Bankwest Breeze Classic Mastercard (0% p.a. on balance transfers for 26 months then 10.99% p.a. thereafter. No annual fee for first year. 2% BT fee applies)

Purchase Rate
10.99% p.a.
Cash Advance Rate
21.99% p.a.
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Interest Free
Up to 55 days
Annual Fee
Balance Transfer Rate
0% p.a. for first 26 months
  • Get on top of your credit card balance with 0% p.a. on balance transfers for 26 months, then 10.99% p.a. thereafter, plus no annual fee for the first year. 2% balance transfer fee applies. New customers only. Limited time. Other fees, T&Cs apply.
  • Up to 3 additional cardholders at no additional cost.
  • Free worldwide emergency replacement card.

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Fee & Repayments

Annual Fee $49.00
Annual Fee First Year $0.00
Rewards Joining Fee -
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2% or $20.00
Interest Charged From PurchaseDate
Late Payment Fee $25.00

Other Charges

Duplicate Statement Fee $2.50
Overseas ATM Balance Fee $0.00
Transaction Verification Fee $10.00
Overseas ATM Withdrawal Fee $0.00
Over Limit Fee $0.00
Overseas Emergency Card Replacement Fee $0.00
Terms & Conditions
Lending criteria, fees and charges apply. Terms and conditions apply and are available on request from Bankwest. One Bankwest Breeze Mastercard per customer. You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use, available on the Bankwest website, further outlines how this interest free period is calculated. Discounted annual fee and introductory balance transfer rate offer is available to new Bankwest Breeze Mastercard customers who apply from 11 December 2020 until the promotion ends, and are approved. Excludes product transfers from existing Bankwest credit cards. Discounted annual fee: Annual fee is discounted in the first year and will be payable in subsequent years in advance on each anniversary date of card opening. Introductory balance transfer rate: A 2% balance transfer fee is payable on all transactions to which that balance transfer rate applies. Introductory balance transfer rate excludes cash advances. Offer applies from the date the card is opened, regardless of when any balance transfer is processed by Bankwest. After the introductory period, the interest rate on any outstanding transferred balance will be charged at the ongoing rate for balance transfers (currently 10.99% p.a.) as outlined in your credit card schedule. Rates are subject to change. Minimum balance transfer amount is $500. A balance transfer request will only be processed up to 95% of your approved credit limit. Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.