Bankwest Zero Platinum Mastercard (0% p.a. on balance transfers for 34 months, 2% BT fee applies)

Purchase Rate
14.99% p.a.
Cash Advance Rate
21.99% p.a.
Interest Free
Up to 55 days
Annual Fee
Balance Transfer Rate
0% p.a. for first 34 months
  • No annual fee.
  • 0% p.a. on balance transfers for 34 months^.
  • No foreign transaction fees on online and overseas purchases.
  • Complimentary Credit Card Travel Insurance for you and your family*.
  • Up to 12 months extra warranty on top of the manufacturer's warranty*.
  • 3 months of free insurance against loss, theft or accidental damage on personal goods purchased anywhere in the world*.
  • Get time back with 24/7 concierge service to assist with making reservations, bookings and inquiries on your behalf *.

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Fee & Repayments

Annual Fee $0.00
Annual Fee First Year $0.00
Rewards Joining Fee -
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2% or $20.00
Interest Charged From PurchaseDate
Late Payment Fee $25.00

Other Charges

Duplicate Statement Fee $2.50
Overseas ATM Balance Fee $0.00
Transaction Verification Fee $12.00
Overseas ATM Withdrawal Fee $0.00
Over Limit Fee $10.00
Overseas Emergency Card Replacement Fee -
Terms & Conditions
Lending criteria, eligibility criteria, fees and charges apply. Terms and conditions apply and are available on request. Rates are subject to change. A purchase will only be interest free if you pay in full by their due dates the closing balance (including amounts for any cash advances and balance transfers) of both the account statement which lists the purchase and preceding account statement. ^Introductory rate on balance transfers applies from the date the card is opened, regardless of when any balance transfer is processed by us. After the introductory period, the standard rate will apply to balance transfer. Minimum balance transfer amount $500. A request will only be processed up to 95% of your approved credit limit. Only non-Bankwest-branded credit cards can be balance transferred to a Bankwest Zero MasterCard. *Limitations and exclusions apply. See Complimentary Credit Card Insurance ( library/pdf/PDS_20060801-154923.pdf) booklet and World and Platinum Concierge Services and Conditions of Use ( booklet for details. One Bankwest Zero MasterCard account per customer.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.