First Option Bank Personal Loan Rates & Review

First Option Bank Personal Loans as of July 2025

Monthly repayment below is based on a $20,000 loan amount over 5 years.

Lender	Advertised rate	Comparison rate*	Monthly repayment	Interest Type	Secured Type	Early Exit Fee	Ongoing Fee	Application Fee	Total Repayment	as ofJuly 19, 2025

	10.99^%_p.a.	11.25^%_p.a.	^$655	Fixed	Secured	^$0	^$0	^$175	N/A	More details
	Car Loan Fixed Rate (1 Year)
Car Loan Fixed Rate (1 Year) More details
	10.99^%_p.a.	11.25^%_p.a.	^$655	Fixed	Secured	^$0	^$0	^$175	N/A	More details
	Car Loan Fixed Rate (4 Years)
Car Loan Fixed Rate (4 Years) More details
	10.99^%_p.a.	11.25^%_p.a.	^$655	Fixed	Secured	^$0	^$0	^$175	N/A	More details
	Car Loan Fixed Rate (7 Years)
Car Loan Fixed Rate (7 Years) More details
	10.99^%_p.a.	11.25^%_p.a.	^$655	Fixed	Secured	^$0	^$0	^$175	N/A	More details
	Car Loan Fixed Rate (6 Years)
Car Loan Fixed Rate (6 Years) More details
	10.99^%_p.a.	11.25^%_p.a.	^$655	Fixed	Secured	^$0	^$0	^$175	N/A	More details
	Car Loan Fixed Rate (5 Years)
Car Loan Fixed Rate (5 Years) More details
	10.99^%_p.a.	11.25^%_p.a.	^$655	Fixed	Secured	^$0	^$0	^$175	N/A	More details
	Car Loan Fixed Rate (3 Years)
Car Loan Fixed Rate (3 Years) More details
	10.99^%_p.a.	11.25^%_p.a.	^$655	Fixed	Secured	^$0	^$0	^$175	N/A	More details
	Car Loan Fixed Rate (2 Years)
Car Loan Fixed Rate (2 Years) More details
	13.99^%_p.a.	14.25^%_p.a.	^$683	Variable	Unsecured	^$0	^$0	^$175	N/A	More details
	Personal Loans
Personal Loans More details

Important Information and Comparison Rate Warning

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First Option Bank Personal Loans

First Option Bank Personal Loans as of July 2025

Car Loan Fixed Rate (1 Year)

Car Loan Fixed Rate (1 Year)

Car Loan Fixed Rate (4 Years)

Car Loan Fixed Rate (4 Years)

Car Loan Fixed Rate (7 Years)

Car Loan Fixed Rate (7 Years)

Car Loan Fixed Rate (6 Years)

Car Loan Fixed Rate (6 Years)

Car Loan Fixed Rate (5 Years)

Car Loan Fixed Rate (5 Years)

Car Loan Fixed Rate (3 Years)

Car Loan Fixed Rate (3 Years)

Car Loan Fixed Rate (2 Years)

Car Loan Fixed Rate (2 Years)

Personal Loans

Personal Loans

Latest Lending News

What Is a Comparison Rate for Home Loans?

RBA rate cut May 2025 - Is your lender passing it on?

Which banks and lenders are cutting home loan rates after the RBA cash rate cut?

Why Aussie mortgage holders need a February rate cut

Compare More First Option Bank Products

Personal Loan Comparison & Tools

Personal Loan Lenders' Rates

Important Information

Editorial Integrity

Advertiser Disclosure

Product Coverage and Sort Order

Comparison Rate Warning and Base Criteria

Monthly Repayment Figures

Related Brands

General Advice Disclosure