St.George

From its beginnings in Sydney in 1937, St. George Bank has been part of the Westpac Banking Corporation since 2008. St. George is a leading Retail and Business Banking that focuses on financial products and advice for retail and business customers.

Australia’s fifth largest bank, they offer a range of products for personal, business and corporate customers.

What products does St. George Bank offer to its customers?

Please see the table below for a list of available products.

St.George

From its beginnings in Sydney in 1937, St. George Bank has been part of the Westpac Banking Corporation since 2008. St. George is a leading Retail and Business Banking that focuses on financial products and advice for retail and business customers.

Australia’s fifth largest bank, they offer a range of products for personal, business and corporate customers.

What products does St. George Bank offer to its customers?

Please see the table below for a list of available products.

Basic Home Loan for Owner Occupier (LVR 60-80%)

Variable
Rate 3.93
Comparison
Rate 3.98

Basic Home Loan for Owner Occupier (LVR above 80%)

Variable
Rate 3.98
Comparison
Rate 4.03

Basic Home Loan for Owner Occupier (LVR below 60%)

Variable
Rate 3.88
Comparison
Rate 3.93

Basic Home Loan for Residential Investment (LVR 60-80%)

Variable
Rate 4.49
Comparison
Rate 4.54

Get Set Loan

1st year Fixed
Rate
Comparison
Rate.

Overdraft

1st year Fixed
Rate
Comparison
Rate.

Personal Loan - Secured

1st year Fixed
Rate 7.49
Comparison
Rate. 8.60

Personal Loan - Unsecured

1st year Fixed
Rate 11.49
Comparison
Rate. 12.57

BusinessVantage Visa Card

Purchase
Rate 9.99
Annual
Fee $55.00

St.George Amplify

Purchase
Rate 19.74
Annual
Fee $79.00

St.George Amplify

Purchase
Rate 19.74
Annual
Fee $79.00

St.George Amplify Platinum

Purchase
Rate 19.74
Annual
Fee $99.00

St.George Amplify Platinum

Purchase
Rate 19.74
Annual
Fee $99.00

St.George Amplify Signature - Qantas

Purchase
Rate 19.74
Annual
Fee $279.00

St.George No Annual Fee

Purchase
Rate 20.74
Annual
Fee

St.George Rainbow Vertigo Platinum Card

Purchase
Rate 12.99
Annual
Fee $99.00

St.George Vertigo Platinum

Purchase
Rate 12.99
Annual
Fee $99.00

Complete Freedom

Max Interest rate($10,000) Base Interest rate($10,000)

Complete Freedom for Students

Max Interest rate($10,000) Base Interest rate($10,000)

Concession Account

Max Interest rate($10,000) Base Interest rate($10,000)

Incentive Saver Account

Max Interest rate($10,000) Base Interest rate($10,000) 0.20

Maxi Saver

Max Interest rate($10,000) 1 Base Interest rate($10,000) 0.05

Retirement Access Plus Account

Max Interest rate($10,000) Base Interest rate($10,000) 0.20

Farm Management Deposit Account

90 Days

1 Yr Paid
Annually

Farm Management Deposit Account

90 Days

1 Yr Paid
Annually

Farm Management Deposit Account

90 Days

1 Yr Paid
Annually

Farm Management Deposit Account

90 Days

1 Yr Paid
Annually

Term Deposit

90 Days

0.10
1 Yr Paid
Annually 0.25

What transaction accounts do St. George Bank offer?

St. George offers everyday accounts to suit just about everybody.

  • a Complete Freedom Account offers you easy access to your funds, with no ATM fees at more than 3,000 ATMs across Australia. Monthly deposits apply to waive monthly fees. Comes with a linked Visa debit card.
  • A Concession Account for eligible Commonwealth Government Health Concession Cards with no monthly account fees. All account holders get a linked Visa debit card and the ability to make transactions at St. George branches.
  • A Retirement Plus Account for pensioners or retirees with a Visa debit card. No ongoing account keeping fees, and unlimited monthly transactions if your minimum balance exceeds $20,000 each month.

What savings accounts do St. George Bank offer?

  • Incentive Saver Account – lets you earn bonus interest for every month you make one deposit and no withdrawals. No account keeping fees on this account.
  • Investment Cash Account – an account for an investor or Self Managed Super Fund with no account keeping fees.
  • DIY Super Saver – primarily online best for Self Managed Super Funds with a bonus interest for the first four months.
  • Maxi Saver Account – a savings account with a bonus interest offer for the first three months with no ongoing account fees.

What term deposits are offered by St. George Bank?

St. George Bank Bank offers term deposits starting with as little as $1,000 up to $2 million using a term of minimum one month up to to five years. Multiple interest payment options like monthly, quarterly, bi-annually, annually or at maturity. There are a number of options available to you at the maturity of your deposit.

What are some of the positives of banking with St. George?

St. George Bank offer a number of different products to consumers including:

  • Variety – St. George provides a variety of different bank accounts to suit different needs including being able to open an account as a child, students, retiree, saver or spender.
  • Schedule payments – customers have the option to schedule payments up to 24 months in advance.
  • Credit cards – from travel cards to Qantas rewards to balance transfer options.
  • Business banking services – St. George Bank offer a number of business and corporate finance solutions
  • Accessible banking – St. George offers branch banking, online banking and phone banking. There are more than 400 St. George or BankSA branches around Australia to suit your banking needs.

What are some of the considerations with St. George Bank?

  • Fees – Some transaction accounts will cost you account keeping fees if you don’t meet certain criteria

How do I apply for an account with St. George Bank Bank?

You can apply for an account online, over the phone or by heading into a St. George Bank branch. As with any online application you will need to meet eligibility criteria sand provide proof of age requirements and evidence of Australian residency. Applying online takes mere minutes to complete.

Have your identification documents ready such as your Australian passport, birth certificate, Medicare card or driver’s license. You will also need your contact information such as email address, phone number and residential address.

Compare St. George Bank savings rate with other savings accounts and other term deposits in Australia.