American Express
American Express

American Express Platinum Edge Credit Card

Purchase Rate
20.74% p.a.
Cash Advance Rate
0% p.a.
Interest Free
Up to 55 days
Annual Fee
  • Receive 50,000 Bonus Membership Rewards Points when you apply online by 19 October 2021, are approved and spend $1,500 on your new Card within the first 3 months. T&Cs apply. New Card Members only.
  • Earn up to 3 Membership Rewards points for every $1 spent.
  • Transfer your points to a choice of 9 airline partner programs.
  • Complimentary worldwide Travel Insurance.

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Rewards Program
  • Earn 3 points per $1 spent at major supermarkets.
  • Earn 2 points per $1 spent at major petrol stations.
  • Earn 1 point per $1 spent on all other purchases, excluding utilities, insurance (except insurances offered by American Express), telecommunications providers and government bodies in Australia where you will earn 0.5 points for every $1 spent.
  • Earn extra Membership Rewards points when you add a Supplementary Card to your account.
  • Points can be redeemed for flights with any of our 9 major airline partners, 1,500 quality items, gift cards, or even credit on your Account.
  • Book any travel and pay with your points instantly at Travelscene American Express locations and Harvey World Travel agents.

Fee & Repayments

Annual Fee $195.00
Annual Fee First Year $195.00
Rewards Joining Fee $0.00
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2.5% or $30.00
Interest Charged From StatementDate
Late Payment Fee $30.00

Rewards Program

Rewards Points per Dollar 3
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $4,500.00
Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card*
Lifetime of Points
Rewards Program Partners Participating retailers include the following merchants Retailers include Uber, Hoyts, Westfield, David Jones, Rebel Sport, Amazon, Event Cinema, Country Road, SuperCheap, Harvey Norman, iTunes and more
Rewards Bonus Points Partners Including Virgin Australia Velocity Frequent Flyer, Emirates Skywards, Etihad Guest, Virgin Atlantic Flying Club, Singapore Airlines KrisFlyer, Air New Zealand AirpointsTM , THAI Royal Orchid Plus, Malaysia Airlines Enrich and Cathay Pacific Asia MilesTM
Domestic Airlines
International Airlines
Conditions Membership Rewards enrolment required (an annual fee may apply). Subject to the Terms and Conditions of the Membership Rewards program available at

Other Charges

Duplicate Statement Fee $10.00
Overseas ATM Balance Fee $0.00
Transaction Verification Fee $7.00
Overseas ATM Withdrawal Fee $0.00
Over Limit Fee $0.00
Overseas Emergency Card Replacement Fee $0.00
Terms & Conditions

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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