American Express
American Express

American Express Platinum Edge Credit Card

Purchase Rate
20.74% p.a.
Cash Advance Rate
0% p.a.
Interest Free
Up to 55 days
Annual Fee
  • Enjoy $0 Annual Card Fee (usually $195) in the first year when you apply by 3 May 2022 and are approved. T&Cs apply. New Card Members only.
  • Earn up to 3 Membership Rewards points for every $1 spent.
  • Transfer your points to a choice of 9 airline partner programs.
  • Complimentary worldwide Travel Insurance.

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Rewards Program
  • Earn 3 points per $1 spent at major supermarkets.
  • Earn 2 points per $1 spent at major petrol stations.
  • Earn 1 point per $1 spent on all other purchases, excluding utilities, insurance (except insurances offered by American Express), telecommunications providers and government bodies in Australia where you will earn 0.5 points for every $1 spent.
  • Earn extra Membership Rewards points when you add a Supplementary Card to your account.
  • Points can be redeemed for flights with any of our 9 major airline partners, 1,500 quality items, gift cards, or even credit on your Account.
  • Book any travel and pay with your points instantly at Travelscene American Express locations and Harvey World Travel agents.

Fee & Repayments

Annual Fee $195.00
Annual Fee First Year $0.00
Rewards Joining Fee $0.00
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2.5% or $30.00
Interest Charged From StatementDate
Late Payment Fee $30.00

Rewards Program

Rewards Points per Dollar 3
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $4,500.00
Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card*
Lifetime of Points
Rewards Program Partners The following merchants have been classified as major supermarkets: Bi-Lo, Coles, Fishers, Food For Less, Fresh Provisions, Harris Farm Markets, IGA, Macro Wholefoods, Safeway, Supabarn, Thomas Dux, Woolworths. The following merchants have been classified as major petrol stations: Ampol, BP, Caltex Woolworths, Gull, Metro, Peak, Safeway Petrol, Shell, United, Woolworths Petrol, 7 Eleven. Exceptions may apply if an individual merchant trading as one of the above named retailers does not accept American Express as a form of payment.
Rewards Bonus Points Partners Including Virgin Australia Velocity Frequent Flyer, Emirates Skywards, Etihad Guest, Virgin Atlantic Flying Club, Singapore Airlines KrisFlyer, Air New Zealand AirpointsTM , THAI Royal Orchid Plus, Malaysia Airlines Enrich and Cathay Pacific Asia MilesTM
Domestic Airlines
International Airlines
Conditions Membership Rewards enrolment required (an annual fee may apply). Subject to the Terms and Conditions of the Membership Rewards program available at

Other Charges

Duplicate Statement Fee $10.00
Overseas ATM Balance Fee $0.00
Transaction Verification Fee $7.00
Overseas ATM Withdrawal Fee $0.00
Over Limit Fee $0.00
Overseas Emergency Card Replacement Fee $0.00
Terms & Conditions
Bonus & Eligibility. Offer only available to new American Express Card Members who apply online by 3 May 2022 and are approved. The American Express® Platinum Edge Credit Card will have a $0 introductory annual Card fee for the first year of Card Membership. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. Interest Rate. This interest rate does not apply for Cash Advances and associated fees. Interest Free Period. You will have up to 55 days interest free on purchases provided you pay the full closing balance of your monthly statement by the due date each month. There is no interest free period on balance transfers or if you carry forward a balance from the previous statement period. The total of interest free days will depend on when you make the purchase and when your statement is issued. Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. Samsung, Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their respective owners. Screen images are simulated; actual appearance may vary. Samsung Pay is available on select Samsung devices. Google Pay and the Google Logo are trademarks of Google LLC.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.