American Express
American Express

American Express Platinum Card - 80,000 Bonus Points

Purchase Rate
0% p.a.
Cash Advance Rate
0% p.a.
Interest Free
Up to 0 days
Annual Fee
  • Receive a welcome bonus of 80,000 Membership Rewards points when you apply, are approved, and meet the minimum spend criteria of $3,000 in the first 3 months. Available to new Card Members only.
  • Receive a $450 Platinum Travel Credit each year, which can be redeemed for eligible flights, hotels, car hire or unique experiences.
  • Transfer your points to a choice of 10 major Airline Reward Partner Programs including Qantas Frequent Flyer and Velocity Frequent Flyer
  • Complimentary access for you and a guest to over 1,200 Airport lounges across 130 countries and counting.
  • Complimentary domestic and overseas travel insurance.
  • Smartphone Screen Insurance for up to $500 for screen repairs to your Smartphone when you pay for your smartphone with your Platinum Card, either outright or on a monthly contract.

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Rewards Program
  • As a member of Ascent Premium - our highest tier of rewards - you'll earn up to 2.25 Membership Rewards points per $1 spent on your Card.
  • Earn 2.25 points per $1 spent on all purchases, except government bodies in Australia where you will earn 1 point per dollar spent
  • Earn 1 point per $1 spent with government bodies in Australia
  • No cap on earn rate. You’ll continue to earn up to 2.25 points per $1 spent no matter how much you spend per year.

Fee & Repayments

Annual Fee $1,450.00
Annual Fee First Year $1,450.00
Rewards Joining Fee $0.00
Supplementary Card Fee $0.00
Minimum Repayment Greater of 100% or $0.00
Interest Charged From StatementDate
Late Payment Fee $6.00

Rewards Program

Rewards Points per Dollar 2.25
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $4,500.00
Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card*
Lifetime of Points
Rewards Program Partners 10 leading airline programs 3 travel agency partners including Travelscene American Express, Harvey World Travel and Flight Centre. Accommodation partners include: Sofitel, Novotel, All Seasons Hotels Best Western, Comfort Hotels, Conrad Jupiters, Conrad Treasury, Crown Promenade, Crown Towers, Four Points by Sheraton, Grand Mecure Hotels and Apartments, Hilton, Ibis Hotels, Mecure Hotels and Resorts, Mirvac Hotels and Resorts, Novotel Hotels and Resorts, Peppers Hotels and Resorts, Radisson Hotels and Resorts, Sheraton, Sofitel Hotels and Resorts, Stamford Hotels and Resorts and Westin. Car rentals with Avis and Hertz. Gift Card partners include: Angus and Coote, Bob Jane T-Marts, Borders, BP, Bunnings, Coles, Country Road, David Jones, Domayne, Harvey Norman, Myer, Officeworks, Rebel Sport, Red Balloon, Sanity, Simon Johnson, Target, Tiffany and Co. and Vintage Cellars, WISH Gift Card. Plus an extensive range of products (approx. 1,400) from brands including Apple, JVC, Lonely Planet, Navman, Nike, Panasonic, Royal Doulton, Samsonite and Sony, to name a few. Experiences rewards from Greater Union, Hoyts, Australian Movie Voucher and Total Experience.
Rewards Bonus Points Partners
Domestic Airlines
International Airlines

Other Charges

Duplicate Statement Fee $0.00
Overseas ATM Balance Fee $1.25
Transaction Verification Fee $0.00
Overseas ATM Withdrawal Fee $1.25
Over Limit Fee $0.00
Overseas Emergency Card Replacement Fee $0.00
Terms & Conditions

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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