RACQ Bank Home Loans as of August 2025

Monthly repayment below is based on a $500,000 loan amount over 30 years.

Update resultsUpdate
LenderHome LoanInterest Rate Comparison Rate* Monthly Repayment Repayment type Rate Type Offset Redraw Ongoing Fees Upfront Fees Max LVR Lump Sum Repayment Extra Repayments Split Loan Option TagsFeaturesLinkComparePromoted ProductDisclosure
2.79% p.a.
2.79% p.a.
$2,052
Principal & Interest
Variable
$0
$550
90%
  • Investor
  • Variable
  • Principal & Interest
  • 10% Min Deposit
  • Offset
  • Redraw
  • More details
2.79% p.a.
2.79% p.a.
$2,052
Principal & Interest
Variable
$0
$550
90%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 10% Min Deposit
  • Offset
  • Redraw
  • More details
5.29% p.a.
5.84% p.a.
$2,773
Principal & Interest
Fixed
$0
$550
80%
  • Owner Occupier
  • Fixed 3 Years
  • Principal & Interest
  • 20% Min Deposit
  • Extra Repayments
  • More details
5.39% p.a.
5.92% p.a.
$2,805
Principal & Interest
Fixed
$0
$550
80%
  • Owner Occupier
  • Fixed 2 Years
  • Principal & Interest
  • 20% Min Deposit
  • Extra Repayments
  • More details
5.39% p.a.
5.40% p.a.
$2,805
Principal & Interest
Variable
$0
$550
60%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 40% Min Deposit
  • Extra Repayments
  • More details
5.49% p.a.
6.11% p.a.
$2,288
Interest-only
Fixed
$0
$550
80%
  • Investor
  • Fixed 3 Years
  • Interest-only
  • 20% Min Deposit
  • More details
5.49% p.a.
5.50% p.a.
$2,836
Principal & Interest
Variable
$0
$550
70%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 30% Min Deposit
  • Extra Repayments
  • More details
5.49% p.a.
6.11% p.a.
$2,836
Principal & Interest
Fixed
$0
$550
80%
  • Investor
  • Fixed 3 Years
  • Principal & Interest
  • 20% Min Deposit
  • More details
More home loans
Important Information and Comparison Rate Warning
Important Information and Comparison Rate Warning

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