Examples of debt that [...]
Get on top of your personal debts today. Each day that you let the debts accumulate the problem gets bigger. List all your debts and [...]
A fixed rate personal loan is great for certainty and budgeting. A fixed rate personal loan can be secured against an asset, like a car, [...]
Home owners wanting to finance renovations often refinance their home loan to access equity and fund their improvements. That gives them funds at the low [...]
Financial planner Peter Horsfield uses the snowball method to help couples get on top of the credit card and loan debts. For example a couple [...]
Australians will pay 350 million bills this year using the online bill payment service BPay. BPay is available from the internet banking service of almost [...]
In Western Australia just over a third of the population are affected by debt stress. Getting on top of debt allows people to really forge [...]
Households are continuing to pay their home loans back rapidly, in part by keeping repayments steady as interest rates fall. The RBA estimated that mortgage [...]
Credit card or personal loan - which is the best way to borrow? Australians currently have almost $100 billion debt stacked up on credit cards [...]
According to Dun & Bradstreet's Consumer Credit Expectations Survey, fewer people expect to increase their level of household debt this year. Expectations for household debt [...]
Debt consolidation is rolling a group of debts - such as store cards and credit cards that typically have a high interest rate - into [...]
Credit reporting agency and debt collector Dun & Bradstreet says the worst thing anyone suffering a New Year debt hangover can do is ignore the [...]
The latest data from strategic research firm RFi shows the use of debit cards has more than doubled in the last decade. RFi director Alan [...]
Financial journalist and author of Smarter Property Investment, Peter Cerexhe, says home owners should play with some numbers on online mortgage calculators like those at [...]
On a credit card balance of $2,000 if you're paying interest of 20% annually that works out to a monthly charge of about $33. If [...]
Credit unions, mutual banks and building societies have grown their total assets by 4.5 per cent in the financial year to June 2012. The mutual [...]
When National Australia Bank's chief executive Cameron Clyne, took the job in January 2009, the bank's customer satisfaction rating was the lowest of the big [...]
Opening a savings account for your child provides practical experience in saving. Primary age children are unlikely to need a transaction account, so look for [...]
NATIONAL Australia Bank is the only big four bank to cut over-the-limit credit card fees for new and existing customers. New regulations, which came into [...]
If you are an existing mortgage holder with one of the banks who transfers to Queenslanders Credit Union you can have the usual Establishment Fee [...]
From 1 July 2012, it will be easier for you to move your everyday transaction account from one financial institution to another. Here's how the [...]
Banks will soon be doing the dirty work for customers wanting to switch transaction accounts, with new reforms set to kick in from July 1. [...]
Credit unions and mutual banks have been responding to recent criticisms that they are not providing a realistic alternative to the big banks. “Credit unions [...]
Fees will rise for the dwindling band of cheque users, the Australian Payments Clearing Association noted yesterday. “Users may be charged fees as a result [...]
National Australia Bank (NAB) chief executive Cameron Clyne said more rate cuts are expected. “We're likely to see another 50 basis points of cuts over [...]
National Australia Bank chief executive Cameron Clyne said the bank continued to grow its number of mortgage customers. “We've seen substantial switching over the last [...]
On a major debt like your mortgage, slicing just a fraction off the interest rate with a cheaper loan can mean big savings on monthly [...]
Banks looking to improve their retail customer satisfaction scores should get rid of monthly account-keeping fees and improve their mobile phone access. Banking researcher RFi [...]
NAB’s UBank clients can open their own account with no help from staff in less than five minutes. UBank has more than 200,000 account holders [...]
One of the biggest traps with credit cards is easy access to cash said Saskia ten Dam, President of the Financial Counsellors Association of Queensland. [...]
With the big four banks increasing their lending rate, now's the time to start making moves to get a better deal from your lender. “Our [...]
AMP has reported an 11 per cent fall in its full-year net profit to $688 million. The company today said while its net profit had [...]
Smaller mortgage lenders are snatching a greater share of the home loan market, according to big mortgage broker AFG. Non-bank lenders secured nearly a quarter [...]
NAB opened the first of its new-style branches at 800 Bourke Street, Docklands, in Melbourne on Monday, with three more stores to open in Melbourne [...]
An offshore cyber attack has forced ANZ bank to shut down its broking business ETrade and caused St George to close its Directshares online broking [...]
In the six months since One Big Switch launched its campaign to help borrowers lower their mortgages, only 1,600 homeowners have secured a better deal, [...]
The most popular New Year's resolution, according to the FranklinCovey Group, is "improve my financial situation". In most relationships, there's the person who sweats the [...]
Country kids can now test their eligibility for the lucrative Relocation Scholarship at Centrelink's website. Previously available only to students from very remote and outer [...]
From January 1, 650,000 families will reap a huge windfall gain as a result of big increases in family tax and other payments for teenage [...]
Small lenders are failing to erode the dominance of Australia's major banks, despite a year-long push by the Federal Government to bolster competition in the [...]
Eighty-two per cent of Australians are concerned about their ability to meet future debt repayments, according Veda Advantage. There was a 75 per cent increase [...]
Financial service providers could come under scrutiny from the corporate regulator in 2012, experts say. ASIC will focus on ensuring companies report the true value [...]
Commonwealth Bank's Commbank Kaching app is now available to download free from the AppStore. Commbank Kaching enables Commonwealth Bank customers to make peer-to-peer payments using [...]
A new advertisement from one of Australia's leading payday loan brokers, The Cash Store, has raised the ire of two community legal centres, who fear [...]
82 per cent of Australians are worried about their ability to meet future debt repayments, according to Veda, up from 75 per cent a year [...]
The Mutual Banking Code Compliance Committee issued its annual report yesterday, which reported widespread failure in several key compliance areas. Seven out of 10 mutuals [...]
National Australia Bank issued an advisory to customers yesterday. "Funds transfers and bill payments submitted after the published cut-off times on Friday 23 December 2011 [...]
Sydney's auction clearance rate hit a new record low for the year this weekend and the median price of houses sold at the weekend collapsed [...]
ANZ says it could take several weeks to fix the disabled eStatements function of its internet banking. A security magazine alerted ANZ to a technical [...]
The latest official home loan approval figures for October 2011 from the Australian Bureau of Statistics show a 17 per cent rise in refinancing activity [...]
The Credit Ombudsman Service has issued a position statement on responsible lending, claiming it will "get tough" on lenders. Ombudsman Raj Venga said the guide [...]
60 per cent of Australians aren't willing to use their mobile phones as digital wallets, according to KPMG, compared with 34 per cent globally. Only [...]
In the mortgage market, Greater Building Society, spruiked by Jerry Seinfeld, has been making waves with big rate cuts. Internet sites loans.com.au, www.LowerYourRates.com.au and www.betteroption.com.au [...]
The National Consumer Credit Protection Act has imposed responsible lending obligations on lenders and their credit representatives for the first time. The aim is to [...]