Bankwest Business Mastercard Large Rewards

Purchase Rate
18.50% p.a.
Cash Advance Rate
18.50% p.a.
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Interest Free
Up to 55 days
Annual Fee
  • Earn 1 point per $1 spend on eligible purchases.
  • New customers receive 28,000 bonus points after 3 months. Minimum spend and T&Cs apply.
  • Redeem your points for gift cards, flights and even cashback.
  • Up to 3 additional card holders for free.
  • 24/7 access to Mastercard Worldwide Emergency Services for lost or stolen cards and emergency cash advances whilst travelling overseas.

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Rewards Program
  • New customers receive 28,000 bonus points after 3 months.
  • Earn 1 point per $1 spend on eligible purchases
  • No points capping.

Fee & Repayments

Annual Fee $99.00
Annual Fee First Year $99.00
Rewards Joining Fee $0.00
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2% or $20.00
Interest Charged From PurchaseDate
Late Payment Fee $35.00

Rewards Program

Rewards Points per Dollar 1
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* -
Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card*
Lifetime of Points 24 months
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines

Other Charges

Duplicate Statement Fee $2.50
Overseas ATM Balance Fee $0.00
Transaction Verification Fee $12.00
Overseas ATM Withdrawal Fee $0.00
Over Limit Fee $10.00
Overseas Emergency Card Replacement Fee -
Terms & Conditions
1. Business Rewards Points are earned in accordance with and subject to the Bankwest Business Rewards Terms and Conditions (PDF). Exclusions and limitations apply. Business Rewards points are earned on eligible purchases only. Points earned and redemption values subject to change. Business Rewards points (outside any bonus points) will only be credited to your account once your account has been opened for at least 2 months. 2. 28,000 Business Rewards introductory bonus points are available to new Bankwest Large Rewards Mastercard customers only who apply for a Bankwest Large Rewards Mastercard, are approved and spend at least $2,500 on eligible purchases within 3 months from account opening. Bonus points are subject to change. Bonus points will be transferred to your account within 4 months of account opening. You are not eligible for introductory bonus points if you upgrade or vary your existing Bankwest credit card to a Bankwest Large Rewards Mastercard. 3. You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 20 of our Business Mastercard Terms and Conditions (PDF) further outlines how this interest free period is calculated. The primary cardholder takes personal liability for all transactions on the account (including those transactions made by any of the additional cardholders). Mastercard and the Mastercard brandmark are registered trademarks and the circles design, tap & go and Smart Data are trademarks of Mastercard International Incorporated.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.