ANZ is known as one of Australia’s top 4 banks. It is the largest banking group in the New Zealand and Pacific region and is one of the top 50 banks in the world. Suffice to say, that when we refer to it as a big four bank, it is actually the biggest.
The bank first opened in 1835 in Sydney as the Bank of Australasia.
It opened its first Melbourne branch in 1838, with Melbourne later becoming home to ANZ’s world headquarters.
ANZ operates globally in 33 markets with representation in Australia, New Zealand, Asia, Pacific, Europe, America and the Middle East.
As technology, demographic shifts and globalisation have brought challenges as well as opportunities, ANZ has an important role to play in the financial wellbeing of its customers.
ANZ takes the financial wellbeing of its customers seriously, ensuring they have the best tools and insights available to them to make the right financial decisions.
ANZ describes its focus as creating a simpler, better balanced bank, that is applicable in the current digital age and which offers a superior every day customer experience.
ANZ claims it is devoted to providing improved customer outcomes, developing new services and distribution options and new initiatives that provide home owners and small business owners with a range of financial solutions.
ANZ's SWIFT code: ANZBAU3M
ANZ is known as one of Australia’s top 4 banks. It is the largest banking group in the New Zealand and Pacific region and is one of the top 50 banks in the world. Suffice to say, that when we refer to it as a big four bank, it is actually the biggest.
The bank first opened in 1835 in Sydney as the Bank of Australasia.
It opened its first Melbourne branch in 1838, with Melbourne later becoming home to ANZ’s world headquarters.
ANZ operates globally in 33 markets with representation in Australia, New Zealand, Asia, Pacific, Europe, America and the Middle East.
As technology, demographic shifts and globalisation have brought challenges as well as opportunities, ANZ has an important role to play in the financial wellbeing of its customers.
ANZ takes the financial wellbeing of its customers seriously, ensuring they have the best tools and insights available to them to make the right financial decisions.
ANZ describes its focus as creating a simpler, better balanced bank, that is applicable in the current digital age and which offers a superior every day customer experience.
ANZ claims it is devoted to providing improved customer outcomes, developing new services and distribution options and new initiatives that provide home owners and small business owners with a range of financial solutions.
ANZ's SWIFT code: ANZBAU3M
Variable
Rate |
Comparison
Rate |
Variable
Rate |
Comparison
Rate |
Variable
Rate |
Comparison
Rate |
Variable
Rate |
Comparison
Rate |
Variable
Rate 4.04 |
Comparison
Rate 3.89 |
Variable
Rate 3.79 |
Comparison
Rate 3.79 |
Variable
Rate 3.74 |
Comparison
Rate 3.40 |
Variable
Rate 3.19 |
Comparison
Rate 3.19 |
Variable
Rate 3.98 |
Comparison
Rate 3.99 |
Variable
Rate 3.14 |
Comparison
Rate 2.89 |
Variable
Rate 3.24 |
Comparison
Rate 2.99 |
Variable
Rate 3.99 |
Comparison
Rate 3.99 |
Variable
Rate 2.74 |
Comparison
Rate 2.74 |
Variable
Rate 2.84 |
Comparison
Rate 2.84 |
Variable
Rate 4.19 |
Comparison
Rate 4.07 |
Variable
Rate 3.63 |
Comparison
Rate 2.89 |
Variable
Rate 3.63 |
Comparison
Rate 2.95 |
Variable
Rate 3.99 |
Comparison
Rate 3.99 |
Variable
Rate 2.44 |
Comparison
Rate 2.45 |
Variable
Rate 2.54 |
Comparison
Rate 2.55 |
Variable
Rate 5.49 |
Comparison
Rate 5.35 |
Variable
Rate 5.24 |
Comparison
Rate 5.24 |
Variable
Rate 5.19 |
Comparison
Rate 4.86 |
Variable
Rate 4.64 |
Comparison
Rate 4.64 |
1st year Fixed
Rate 8.99 |
Comparison
Rate. 9.88 |
1st year Fixed
Rate |
Comparison
Rate. |
1st year Fixed
Rate |
Comparison
Rate. |
Purchase
Rate 17.74 |
Annual
Fee $150.00 |
Purchase
Rate 20.24 |
Annual
Fee $300.00 |
Purchase
Rate 12.99 |
Annual
Fee $100.00 |
Purchase
Rate 20.24 |
Annual
Fee $200.00 |
Purchase
Rate 20.24 |
Annual
Fee $30.00 |
Purchase
Rate 20.24 |
Annual
Fee $30.00 |
Purchase
Rate 20.24 |
Annual
Fee $95.00 |
Purchase
Rate 20.24 |
Annual
Fee $425.00 |
Purchase
Rate 20.24 |
Annual
Fee $295.00 |
Purchase
Rate 12.49 |
Annual
Fee $58.00 |
Purchase
Rate 20.24 |
Annual
Fee $87.00 |
Purchase
Rate 20.24 |
Annual
Fee $80.00 |
Purchase
Rate 20.24 |
Annual
Fee $375.00 |
Purchase
Rate 20.24 |
Annual
Fee $95.00 |
Purchase
Rate 20.24 |
Annual
Fee $120.00 |
Max Interest rate($10,000) | Base Interest rate($10,000) 0.02 |
Max Interest rate($10,000) 1000 | Base Interest rate($10,000) 0.05 |
Max Interest rate($10,000) | Base Interest rate($10,000) 0.05 |
Max Interest rate($10,000) | Base Interest rate($10,000) 0.10 |
Max Interest rate($10,000) 1000 | Base Interest rate($10,000) 0.05 |
Max Interest rate($10,000) 10 | Base Interest rate($10,000) 0.01 |
Max Interest rate($10,000) | Base Interest rate($10,000) 0.05 |
Max Interest rate($10,000) | Base Interest rate($10,000) 0.05 |
90 Days
0.08 |
1 Yr Paid
Annually 0.20 |
90 Days
0.08 |
1 Yr Paid
Annually 0.20 |
90 Days
0.05 |
1 Yr Paid
Annually 0.15 |
90 Days
0.50 |
1 Yr Paid
Annually 0.50 |
There are several different products on offer, ranging from bank account options including everyday accounts, savings accounts, term deposits, credit cards, home loans and personal loans. Superannuation, financial advisory and other financial services, including a share trading platform to help you trade Australian and international shares and manage your stock portfolio, are also on offer.
ANZ’s online and mobile banking platforms make it easy for you to view your statements online, check account balances, transfer funds between your accounts, activate new cards and update personal information.
If you are looking to switch your current account to an ANZ account, the bank provides an easy-to-use online switching service.
They can also help customers open an account when migrating to Australia.
Let’s have a look at ANZ’s product suite.
There are three types of ANZ transaction accounts.
There are two types of Term Deposit accounts:
ANZ has several different credit cards, all with specific advantages to help customers determine what best suits their needs. The cards include:
Whether you are purchasing a home to live in, or seeking an investment property ANZ has different options to help meet your requirements.
There is an annual package fee of $395.
ANZ offers two types of personal loans.
As an international bank, the ANZ delivers great support to its business clients both local and abroad. ANZ provides a range of loans and overdraft facilities, including a 20 minute approval of unsecured loans up to $200,000. Other solutions include bank guarantees, ANZ Tailored Commercial Facility, ANZ Commercial Bill Facilities, ANZ Revolving Agri-Line, which delivers a flexible line of credit and vehicle equipment finance. Credit cards, superannuation products and merchant and payment solutions are also available. Finally, tailored international trade and foreign exchange solutions are available for international businesses.
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