Bankwest More Platinum MasterCard

Purchase Rate
19.99% p.a.
Cash Advance Rate
21.99% p.a.
Interest Free
Up to 44 days
Annual Fee
Balance Transfer Rate
0% p.a. for first 6 months
  • 0% p.a. on balance transfers for 6 months. (1% BT fee)
  • More Mastercard customers will earn 75,000 annual bonus points each year, provided they meet the minimum spend requirements of $48,000 on eligible purchases in any year from card account opening.
  • Earn 2 Reward Points for every $1 you spend on eligible purchases**.
  • No foreign transaction fees on online and overseas purchases.
  • Use your points for webjet flights, hotels, gift cards and the latest merchandise.
  • Complimentary Credit Card Travel Insurance for you and your family~.
  • Up to 12 months extra warranty on top of the manufacturer's warranty.~
  • Purchase security cover. 3 months of free insurance against loss, theft or accidental damage on personal goods purchased anywhere in the world.~

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Rewards Program
  • More Mastercard customers will earn 75,000 annual bonus points each year, provided they meet the minimum spend requirements of $48,000 on eligible purchases in any year from card account opening.

Fee & Repayments

Annual Fee $160.00
Annual Fee First Year $160.00
Rewards Joining Fee $0.00
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2% or $20.00
Interest Charged From PurchaseDate
Late Payment Fee $25.00

Rewards Program

Rewards Points per Dollar 2
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* -
Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card*
Lifetime of Points 36 months
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines

Other Charges

Duplicate Statement Fee $2.50
Overseas ATM Balance Fee $0.00
Transaction Verification Fee $12.00
Overseas ATM Withdrawal Fee $0.00
Over Limit Fee $10.00
Overseas Emergency Card Replacement Fee $0.00
Terms & Conditions
Lending criteria, fees, terms and conditions apply. A purchase will only be interest free if you pay in full by their due dates the closing balance (including amounts for any cash advances and balance transfers) of both the account statement which lists the purchase and preceding account statement. Introductory rate on balance transfers is available for a limited time and only to new Bankwest More Mastercard customers who apply from 15 May 2017 until the promotion ends, and are approved. A 1% Balance Transfer Fee is payable on all transactions to which that balance transfer rate applies. Introductory rate on balance transfers applies from the date the card is opened, regardless of when any balance transfer is processed by us. After the introductory period, the interest rate on any outstanding transferred balance will be outlined in your credit card schedule. Minimum balance transfer amount $500. A request will only be processed up to 95% of your approved limit. Only non-Bankwest-branded credit cards can be balance transferred to a Bankwest More Mastercard. You are not eligible for this promotion if you upgrade or vary your existing Bankwest credit card to a Bankwest More Mastercard. To earn Annual Bonus Points you mush have a minimum credit limit of $3,000. No foreign transaction fees for Platinum and Wold customers for transactions occurring outside Australia whether in foreign currency or Australian dollars. This applies to online and oversease purchases. Other fees and charges may apply, including when using overseas ATMs. ~Limitations and exclusions apply. See Complimentary Credit Card Insurance booklet for details.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.