Personal Loan

General Details

Special Fixed Rate Personal Loan

Loan Details

Loan Type
FullyDrawnAdvance  
Permitted Purposes of Loan
 
Repayment Type
Principal & Interest  
Min. Loan Amount
$5,000.00  
Max. Loan Amount
$100,000.00  
Min. Loan Term
1 years  
Max. Loan Term
7 years  
Available As Car Loan
Car Type
Either New or Used
Security Type
Vehicle  

Fees

Application Fee
$195.00  
-  
-  
-  
$10.00  
 
-  
$0.00  
$0.00  
$0.00  
Employees in the education community and students carrying out studies in education qualify for a $0 application fee. Arrears administration fee, payable whenever we send you a letter because you do not make a repayment in full on or before the due date and the default continues for 3 days or more.
Interest Rates

Listed Rates

0.00% 
5.59%  
5.59%  
5.59% 
5.59%  
5.59%  
5.59%  
5.59%  
5.59% 
5.59%  

Comparison Rates*

-% 
5.86% 
5.86% 
5.86% 
5.86% 
5.86% 
5.86% 
5.86%  

Special Fixed Rate Personal Loan

More Information

Loan Type FullyDrawnAdvance
Permitted Purposes of Loan
Repayment Type Principal & Interest
Min. Loan Amount $5,000.00
Max. Loan Amount $100,000.00
Min. Loan Term 1
Max. Loan Term 7
Available As Car Loan
Car Type Either New or Used
Security Type Vehicle
Application Fee $195.00
Min. Entry Fee -
Max. Entry Fee -
Credit Line Fee -
Arrears Fee $10.00
Arrears Charged
Transaction Fees -
Monthly Service Fee $0.00
Exit Fee $0.00
Early Termination Fee $0.00
Fee Notes Employees in the education community and students carrying out studies in education qualify for a $0 application fee. Arrears administration fee, payable whenever we send you a letter because you do not make a repayment in full on or before the due date and the default continues for 3 days or more.
Variable 0.00% 
Minimum 5.59% 
Maximum 5.59% 
1 Year Fixed 5.59% 
2 Year Fixed 5.59%  
3 Year Fixed 5.59%  
4 Year Fixed 5.59%  
5 Year Fixed 5.59%  
6 Year Fixed 5.59% 
7 Year Fixed 5.59%  
Variable Comparison -% 
1 Year Fixed Comparison 5.86% 
2 Year Fixed Comparison 5.86% 
3 Year Fixed Comparison 5.86% 
4 Year Fixed Comparison 5.86% 
5 Year Fixed Comparison 5.86% 
6 Year Fixed Comparison 5.86% 
7 Year Fixed Comparison 5.86% 

*The comparison rates in this table are based on a loan of $30,000 and a term of 5 years unless otherwise indicated in the product name with^, in which case, the comparison rate is based on a loan of $10,000 and a term of 3 years. The comparison rates are for unsecured personal loans only for the relevant amounts and terms. The comparison rates for car loans and secured personal loans are for secured loans unless indicated otherwise. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.