Bank Australia
Bank Australia

Clean Energy Home Loan Package Eco/Eco Upgrade Fixed LVR <90%

Fixed Rates: All Terms (p.a.)
Term Fixed Rate Comparison Rate*
3 Year 5.85% 4.45%
Key Features
Loan Type
Min Loan
Max Loan
Application Fee
Borrow upto
of property value
Ongoing fee
$350.00 Yearly
Redraw Facility
Offset Account

Loan Details

Loan Type Fixed
Security Type ResidentialProperty
Availability Owner Occupiers
Repayment Options Principal & Interest
Repayment Frequency Weekly, Fortnightly, Monthly
Min Loan Term 1
Max Loan Term 30
Max Loan to Value Ration (LVR) 90%
Max LVR with Mortgage Insurance 70%
Min Loan Amount $150,000.00
Max Loan Amount $10,000,000.00
Interest Rate Notes


Extra Repayments
Loan is Transferable (Portable)
Transfer Fee -
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate -%
Redraw Available
Min Redraw Amount -
Max Redraw Amount -
Redraw Fee -
Redraw Notice Period
Redraw Method
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split n/a
Separate Statements for Split
Statement Frequency
Fixed Option
Fee for Fixing n/a


Application Fee $0.00
Legal Fee $0.00
Valuation Fee $0.00
Settlement Fee $0.00
Service Fee $350.00
Exit Fee -
Early Termination Fee

Break Costs

General Fee Notes:

The Clean Energy Home Loan discount applies, for variable rate home loans, for 60 months from the date the loan is settled or in the case of fixed rate home loans, for the length of the fixed rate period. At the end of the discount period the loan converts to a Premium Package Home Loan with a discount off the Premium Home Loan Reference Rate. We draw your attention to the following (among other terms and conditions): if more than one property secures the loan, at least 65% of the total combined property value has to meet the applicable energy efficiency criteria as advised by Bank Australia Limited (ii) the principal of the loan at the time of assessment by Bank Australia Limited must not exceed AUD $1,500,000 and (iii) a portion of the Clean Energy Home Loan discount is provided by the Clean Energy Finance Corporation and the Clean Energy Home Loan discount is limited in availability.

General Notes:

*The comparison rates in this table are based on a secured loan amount of $150,000 and a term of 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.