Reduce Home Loans
Reduce Home Loans

Investor Rate Lovers

Variable Rate
3.89% p.a.
Comparison Rate*
3.97% p.a.
Key Features
Loan Type
Min Loan
Max Loan
Application Fee
Borrow upto
of property value
Ongoing fee
Redraw Facility
Offset Account

Loan Details

Loan Type Variable
Security Type ResidentialProperty
Availability Investors
Repayment Options Principal & Interest,Interest Only
Repayment Frequency Fortnightly, Monthly
Min Loan Term 1
Max Loan Term 30
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance 90%
Min Loan Amount $50,000.00
Max Loan Amount $1,000,000.00
Interest Rate Notes
Add 0.40% to rate for interest only repayments. Add 0.30% for loans over $1,000,000 - $1,500,000. (only available under 80% LVR) Add further 0.30% for loans over $1 500 000 - $2 000 000. Add further 0.30% for loans over $2 000 000 - $2 500 000"


Extra Repayments
Loan is Transferable (Portable)
Transfer Fee -
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate -%
Redraw Available
Min Redraw Amount -
Max Redraw Amount -
Redraw Fee -
Redraw Notice Period
Redraw Method
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split 4
Separate Statements for Split
Statement Frequency 2
Fixed Option
Fee for Fixing n/a


Application Fee $0.00
Legal Fee $330.00
Valuation Fee $250.00
Settlement Fee $0.00
Service Fee $0.00
Exit Fee -
Early Termination Fee

Break Costs

General Fee Notes:

General Notes:

Up to 90% Add 0.60% over 80 - 90%

*The comparison rates in this table are based on a secured loan amount of $150,000 and a term of 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.