ANZ Business Rewards Options

Purchase Rate
20.24% p.a.
Cash Advance Rate
21.74% p.a.
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Interest Free
Up to 40 days
Annual Fee
  • Up to 40 days interest free credit on purchases.
  • Interest rate on purchases currently 20.24% p.a.
  • Interest rate on cash advances currently 21.74% p.a.
  • One monthly statement that summarises all fees, charges, payments and conveniently sorts transactions by cardholder with GST estimation.
  • View balances, transfer money and make payments simply and easily with the ANZ App.

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Rewards Program
  • Earn one ANZ reward point for every $1 you spend on purchases.
  • Your ANZ Business Rewards Options provides you with a range of rewards to redeem using your Rewards Points.
  • Shopping rewards, including Gift Cards and vouchers from a range of leading retailers
  • ANZ Cashback and ANZ Visa Gift Cards.
  • Frequent flyer points - members of the Qantas Frequent Flyer, Air New Zealand Airpoints, Cathay Pacific Asia Miles or Singapore Kris Flyer frequent flyer program can redeem rewards points for frequent flyer points in those programs.

Fee & Repayments

Annual Fee $200.00
Annual Fee First Year $200.00
Rewards Joining Fee $75.00
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2.00% or $25.00
Interest Charged From PurchaseDate
Late Payment Fee $35.00

Rewards Program

Rewards Points per Dollar 1
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* -
Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card*
Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines

Other Charges

Duplicate Statement Fee $14.00
Overseas ATM Balance Fee $0.00
Transaction Verification Fee -
Overseas ATM Withdrawal Fee $0.00
Over Limit Fee $50.00
Overseas Emergency Card Replacement Fee -
Terms & Conditions
The ANZ App is provided by Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Super, Shares and Insurance (if available) are not provided by ANZ but entities which are not banks. ANZ does not guarantee them. This information is general in nature only and does not take into account your personal objectives, financial situation or needs. ANZ recommends that you read the ANZ App Terms and Conditions available at and consider if this service is appropriate to you prior to making a decision to acquire or use the ANZ App. Apple Pay®, Google Pay and let you use your compatible Apple® or Android™ device to tap and pay with an eligible ANZ credit card. See credit and debit card transactions appear in your account as you make them, with the ANZ App.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
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