Qudos Bank
Qudos Bank

Fixed Rate Loan P&I - At least 10% but less than 20% deposit (Investment)

Fixed Rates: All Terms (p.a.)
Term Fixed Rate Comparison Rate*
1 Year 2.59% 3.18%
2 Year 2.59% 3.13%
3 Year 2.59% 3.08%
4 Year 3.09% 3.19%
5 Year 3.09% 3.18%
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Key Features
Loan Type
Fixed
Min Loan
Max Loan
$5,000.00
$10,000,000.00
Application Fee
$0.00
Borrow upto
of property value
95%
Ongoing fee
$0.00
Redraw Facility
Offset Account

Loan Details

Loan Type Fixed
Security Type
Availability Investors
Repayment Options Principal & Interest
Repayment Frequency Weekly, Fortnightly, Monthly
Min Loan Term 0
Max Loan Term 30
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance 95%
Min Loan Amount $5,000.00
Max Loan Amount $10,000,000.00
Interest Rate Notes

Features

Extra Repayments
Loan is Transferable (Portable)
Transfer Fee -
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate -%
Redraw Available
Min Redraw Amount -
Max Redraw Amount -
Redraw Fee -
Redraw Notice Period
Redraw Method
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split n/a
Separate Statements for Split
Statement Frequency
Fixed Option
Fee for Fixing n/a

Fees

Application Fee $0.00
Legal Fee $0.00
Valuation Fee $0.00
Settlement Fee $0.00
Service Fee $0.00
Exit Fee -
Early Termination Fee

Break Costs


General Fee Notes:

$600 establishment fee for loans less than $500,000 $300 switching fee payable for switching in or out of a variable rate into another variable or fixed rate

General Notes:

~All fixed rate owner occupied loans revert to 2.79% and all fixed rate investment loans revert to 3.24%. For more information on home loans with a deposit of less than 20% or for construction loans please call 1300 747 747.

*The comparison rates in this table are based on a secured loan amount of $150,000 and a term of 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.