St.George Amplify

Purchase Rate

19.74 %
p.a.
Cash Advance Rate
21.49% p.a.
Interest Free
Up to 55 days
Annual Fee
$79.00
  • Get an extra card for an additional cardholder at no extra cost.
  • Up to 55 interest free days on purchases when you pay the closing balance in full by the statement due date.
  • Visa payWave contactless payments for transactions under $100.

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

  • Choose between Amplify Rewards or Amplify Qantas.
  • If you choose Amplify Rewards: Earn 1 Amplify Point per $1 spent on purchases.
  • If you choose Amplify Qantas: Earn 0.5 Qantas Points per $1 spent on purchases.
Rewards Points per Dollar1Linked to Frequent Flyer
Spend to Redeem $100 Gift Card*$17,500.00Frequent Flyer Ratio 0.5
Spend at Loyalty Partner for $100 Gift Card*SPEND FOR SYD/MEL RETURN*$32,000.00
Lifetime of Points 
Rewards Program Partners
Rewards Bonus Points PartnersEarn bonus Amplify Points with Amplify Rewards Bonus Partners. Earn Qantas Points twice with Qantas Frequent Flyer Program partners - once on your Amplify card and again with the program partner.
Domestic AirlinesQantas - Qantas Frequent Flyer
International AirlinesQantas
ConditionsRequired spend for $100 gift card and Syd-Mel return flight is based on the Amplify Rewards Program.
Terms & Conditions
1. Earn Amplify Points through the use of an Amplify, Amplify Platinum or Amplify Signature card as set out in the Amplify Rewards and Amplify Qantas Terms and Conditions (PDF 1010KB). Points are not earned on cash advances and balance transfers or in other specified circumstances. Minimum 3,000 Amplify points is needed to redeem for any reward. Specific conditions may apply to the redemption of particular rewards. Refer to amplify.stgeorge.com.au. 2. Amplify Travel gives you access to most major domestic and international airlines within and from Australia and their connecting partner airlines. As with booking through a travel agent, in certain circumstances seats may not be available on the airline or flight of your choice at the time you wish to travel. Terms and conditions apply. For further details call Amplify Travel on 1300 489 586. 4. An additional card can be issued on the primary cardholders’ credit card account to any nominated person over the age of 16 years provided the account is not a joint account. All transactions using an additional card will be the responsibility of the primary cardholder. All Amplify Points remain the benefit of the primary cardholder. 5. You must be a member of the relevant frequent flyer program to redeem Amplify Points for frequent flyer points. The Amplify Rewards and Amplify Qantas Terms and Conditions (PDF 1010KB) and the terms and conditions of the relevant frequent flyer program apply. A joining fee may apply. Availability of award flights may be limited. For more information on the Amplify Rewards program, visit amplify.stgeorge.com.au. 6. Amplify Travel is operated by Mastercard Travel Solutions Australia Pty Ltd. ABN 70 003 745 999. All offers are correct as per date stipulated in individual offer terms and conditions, and are subject to change and availability at any time without notice. Blackout dates may apply to the offers. Offers may vary according to itinerary options, currency fluctuations and taxes at the time of booking. Prices quoted may be subject to surcharges of up to 2.5% if paying by a card product which will be calculated based upon the card product selected. We accept MasterCard, Visa, American Express and Diners Club. For validity dates, full itinerary details, conditions and all other enquiries visit call Amplify Travel on 1300 489 586.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

St.George Amplify

Purchase Rate 19.74 % p.a.
Cash Advance Rate 21.49% p.a.
Interest Free Up to 55 days
Annual Fee$79.00

Top Features

  • Get an extra card for an additional cardholder at no extra cost.
  • Up to 55 interest free days on purchases when you pay the closing balance in full by the statement due date.
Show More Top Features

More Information

Rewards Program
Overseas ATM Availability
Insurance Cover for Purchases
Automatic Travel Insurance
Rewards Points per Dollar1
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card*$17,500.00
Frequent Flyer Ratio 0.5
Spend at Loyalty Partner for $100 Gift Card*
SPEND FOR SYD/MEL RETURN*$32,000.00
Lifetime of Points  
Rewards Program Partners
Rewards Bonus Points PartnersEarn bonus Amplify Points with Amplify Rewards Bonus Partners. Earn Qantas Points twice with Qantas Frequent Flyer Program partners - once on your Amplify card and again with the program partner.
Domestic AirlinesQantas - Qantas Frequent Flyer
International AirlinesQantas
ConditionsRequired spend for $100 gift card and Syd-Mel return flight is based on the Amplify Rewards Program.
Annual Fee$79.00
Minimum RepaymentGreater of 2% or $10.00
Annual Fee First Year$79.00
Interest Charged FromPurchaseDate
Rewards Joining Fee $0.00
Late Payment Fee$15.00
Supplementary Card Fee$0.00
Duplicate Statement Fee -
Overseas ATM Balance Fee $0.00
Transaction Verification Fee-
Overseas ATM Withdrawal Fee $0.00
Over Limit Fee$15.00
Overseas Emergency Card Replacement Fee $52.50
Terms & Conditions

1. Earn Amplify Points through the use of an Amplify, Amplify Platinum or Amplify Signature card as set out in the Amplify Rewards and Amplify Qantas Terms and Conditions (PDF 1010KB). Points are not earned on cash advances and balance transfers or in other specified circumstances. Minimum 3,000 Amplify points is needed to redeem for any reward. Specific conditions may apply to the redemption of particular rewards. Refer to amplify.stgeorge.com.au. 2. Amplify Travel gives you access to most major domestic and international airlines within and from Australia and their connecting partner airlines. As with booking through a travel agent, in certain circumstances seats may not be available on the airline or flight of your choice at the time you wish to travel. Terms and conditions apply. For further details call Amplify Travel on 1300 489 586. 4. An additional card can be issued on the primary cardholders’ credit card account to any nominated person over the age of 16 years provided the account is not a joint account. All transactions using an additional card will be the responsibility of the primary cardholder. All Amplify Points remain the benefit of the primary cardholder. 5. You must be a member of the relevant frequent flyer program to redeem Amplify Points for frequent flyer points. The Amplify Rewards and Amplify Qantas Terms and Conditions (PDF 1010KB) and the terms and conditions of the relevant frequent flyer program apply. A joining fee may apply. Availability of award flights may be limited. For more information on the Amplify Rewards program, visit amplify.stgeorge.com.au. 6. Amplify Travel is operated by Mastercard Travel Solutions Australia Pty Ltd. ABN 70 003 745 999. All offers are correct as per date stipulated in individual offer terms and conditions, and are subject to change and availability at any time without notice. Blackout dates may apply to the offers. Offers may vary according to itinerary options, currency fluctuations and taxes at the time of booking. Prices quoted may be subject to surcharges of up to 2.5% if paying by a card product which will be calculated based upon the card product selected. We accept MasterCard, Visa, American Express and Diners Club. For validity dates, full itinerary details, conditions and all other enquiries visit call Amplify Travel on 1300 489 586.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.