How to claim financial hardship assistance from your bank: Contact information for bank hardship assistance helplines
Have you unexpectedly hit some financial difficulties paying your bills and meeting your expenses? Perhaps you have become unemployed? Or experienced sickness or for another reason hit hard times?
You might be in financial hardship and you could be eligible for assistance, from your bank.
Australians are able to claim financial hardship assistance from their bank or other lender/card issuer if they hit hard times.
There are eligibility requirements and you need to be able to show that you can’t pay your current debts while meeting your living expenses.
Financial Hardship Assistance – what is it?
Sometimes it’s not enough to reduce your outgoings or increase your income and you might need to approach your lender for help.
Banks and other lenders have a hardship scheme and will be able to offer you help and advice so that you get your finances back on track. It’s always difficult to ask for debt help, but you’ll probably find that your lender is understanding.
You might be eligible for a repayment holiday, especially if you can demonstrate how it will help you to get back on your feet. If your financial constraints are due to a short–lived issue, such as an injury or a new baby, then many lenders will be happy to approve a break.
You can lodge a complaint with the financial ombudsman if your bank or lender does not assist you in dealing with financial hardship.
Big bank financial hardship helplines and contact information, links and contact information
Commonwealth Bank’s financial difficulty assistance can be applied for through Netbank, email or via phone.
Commonwealth Bank Financial Difficulty helpline is 133 095.
Commonwealth Bank Financial Difficulty contact page.
Westpac’s financial hardship assistance can be applied for online at the Westpac website or via phone.
Westpac Financial Hardship helpline is 1800 067 497.
Westpac Financial Hardship contact page.
National Australia Bank’s financial hardship assistance can be applied for online at the NAB website or via phone.
NAB Financial Hardship helpline is 1800 701 599.
ANZ Bank’s financial hardship assistance can be applied for online at the ANZ website or via phone.
ANZ Bank Financial Hardship helpline is 1800 149 549.
ANZ Bank Financial Hardship contact page.
Other bank financial hardship assistance contact information
Macquarie Bank has financial hardship specialists to assist you if you get in to trouble.
Macquarie Bank Financial Hardship helpline for home loans is 1300 363 330.
Macquarie Bank Financial Hardship helpline for credit cards is 1800 674 922.
Macquarie Bank Financial Hardship contact page.
ING DIRECT has a financial hardship helpline and an online claim form.
ING ‘s Financial Hardship helpline is 1300 349 166.
ING Bank Financial Hardship contact page.