RACQ Bank Personal Loan Rates & Review

RACQ Bank Personal Loans as of December 2025

Monthly repayment below is based on a $20,000 loan amount over 5 years.

Loan duration

Loan amount

Compare

Lender	Car Loan	Interest Rate	Comparison Rate*	Monthly Repayment	Interest Type	Secured Type	Early Exit Fee	Ongoing Fee	Upfront Fee	Total Repayment	Link	Compare
RACQ Bank	RACQ Bank Green Car Loan (1 Year)	5.99% p.a.	5.99% p.a.	$608	Fixed	Secured	$0	$0	$0	$21,901	More details	Compare
RACQ Bank	RACQ Bank Green Car Loan (2 Years)	5.99% p.a.	5.99% p.a.	$608	Fixed	Secured	$0	$0	$0	$21,901	More details	Compare
RACQ Bank	RACQ Bank Green Car Loan (3 Years)	5.99% p.a.	5.99% p.a.	$608	Fixed	Secured	$0	$0	$0	$21,901	More details	Compare
RACQ Bank	RACQ Bank Green Car Loan (4 Years)	5.99% p.a.	5.99% p.a.	$608	Fixed	Secured	$0	$0	$0	$21,901	More details	Compare
RACQ Bank	RACQ Bank Green Car Loan (5 Years)	5.99% p.a.	5.99% p.a.	$608	Fixed	Secured	$0	$0	$0	$21,901	More details	Compare
RACQ Bank	RACQ Bank Car Loan (1 Year)	6.69% p.a.	6.86% p.a.	$615	Fixed	Secured	$0	$0	$120	$22,130	More details	Compare
RACQ Bank	RACQ Bank Car Loan (2 Years)	6.69% p.a.	6.86% p.a.	$615	Fixed	Secured	$0	$0	$120	$22,130	More details	Compare
RACQ Bank	RACQ Bank Car Loan (3 Years)	6.69% p.a.	6.86% p.a.	$615	Fixed	Secured	$0	$0	$120	$22,130	More details	Compare
RACQ Bank	RACQ Bank Car Loan (4 Years)	6.69% p.a.	6.86% p.a.	$615	Fixed	Secured	$0	$0	$120	$22,130	More details	Compare
RACQ Bank	RACQ Bank Car Loan (5 Years)	6.69% p.a.	6.86% p.a.	$615	Fixed	Secured	$0	$0	$120	$22,130	More details	Compare
RACQ Bank	RACQ Bank Car Loan (6 Years)	6.69% p.a.	6.86% p.a.	$615	Fixed	Secured	$0	$0	$120	$22,130	More details	Compare
RACQ Bank	RACQ Bank Car Loan (7 Years)	6.69% p.a.	6.86% p.a.	$615	Fixed	Secured	$0	$0	$120	$22,130	More details	Compare
RACQ Bank	RACQ Bank Green Personal Loan	6.99% p.a.	6.99% p.a.	$617	Variable	Unsecured	$0	$0	$0	$22,228	More details	Compare
RACQ Bank	RACQ Bank Personal Loan Special	9.99% p.a.	10.16% p.a.	$645	Variable	Unsecured	$0	$0	$120	$23,229	More details	Compare

More personal loans

Low Rate Personal Loan Unsecured (Exceptional Credit) ($5k-$100k) (5 Years)

Product Features

No ongoing or early exit fees
1-7 years loan terms. Pay monthly, fortnightly, or weekly
Get a quick decision. Funds in 24 hours if approved
Loan amounts of up to $75,000, and up to $100,000 for home improvement projects and motor vehicles

Monthly repayments: $611

6.28% Advertised Rate (p.a.)

6.28% Comparison Rate (p.a.)

More details

Important Information and Comparison Rate Warning

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Personal Loan Lenders' Rates

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Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. For car loans, the base criteria include a $30,000 loan over 5 years. For personal loans, the base criteria include a $20,000 loan over 5 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

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RACQ Bank Personal Loans