Newcastle Permanent Home Loans as of July 2026

Monthly repayment below is based on a $500,000 loan amount over 30 years.

Update resultsUpdate
LenderHome LoanInterest Rate Comparison Rate* Monthly Repayment Repayment type Rate Type Offset Redraw Ongoing Fees Upfront Fees Max LVR Lump Sum Repayment Extra Repayments Split Loan Option TagsFeaturesLinkComparePromoted ProductDisclosure
5.99% p.a.
6.03% p.a.
$2,995
Principal & Interest
Variable
$0
$0
80%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 20% Min Deposit
  • Redraw
  • Extra Repayments
  • More details
6.14% p.a.
6.48% p.a.
$3,043
Principal & Interest
Variable
$395
$0
80%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 20% Min Deposit
  • Offset
  • Redraw
  • Extra Repayments
  • More details
6.19% p.a.
6.11% p.a.
$2,579
Interest-only
Variable
$0
$0
80%
  • Owner Occupier
  • Variable
  • Interest-only
  • 20% Min Deposit
  • Redraw
  • Extra Repayments
  • More details
6.19% p.a.
6.23% p.a.
$3,059
Principal & Interest
Variable
$0
$595
80%
  • Investor
  • Variable
  • Principal & Interest
  • 20% Min Deposit
  • Redraw
  • Extra Repayments
  • More details
6.29% p.a.
7.97% p.a.
$3,092
Principal & Interest
Fixed
$395
$0
80%
  • Owner Occupier
  • Fixed 1 Year
  • Principal & Interest
  • 20% Min Deposit
  • Redraw
  • Extra Repayments
  • More details
6.29% p.a.
7.82% p.a.
$3,092
Principal & Interest
Fixed
$395
$0
80%
  • Owner Occupier
  • Fixed 2 Years
  • Principal & Interest
  • 20% Min Deposit
  • Redraw
  • Extra Repayments
  • More details
6.34% p.a.
6.68% p.a.
$3,108
Principal & Interest
Variable
$395
$0
80%
  • Investor
  • Variable
  • Principal & Interest
  • 20% Min Deposit
  • Offset
  • Redraw
  • Extra Repayments
  • More details
6.39% p.a.
8.31% p.a.
$3,124
Principal & Interest
Fixed
$0
$0
80%
  • Owner Occupier
  • Fixed 1 Year
  • Principal & Interest
  • 20% Min Deposit
  • Extra Repayments
  • More details
More home loans
Important Information and Comparison Rate Warning
Important Information and Comparison Rate Warning

Latest Lending News

Home Loan Basics

How do rent-to-buy schemes work?

RBA rate cut August 2025 - Is your lender passing it on?

Home Loan Basics

How long does home loan approval take?

What Is a Comparison Rate for Home Loans?

Show more

Home Loan Lenders' Rates

Art Badge

InfoChoice respectfully acknowledges the Traditional Custodians of the land on which we live, learn and work.