ANZ SMSF Cash Hub Account

Amount Base Rate Max Rate
< $1000 0.00% 0.00%
$1000+ 0.00% 0.00%
$2000+ 0.00% 0.00%
$5000+ 0.00% 0.00%
$10000+ 0.05% 0.05%
$20000+ 0.05% 0.05%
$50000+ 0.05% 0.05%
$100000+ 0.05% 0.05%
$250000+ 0.05% 0.05%
$500000+ 0.05% 0.05%

  • All you need to move, use and manage your SMSF cash in one place.
  • Earn competitive tiered interest on your money once your account reaches a balance of $10,000.1
  • $0 monthly account service fee
  • Free unlimited ANZ transactions2
  • No minimum balance to open3
  • Convenient and secure digital banking 24/7
  • Your funds are secure and protected4

Key Features
No Account
Keeping Fee
Linked Account

Account Details

Account Type Superannuation
Min. Opening Amount $0.00
Min. Balance $0.00
Monthly Account Fee $0.00
Interest Calculation Frequency Daily
Interest Payment Frequency Monthly
Interest Paid In Steps?


ATM Withdrawal Fee -
ATM Balance Fee -
ATM Balance Fee -
Daily ATM Withdrawal Limit $1,000.00
Debit Card Replacement Fee -

Fee Details

Service Fee Frequency
Fee Rebate Available
Balance Required for Fee-Free $0.00


Terms and Conditions ANZ recommends you read the ANZ Savings and Transaction Product Terms and Conditions and the Financial Services Guide which are available at or by calling 13 13 14, before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply. ANZ SMSF Cash Hub account is a bank account used to manage cash transactions for your SMSF. This account is not a superannuation product. It is the responsibility of the trustee(s) to comply with all relevant obligations, including superannuation and tax laws. The trustee(s) need to be aware of their obligations, including as they relate to deposits and withdrawals from their SMSF Cash Hub Account. ANZ recommends that you seek independent financial, legal and taxation advice. 1. Tiered interest rate means you will earn different rates of interest depending on the balance of your account. If your account balance is above a certain level, we will pay a higher rate of interest on the whole balance. Refer to for the latest interest rates and tiers. 2. ANZ Transactions are defined in the ANZ Personal Banking Account Fees and Charges booklet. Fees and charges apply. Please refer to ANZ Personal Banking Account Fees and Charges for fees and charges that apply. 3. ANZ may close the account in certain circumstances if it is inactive which is outlined in the ANZ Savings and Transaction Products Terms and Conditions. 4. The guarantee applies to the total balance held in one or more ANZ deposit accounts by each legal entity, up to a maximum amount of A$250,000. For further information please refer to the Financial Claims Scheme

Internet & Phone Fees

Phone Transaction Fee $0.00
Internet Transaction Fee $0.00
Free Electronic Trans. per Month Unlimited

Counter & Cheque Fees

Counter Deposit Fee $0.00
Counter Withdrawal Fee $0.00
Free Counter Trans. Per Month Unlimited
Cheque Fee $0.00
Cheque Dishonour Fee $6.00
Debit Item Dishonour Fee $6.00

Overseas Access

Overseas ATM Facilities
Overseas ATM Balance Fee -
Overseas ATM Withdrawal Fee -
Overseas EFTPOS Fee -
OS Emergency Card Replacement -
Overdrawn Account Fee -
Foreign Transaction Fee