American Express
American Express

American Express® Qantas Business Rewards Card

Purchase Rate
0% p.a.
Cash Advance Rate
0% p.a.
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Interest Free
Up to 51 days
Annual Fee
$450.00
  • EXCLUSIVE OFFER - Receive 150,000 bonus Qantas Points plus a $450 Qantas Flight Voucher. Simply spend $3,000 on your new Qantas Business Rewards Card within 2 months of your approval date. Offer ends 10 August 2022. New American Express Card Members only.
  • No fee for up to 99 Employee Cards.2E
  • Enjoy no pre-set spending limit - Unlike a Credit Card, there isn’t a pre-set spending limit. Your Qantas Business Rewards Charge Card must be paid in full each month and as your spending and repayment patterns evolve, so do your purchase approvals. 3E
  • Earn up to 2 Qantas Points per $1 spent - You’ll earn 2 Qantas Points per $1 spent on Qantas products and services, up to 1.25 points per $1 spent on everyday spend and 0.5 Qantas Points per $1 spent on government spend. 5E
  • Flexible Payment Option - Optimise your cash flow by choosing to pay off a portion of your balance, up to your FPO limit, over time. This allows you to navigate business fluctuations and seize opportunities.6E
  • 2 complimentary domestic Qantas Club lounge passes each year. 7E
  • Earn TRIPLE points on Qantas flights.21E

Key Features
Rewards Program
Rewards
Joining Fee
-
Annual Fee
$450.00
Insurance Cover
for Purchases
Overseas ATM
Availability
Automatic Travel
Insurance

Rewards Program
  • Discounts across a range of products
  • Earn TRIPLE points on Qantas flights - You will earn TRIPLE Qantas Points for your business when employees fly on eligible Qantas flights and pay using their American Express® Qantas Business Rewards Card.
  • Earn 2 Qantas Points - Use your Card to purchase Qantas products and services and you’ll earn 2 Qantas Points per $1 spent.
  • Earn up to 1.25 Qantas Points - You’ll earn 1.25 Qantas Points per $1 spent on everything else, except for utilities, insurance (with the exception of American Express) and government bodies where you’ll earn 0.5 Qantas Points per $1 spent.

Fee & Repayments

Annual Fee $450.00
Annual Fee First Year $450.00
Rewards Joining Fee -
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2.50% or $30.00
Interest Charged From PurchaseDate
Late Payment Fee $30.00

Rewards Program

Rewards Points per Dollar 1.25
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* -
Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card*
SPEND FOR SYD/MEL RETURN* -
Lifetime of Points
Rewards Program Partners BP, Weber, Garmin, Qantas Wine, Qantas Insurance, Qantas Hotels
Rewards Bonus Points Partners BP, Weber, Garmin, Qantas Wine, Qantas Insurance, Qantas Hotels
Domestic Airlines Qantas Frequent Flyer
International Airlines Qantas Frequent Flyer
Conditions

Other Charges

Duplicate Statement Fee -
Overseas ATM Balance Fee $0.00
Transaction Verification Fee -
Overseas ATM Withdrawal Fee $0.00
Over Limit Fee $0.00
Overseas Emergency Card Replacement Fee -
Terms & Conditions
1E. Offer only available to new American Express Card Members who apply by 10 August 2022, are approved and spend $3,000 on their new Card in the first 2 months from the Card approval date. Card Members who currently hold or who have previously held any other Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Please allow 8 to 12 weeks after you have met the spend criteria for the 150,000 bonus Qantas Points to be awarded to your Qantas Business Rewards account. A $450 Qantas Flight Voucher will be issued as a Qantas Gift Voucher. The Voucher will be sent to the email address associated with your Qantas Frequent Flyer profile 4 to 8 weeks after the bonus Qantas Points have been awarded provided you are a Qantas Frequent Flyer member and have provided your Qantas Frequent Flyer number at the time of application with American Express. Should your Qantas Frequent Flyer number not be provided at the time of application with American Express, you will be considered not eligible for a Qantas Gift Voucher. If a member does not have a valid email address in their Qantas Frequent Flyer profile at the time of application, Qantas is not obliged to resend the Qantas Gift Voucher. Qantas Gift Voucher is valid for 12 months from date of issue and can be used for any available Qantas Flight domestic and international bookings, departing Australia (one-way or return) and subject to terms and conditions. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. Subject to the American Express® Qantas Business Rewards Card Points Terms and Conditions. $450 annual fee applies.

2E. Employee Cards: American Express approval criteria apply. Subject to Terms and Conditions. Fees and charges apply. This offer is only available to those who reside in Australia. Employee Card Members must be over 18 years of age. The Business, the Basic Card Member and each Employee Card Member are jointly and severally liable for all Employee Card spending. Terms and Conditions apply.

3E. No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit records, and financial resources known to us.

5E. A business must be a Qantas Business Rewards Member to earn Qantas Points for business. Membership and the earning of Qantas Points as a business are subject to the Qantas Business Rewards Terms and Conditions. Points are earned in accordance with and subject to the American Express Qantas Business Rewards Card Points Terms and Conditions. Your business will earn 1.25 Qantas Points per $1 of everyday spend, which does not include annual fees, late payment fee and fees and charges for foreign currencies. Your business will earn 0.5 Qantas Points per $1 spent at participating merchants classified as "utilities" including gas, water and electricity providers; "government" including the Australian Taxation Office, the Australian Postal Corporation, federal/state and local government bodies; and "insurance" excluding insurances offered by American Express. Industry specific earn rate may apply when you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant. For example a payment made to Local Government bodies processed through a payment aggregator may earn rates at the government earn rate. Your business will earn 2 Qantas Points per $1 spent on the following Qantas Products and Services purchased on the Qantas merchant account (i.e. directly from Qantas): Qantas passenger flights (with a QF flight number), Qantas Holidays, Qantas Branded non-airfare products, and Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar. For the full list of exclusions, please refer to the American Express Qantas Business Rewards Card Points Terms and Conditions.

6E. With Flexible Payment Option, you will be charged interest if you do not pay your Closing Balance in full by the due date each month. Please refer to your monthly statements for the current interest rate and PDS for number of interest free days. Please refer to the full Flexible Payment Option Terms and Conditions.

7E. Provided you are a Qantas Frequent Flyer member and have registered your Qantas Frequent Flyer number with your American Express Qantas Business Rewards Card, you are eligible to receive two Qantas Club lounge invitations each anniversary year of your Card Membership once you make an Eligible Qantas Purchase on your American Express Card during that year. Eligible Qantas Purchases are Qantas passenger airfares with a QF flight number purchased directly from Qantas Australia by you (or on your behalf by a travel agent) that appear on your Card statement, Qantas Frequent Flyer, Qantas Business Rewards or Qantas Club membership, joining or annual fees. Excludes purchases from Jetstar. Within 1-2 weeks of the Eligible Qantas Purchase, two Qantas Club lounge invitations will be assigned to your Qantas Frequent Flyer account. Visit the Complimentary Invitations Portal to access your invitation, link it with an eligible Qantas flight booking or find out more information. Qantas Club lounge Invitations are valid for a single visit by one guest to a Qantas Club lounge and must be used prior to their expiry. Invitations are subject to the Qantas Club Terms and Conditions and are not valid for Qantas International First Class lounges, the Qantas Chairman’s lounge, Qantas Domestic Business and or oneworld® alliance partner or associated lounges. Qantas Club Invitations cannot be carried forward to any subsequent year and must not be sold, they may only be transferred as allowed by Qantas. Invitations may be revoked or withheld if your American Express Qantas Business Rewards Card account is not in good standing, if the Eligible Qantas Purchase is refunded in full or if you have not complied with these Qantas Club Invitation Conditions, the Credit Card Terms and Conditions or the Qantas Club lounge Access Terms and Conditions.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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