Personal Loan

General Details

Personal Overdraft

Loan Details

Loan Type
Overdraft  
Permitted Purposes of Loan
Personal  
Repayment Type
Principal & Interest  
Min. Loan Amount
$500.00  
Max. Loan Amount
$50,000.00  
Min. Loan Term
1 years  
Max. Loan Term
10 years  
Available As Car Loan
Car Type
Security Type
None  

Fees

Application Fee
$0.00  
$0.00  
$0.00  
$0.00  
$0.00  
 
$0.00  
$0.00  
$0.00  
$0.00  
LSF applicable and charged at the peak debt per quarter as per the following: $101-$500=$9; $501-$1000 =$15 ; $1001-$5000 =$25 ; $5001-$10000=$35; $10001-$20000=$45; $20001-$50000 =$55; $50001-$100000=$70; Over $100,000 = $78 plus $18 per additional peak debt of $100,000 or part thereof up to $1million, then $48 per $500,000 or part thereof.
Interest Rates

Listed Rates

16.60% 
16.60%  
16.60%  
0.00% 
0.00%  
0.00%  
0.00%  
0.00%  
0.00% 
0.00%  

Comparison Rates*

-% 
0.00% 
0.00% 
0.00% 
0.00% 
0.00% 
0.00% 
0.00%  

Personal Overdraft

More Information

Loan Type Overdraft
Permitted Purposes of Loan Personal
Repayment Type Principal & Interest
Min. Loan Amount $500.00
Max. Loan Amount $50,000.00
Min. Loan Term 1
Max. Loan Term 10
Available As Car Loan
Car Type
Security Type None
Application Fee $0.00
Min. Entry Fee $0.00
Max. Entry Fee $0.00
Credit Line Fee $0.00
Arrears Fee $0.00
Arrears Charged
Transaction Fees $0.00
Monthly Service Fee $0.00
Exit Fee $0.00
Early Termination Fee $0.00
Fee Notes LSF applicable and charged at the peak debt per quarter as per the following: $101-$500=$9; $501-$1000 =$15 ; $1001-$5000 =$25 ; $5001-$10000=$35; $10001-$20000=$45; $20001-$50000 =$55; $50001-$100000=$70; Over $100,000 = $78 plus $18 per additional peak debt of $100,000 or part thereof up to $1million, then $48 per $500,000 or part thereof.
Variable 16.60% 
Minimum 16.60% 
Maximum 16.60% 
1 Year Fixed 0.00% 
2 Year Fixed 0.00%  
3 Year Fixed 0.00%  
4 Year Fixed 0.00%  
5 Year Fixed 0.00%  
6 Year Fixed 0.00% 
7 Year Fixed 0.00%  
Variable Comparison -% 
1 Year Fixed Comparison 0.00% 
2 Year Fixed Comparison 0.00% 
3 Year Fixed Comparison 0.00% 
4 Year Fixed Comparison 0.00% 
5 Year Fixed Comparison 0.00% 
6 Year Fixed Comparison 0.00% 
7 Year Fixed Comparison 0.00% 

*The comparison rates in this table are based on a loan of $30,000 and a term of 5 years unless otherwise indicated in the product name with^, in which case, the comparison rate is based on a loan of $10,000 and a term of 3 years. The comparison rates are for unsecured personal loans only for the relevant amounts and terms. The comparison rates for car loans and secured personal loans are for secured loans unless indicated otherwise. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.