Commercial Fixed

Fixed Rates: All Terms (p.a.)
Term Fixed Rate Comparison Rate*
1 Year 3.18% 4.17%
2 Year 3.19% 4.08%
3 Year 3.36% 4.04%
4 Year 3.72% 4.10%
5 Year 3.90% 4.14%
Key Features
Loan Type
Min Loan
Max Loan
Application Fee
Borrow upto
of property value
Ongoing fee
Redraw Facility
Offset Account

Loan Details

Loan Type Fixed
Security Type
Availability Investors
Repayment Options Principal & Interest
Repayment Frequency Fortnightly, Monthly
Min Loan Term 1
Max Loan Term 20
Max Loan to Value Ration (LVR) 75%
Max LVR with Mortgage Insurance 75%
Min Loan Amount $500,000.00
Max Loan Amount $1,000,000.00
Interest Rate Notes
Please note: Commercial fixed rates change daily. The fixed rate that will apply will be the fixed rate applicable on the settlement date.


Extra Repayments
Loan is Transferable (Portable)
Transfer Fee $250.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate -%
Redraw Available
Min Redraw Amount -
Max Redraw Amount -
Redraw Fee -
Redraw Notice Period
Redraw Method
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split n/a
Separate Statements for Split
Statement Frequency 4
Fixed Option
Fee for Fixing $250.00


Application Fee $2,000.00
Legal Fee $1,100.00
Valuation Fee $0.00
Settlement Fee $0.00
Service Fee $0.00
Exit Fee $250.00
Early Termination Fee May apply.

Break Costs

May apply.

General Fee Notes:

For loans greater than $1 million, please contact your Broker to confirm the Commitment Fee (Application Fee). A legal fee of 0.11% of total loan amount, with a minimum fee of $1100 applies. Please refer to your Broker for more information or call us on 133 464.

General Notes:

To find out today's fixed interest rate for a new loan application or for loan amounts of $1 million or more, please contact your ING commercial representative.

*The comparison rates in this table are based on a secured loan amount of $150,000 and a term of 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.