BankSA
BankSA

BankSA Vertigo Visa

Purchase Rate
13.99% p.a.
Cash Advance Rate
21.49% p.a.
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Interest Free
Up to 55 days
Annual Fee
$55.00
Balance Transfer Rate
0% p.a. for first 22 months
Intro Purchase Rate
0% p.a. for up to 7 months
  • 0%p.a. for 22 months on balance transfers, requested at card application. 1.5% balance transfer fee. The variable cash advance rate will apply after the promotional period.#
  • 0%p.a. for 7 months on purchases.~
  • Offer ends 30 September 2020.
  • Up to 55 days interest free on purchases when you pay the closing balance of your statement in full by the due date.
  • An additional cardholder at no extra cost.

Key Features
Rewards Program
Rewards
Joining Fee
-
Annual Fee
$55.00
Insurance Cover
for Purchases
Overseas ATM
Availability
Automatic Travel
Insurance

Fee & Repayments

Annual Fee $55.00
Annual Fee First Year $0.00
Rewards Joining Fee -
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2% or $10.00
Interest Charged From PurchaseDate
Late Payment Fee $15.00

Other Charges

Duplicate Statement Fee $7.50
Overseas ATM Balance Fee $0.00
Transaction Verification Fee $10.50
Overseas ATM Withdrawal Fee $2.50
Over Limit Fee $15.00
Overseas Emergency Card Replacement Fee $52.50
Terms & Conditions
Conditions, fees and credit criteria apply. This card is issued as a Visa card. Before making a decision read the Terms and Conditions and consider if the product is right for you. Switches, upgrades, or Westpac Group staff are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion. ^As at 7 April 2020, the contactless transaction limit has been temporarily increased from $100 to $200. This is a temporary increase that is progressively being rolled out and will be only available on certain BankSA cards and payment terminals at certain retailers. Customers are encouraged to follow the prompts at each terminal to determine whether a PIN is required. This increase to the contactless limit is part of an industry-wide response to help reduce the spread of COVID-19. +First Year Annual Card Fee Waiver: The first-year annual card fee waiver promotion is available when you apply for a new Vertigo or Amplify Platinum Amplify Rewards credit card between 7th July 2020 and 30th September 2020. The first annual card fee will be debited to your card account on the 12-month anniversary of the first transaction on your account and annually thereafter. ~Purchase Rate Promotion: Available when you apply and are approved for a new Vertigo or Amplify Platinum Amplify Rewards credit card between 7th July 2020 and 30th September 2020. The special promotional purchase rate applies from card approval, after the promotional period, the rate will switch to the variable purchase rate then applicable to your card account. #Balance Transfer Promotion: The promotional balance transfer rate is available when you apply and are approved for a new Vertigo, No Annual Fee, Amplify Signature or Amplify Platinum credit card between 7th July 2020 and 30th September 2020, and request at card application to transfer balance(s) from up to 3 non-BankSA, St.George Bank and Bank of Melbourne Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 80% of your available credit) for the promotional period unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. A balance transfer fee of 1% will apply to balance(s) transferred to a new No Annual Card Fee credit card. A balance transfer fee of 1.5% will apply to balance(s) transferred to a new Vertigo or Amplify Platinum Amplify Rewards credit card. The balance transfer fee will be charged to the card account on the same day the balance(s) are debited to the account. No balance transfer fees apply to Amplify Signature or Amplify Platinum Amplify Qantas credit cards. At the end of the promotional period, the applicable variable cash advance rate will apply to any remaining unpaid transferred balance(s). We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the 'Monthly Payment Balance' listed on your statement of account (not the full closing balance) by the relevant payment due date. Read the Apple Pay Terms and Conditions (PDF 58KB) before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card, and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Read the Google Pay Terms and Conditions (PDF 104KB) before making a decision and consider if it is right for you. Available for eligible cards. To use Google Pay you will need to use a compatible device with a supported operating system. See our Google Pay FAQs for more information. Read the Samsung Pay Terms and Conditions (PDF 77KB) before making a decision and consider if it is right for you. To use Samsung Pay you will need to use a compatible device with a supported operating system. See our Samsung Pay FAQs for more information. Internet connection may be needed to make purchases using Google Pay, Samsung Pay and normal mobile data charges apply. Android, Google Pay and Google Play are trademarks of Google Inc. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.