RACQ Bank Term Deposit Rates & Review

RACQ Bank Term Deposits as of January 2026

Deposit term

Deposit amount

Compare

Bank	Term Deposit	Interest Rate	Interest Frequency	Term	Minimum Deposit	Maximum Deposit	Notice Period to Withdraw	Account Keeping Fee	Link	Compare
RACQ Bank	RACQ Bank Term Deposit - 6 months	4.25% p.a.	At Maturity	6 months	$1,000	$1,000,000	–	–	More details	Compare
RACQ Bank	RACQ Bank Term Deposit - 3 months	4.00% p.a.	At Maturity	3 months	$1,000	$1,000,000	–	–	More details	Compare
RACQ Bank	RACQ Bank Term Deposit - 12 months	3.75% p.a.	Annually	12 months	$1,000	$1,000,000	–	–	More details	Compare
RACQ Bank	RACQ Bank Term Deposit - 9 months	3.75% p.a.	At Maturity	9 months	$1,000	$1,000,000	–	–	More details	Compare
RACQ Bank	RACQ Bank Term Deposit - 10 months	3.50% p.a.	At Maturity	10 months	$1,000	$1,000,000	–	–	More details	Compare
RACQ Bank	RACQ Bank Term Deposit - 11 months	3.50% p.a.	At Maturity	11 months	$1,000	$1,000,000	–	–	More details	Compare
RACQ Bank	RACQ Bank Term Deposit - 4 months	3.50% p.a.	At Maturity	4 months	$1,000	$1,000,000	–	–	More details	Compare
RACQ Bank	RACQ Bank Term Deposit - 5 months	3.50% p.a.	At Maturity	5 months	$1,000	$1,000,000	–	–	More details	Compare
RACQ Bank	RACQ Bank Term Deposit - 7 months	3.50% p.a.	At Maturity	7 months	$1,000	$1,000,000	–	–	More details	Compare
RACQ Bank	RACQ Bank Term Deposit - 8 months	3.50% p.a.	At Maturity	8 months	$1,000	$1,000,000	–	–	More details	Compare
RACQ Bank	RACQ Bank Term Deposit - 24 months	3.30% p.a.	Annually	24 months	$1,000	$1,000,000	–	–	More details	Compare
RACQ Bank	RACQ Bank Term Deposit - 36 months	3.30% p.a.	Annually	36 months	$1,000	$1,000,000	–	–	More details	Compare
RACQ Bank	RACQ Bank Term Deposit - 48 months	3.30% p.a.	Annually	48 months	$1,000	$1,000,000	–	–	More details	Compare
RACQ Bank	RACQ Bank Term Deposit - 60 months	3.30% p.a.	Annually	60 months	$1,000	$1,000,000	–	–	More details	Compare
RACQ Bank	RACQ Bank Term Deposit - 2 months	1.60% p.a.	At Maturity	2 months	$1,000	$1,000,000	–	–	More details	Compare
RACQ Bank	RACQ Bank Term Deposit - 1 month	0.55% p.a.	At Maturity	1 months	$1,000	$1,000,000	–	–	More details	Compare

More term deposits

Personal Term Deposits - 12 months

Product Features

Available for individual and joint accounts
No application or monthly account fees
Backed by an Australian Government Guarantee up to $250,000

Minimum deposit $1,000

4.45% Interest rate p.a.

12 months Term

More details

Important Information and Comparison Rate Warning

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Term Deposits Rates

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Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. For car loans, the base criteria include a $30,000 loan over 5 years. For personal loans, the base criteria include a $20,000 loan over 5 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

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RACQ Bank Term Deposits