Auswide Bank
Auswide Bank

Auswide Bank Low Rate Visa Credit Card

Purchase Rate
8.30% p.a.
Cash Advance Rate
8.30% p.a.
Interest Free
Up to 55 days
Annual Fee
  • The Low Rate Visa credit card purchase and cash advance annual percentage interest rates only moves if the Reserve Bank of Australia (RBA) changes the official cash rate. The annual percentage rates consist of the RBA cash rate (reference rate) and a fixed margin applied by the bank. If the RBA cash rate falls or increases, the applicable annual percentage interest rate will also fall or increase by the same amount (but not at other times).

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Fee & Repayments

Annual Fee $50.00
Annual Fee First Year $50.00
Rewards Joining Fee -
Supplementary Card Fee $0.00
Minimum Repayment Greater of 3% or $30.00
Interest Charged From
Late Payment Fee $20.00

Other Charges

Duplicate Statement Fee $0.00
Overseas ATM Balance Fee $5.00
Transaction Verification Fee $0.00
Overseas ATM Withdrawal Fee $5.00
Over Limit Fee $0.00
Overseas Emergency Card Replacement Fee -
Terms & Conditions

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.