UHomeLoan Standard Variable Rate (Owner Occupier, Principal and Interest) max. 80% LVR

Variable Rate
2.92% p.a.
Comparison Rate*
2.92% p.a.
  • With a UHomeLoan, you’ll also benefit from:
  • No application fees
  • No ongoing fees
  • A quick and easy online application

Key Features
Loan Type
Min Loan
Max Loan
Application Fee
Borrow upto
of property value
Ongoing fee
Redraw Facility
Offset Account

Loan Details

Loan Type Variable
Security Type ResidentialProperty
Availability Owner Occupiers
Repayment Options Principal & Interest
Repayment Frequency Weekly, Fortnightly, Monthly
Min Loan Term 30
Max Loan Term 30
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance 80%
Min Loan Amount $100,000.00
Max Loan Amount $2,000,000.00
Interest Rate Notes


Extra Repayments
Loan is Transferable (Portable)
Transfer Fee $0.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate -%
Redraw Available
Min Redraw Amount $1,000.00
Max Redraw Amount -
Redraw Fee $0.00
Redraw Notice Period 24 Hours
Redraw Method
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split 4
Separate Statements for Split
Statement Frequency 2
Fixed Option
Fee for Fixing $395.00


Application Fee $0.00
Legal Fee $0.00
Valuation Fee $0.00
Settlement Fee $0.00
Service Fee $0.00
Exit Fee $0.00
Early Termination Fee Not applicable to Variable or Fixed Rate Loans.

Break Costs

General Fee Notes:

No Application, exit or ongoing fees.

General Notes:

UBank's T&Cs Eligibility Criteria: • 50 square metres or greater (including balconies, car parking and storage cases); • Or 40 square metres or greater (excluding balconies, car parking and storage cases) • For units/flats/apartments: At least a one-bedroom unit (no change)

*The comparison rates in this table are based on a secured loan amount of $150,000 and a term of 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.