Newcastle Permanent Building Society
Newcastle Permanent Building Society

Smart Saver Account

Base Variable Rate
0% p.a.
Max Variable Rate
0.4% p.a.
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Interest is earned for every calendar month that the closing balance of your Smart Saver Account is at least $150 higher on the last day of the month than the opening balance was on the first day of that month (excluding any amounts of interest earned on the account in that month) and no more than 2 withdrawals have been made from the account during that month.

Key Features
No Account
Keeping Fee
Internet
Banking
Counter
Service
Phone
Banking
ATM
Required
Linked Account

Account Details

Account Type Savings
Min. Opening Amount $0.00
Min. Balance $0.00
Monthly Account Fee $0.00
Interest
Interest is earned for every calendar month that the closing balance of your Smart Saver Account is at least $150 higher on the last day of the month than the opening balance was on the first day of that month (excluding any amounts of interest earned on the account in that month) and no more than 2 withdrawals have been made from the account during that month.
Interest Calculation Frequency Daily
Interest Payment Frequency Monthly
Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee -
ATM Balance Fee -
ATM Balance Fee -
Daily ATM Withdrawal Limit $1,000.00
EFTPOS Fee $0.60
Debit Card Replacement Fee -

Fee Details

Service Fee Frequency
Fee Rebate Available
Balance Required for Fee-Free $0.00

T&Cs

2 free 'Everyday Transactions' per month. Unlimited counter deposits and internet banking transactions.

Internet & Phone Fees

Phone Transaction Fee $0.00
Internet Transaction Fee $0.00
Free Electronic Trans. per Month

Counter & Cheque Fees

Counter Deposit Fee $0.00
Counter Withdrawal Fee $3.00
Free Counter Trans. Per Month
Cheque Fee $10.00
Cheque Dishonour Fee $9.00
Debit Item Dishonour Fee -

Overseas Access

Overseas ATM Facilities
Overseas ATM Balance Fee -
Overseas ATM Withdrawal Fee $5.00
Overseas EFTPOS Fee -
OS Emergency Card Replacement -
Foreign Transaction Fee 3.00%