Bankwest Qantas World Mastercard

Purchase Rate
20.49% p.a.
Cash Advance Rate
21.99% p.a.
Interest Free
Up to 44 days
Annual Fee
Balance Transfer Rate
2.99% p.a. for first 9 months
  • Earn 1.00 Qantas Points per $1 up to $5,000, 0.50 points per $1 after.
  • 24/7 worldwide personal assistance with the Mastercard Concierge Service~
  • No foreign transaction fees on online and overseas purchases^
  • Range of complimentary insurance and purchase protection benefits~
  • Stay in control with alerts and payment reminders set up through your Bankwest mobile app
  • Activate mobile payments with Android Pay
  • Use your Mastercard at over 35 million locations worldwide
  • Up to 3 additional cardholders at no additional cost

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Rewards Program
  • Earn 1.00 Qantas Points per $1 up to $5,000, 0.50 points per $1 after.

Fee & Repayments

Annual Fee $270.00
Annual Fee First Year $270.00
Rewards Joining Fee $0.00
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2% or $20.00
Interest Charged From PurchaseDate
Late Payment Fee $25.00

Rewards Program

Rewards Points per Dollar 1
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* -
Frequent Flyer Ratio 1
Spend at Loyalty Partner for $100 Gift Card*
Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines Qantas Frequent Flyer
International Airlines Qantas

Other Charges

Duplicate Statement Fee $2.50
Overseas ATM Balance Fee $0.00
Transaction Verification Fee $12.00
Overseas ATM Withdrawal Fee $0.00
Over Limit Fee $0.00
Overseas Emergency Card Replacement Fee $0.00
Terms & Conditions
1. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at Membership and the earning and redemption of points are subject to the terms and conditions of the Qantas Frequent Flyer program. Qantas Points are earned in accordance with and subject to the Bankwest Qantas Rewards Terms and Conditions (PDF). Qantas Points are earned on eligible purchases only, see Bankwest Qantas Rewards Terms and Conditions (PDF). Exclusions and limitations apply. Points earned and redemption values subject to change. Qantas Points (outside any bonus points) won't be transferred to your Qantas Frequent Flyer Account until: You have spent an initial $1,500 on eligible purchases using your card; and Your account has been opened for at least 2 months. 2. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at 3. You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest-free period is calculated. 4. Limitations, exclusions and eligibility criteria apply. See the Credit Card Insurances Product Disclosure Statement and Information Booklet (PDF) for details. From 9 December 2019 we're making some important changes to complimentary overseas travel insurance cover and eligibility criteria - here's what you need to know. 5. Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees apply for Platinum or World customers. Other fees and charges may apply, including when using overseas ATMs. 6. Introductory rate on balance transfers: Introductory rate on balance transfers is available to new credit card customers only Applies from the date when the card is opened, regardless of when any balance transfer is processed by us After intro period, the interest rate on any outstanding transferred balance will be charged at the ongoing balance transfer rate as outlined in your credit card schedule Minimum balance transfer amount is $500 A request will only be processed up to 95% of your approved credit limit Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards. View balance transfer terms and conditions. World Mastercard Program terms and conditions apply. Visit for details about World Mastercard experiences. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.