Unity Bank Personal Loan Rates & Review

Unity Bank Personal Loans as of May 2026

Monthly repayment below is based on a $20,000 loan amount over 5 years.

Loan duration

Loan amount

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Lender	Car Loan	Interest Rate	Comparison Rate*	Monthly Repayment	Interest Type	Secured Type	Early Exit Fee	Ongoing Fee	Upfront Fee	Total Repayment	Link	Compare
Unity Bank	Unity Bank Green Upgrades Loan	5.55% p.a.	5.55% p.a.	$604	Variable	Unsecured	$0	$0	$0	$21,757	More details	Compare
Unity Bank	Unity Bank Green Car Loan (1 Year)	6.49% p.a.	6.49% p.a.	$613	Fixed	Secured	$0	$0	$0	$22,064	More details	Compare
Unity Bank	Unity Bank Green Car Loan (2 Years)	6.49% p.a.	6.49% p.a.	$613	Fixed	Secured	$0	$0	$0	$22,064	More details	Compare
Unity Bank	Unity Bank Green Car Loan (3 Years)	6.49% p.a.	6.49% p.a.	$613	Fixed	Secured	$0	$0	$0	$22,064	More details	Compare
Unity Bank	Unity Bank Green Car Loan (4 Years)	6.49% p.a.	6.49% p.a.	$613	Fixed	Secured	$0	$0	$0	$22,064	More details	Compare
Unity Bank	Unity Bank Green Car Loan (5 Years)	6.49% p.a.	6.49% p.a.	$613	Fixed	Secured	$0	$0	$0	$22,064	More details	Compare
Unity Bank	Unity Bank Green Car Loan (6 Years)	6.49% p.a.	6.49% p.a.	$613	Fixed	Secured	$0	$0	$0	$22,064	More details	Compare
Unity Bank	Unity Bank Green Car Loan (7 Years)	6.49% p.a.	6.49% p.a.	$613	Fixed	Secured	$0	$0	$0	$22,064	More details	Compare
Unity Bank	Unity Bank Fair Rate Personal Loan (Diamond)	7.99% p.a.	8.00% p.a.	$627	Variable	Unsecured	$0	$0	$150	$22,559	More details	Compare
Unity Bank	Unity Bank Fixed Rate Car Loan (<5 years) (1 Year)	7.99% p.a.	8.01% p.a.	$627	Fixed	Secured	$0	$0	$200	$22,559	More details	Compare
Unity Bank	Unity Bank Fixed Rate Car Loan (<5 years) (2 Years)	7.99% p.a.	8.01% p.a.	$627	Fixed	Secured	$0	$0	$200	$22,559	More details	Compare
Unity Bank	Unity Bank Fixed Rate Car Loan (<5 years) (3 Years)	7.99% p.a.	8.01% p.a.	$627	Fixed	Secured	$0	$0	$200	$22,559	More details	Compare
Unity Bank	Unity Bank Fixed Rate Car Loan (<5 years) (4 Years)	7.99% p.a.	8.01% p.a.	$627	Fixed	Secured	$0	$0	$200	$22,559	More details	Compare
Unity Bank	Unity Bank Fixed Rate Car Loan (<5 years) (5 Years)	7.99% p.a.	8.01% p.a.	$627	Fixed	Secured	$0	$0	$200	$22,559	More details	Compare
Unity Bank	Unity Bank Fixed Rate Car Loan (<5 years) (6 Years)	7.99% p.a.	8.01% p.a.	$627	Fixed	Secured	$0	$0	$200	$22,559	More details	Compare
Unity Bank	Unity Bank Fixed Rate Car Loan (<5 years) (7 Years)	7.99% p.a.	8.01% p.a.	$627	Fixed	Secured	$0	$0	$200	$22,559	More details	Compare
Unity Bank	Unity Bank Fixed Rate Car Loan (>5 years) (1 Year)	9.99% p.a.	10.01% p.a.	$645	Fixed	Secured	$0	$0	$200	$23,229	More details	Compare
Unity Bank	Unity Bank Fixed Rate Car Loan (>5 years) (2 Years)	9.99% p.a.	10.01% p.a.	$645	Fixed	Secured	$0	$0	$200	$23,229	More details	Compare
Unity Bank	Unity Bank Fixed Rate Car Loan (>5 years) (3 Years)	9.99% p.a.	10.01% p.a.	$645	Fixed	Secured	$0	$0	$200	$23,229	More details	Compare
Unity Bank	Unity Bank Fixed Rate Car Loan (>5 years) (4 Years)	9.99% p.a.	10.01% p.a.	$645	Fixed	Secured	$0	$0	$200	$23,229	More details	Compare
Unity Bank	Unity Bank Fixed Rate Car Loan (>5 years) (5 Years)	9.99% p.a.	10.01% p.a.	$645	Fixed	Secured	$0	$0	$200	$23,229	More details	Compare
Unity Bank	Unity Bank Fixed Rate Car Loan (>5 years) (6 Years)	9.99% p.a.	10.01% p.a.	$645	Fixed	Secured	$0	$0	$200	$23,229	More details	Compare
Unity Bank	Unity Bank Fixed Rate Car Loan (>5 years) (7 Years)	9.99% p.a.	10.01% p.a.	$645	Fixed	Secured	$0	$0	$200	$23,229	More details	Compare

More personal loans

Low Rate Personal Loan Unsecured (Exceptional Credit) ($5k-$100k) (5 Years)

Product Features

No ongoing or early exit fees
1-7 years loan terms. Pay monthly, fortnightly, or weekly
Get a quick decision. Funds in 24 hours if approved
Loan amounts of up to $75,000, and up to $100,000 for home improvement projects and motor vehicles

Monthly repayments: $608

5.95% Advertised Rate (p.a.)

5.95% Comparison Rate (p.a.)

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Important Information and Comparison Rate Warning

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Personal Loan Lenders' Rates

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For home loans, the base criteria include a $500,000 loan amount over 30 years. For car loans, the base criteria include a $30,000 loan over 5 years. For personal loans, the base criteria include a $20,000 loan over 5 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Unity Bank Personal Loans