Bankwest Business Mastercard Large Rewards

Purchase Rate
18.50% p.a.
Cash Advance Rate
18.50% p.a.
Interest Free
Up to 55 days
Annual Fee
  • Earn 1 point per $1 spend on eligible purchases.
  • New customers receive 28,000 bonus points after 3 months. Minimum spend and T&Cs apply.
  • Redeem your points for gift cards, flights and even cashback.
  • Up to 3 additional card holders for free.
  • 24/7 access to Mastercard Worldwide Emergency Services for lost or stolen cards and emergency cash advances whilst travelling overseas.

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Rewards Program
  • New customers receive 28,000 bonus points after 3 months.
  • Earn 1 point per $1 spend on eligible purchases
  • No points capping.

Fee & Repayments

Annual Fee $99.00
Annual Fee First Year $99.00
Rewards Joining Fee $0.00
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2% or $20.00
Interest Charged From PurchaseDate
Late Payment Fee $35.00

Rewards Program

Rewards Points per Dollar 1
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* -
Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card*
Lifetime of Points 24 months
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines

Other Charges

Duplicate Statement Fee $2.50
Overseas ATM Balance Fee $0.00
Transaction Verification Fee $12.00
Overseas ATM Withdrawal Fee $0.00
Over Limit Fee $10.00
Overseas Emergency Card Replacement Fee -
Terms & Conditions
Check your eligibility People 18 years or over Australian permanent residents Don't have an overdue debt with the Australian Taxation Office You must meet Bankwest's lending criteria. This card’s credit limit is between $2,000 and $50,000. For limits over $25,000 call us on 13 7000. Minimum limit applies to new cards only.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.