St.George
St.George

Incentive Saver Account

Base Variable Rate
0.15% p.a.
Max Variable Rate
0.30% p.a.
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Bonus variable interest rate for each month that you make a deposit and no withdrawals. For Balances $0 to under $100K = 0.15% $100k to $250K = 0.15% $250K to over $1M = 0.15%

Key Features
No Account
Keeping Fee
Internet
Banking
Counter
Service
Phone
Banking
ATM
Required
Linked Account

Account Details

Account Type Savings
Min. Opening Amount $1.00
Min. Balance $0.00
Monthly Account Fee $0.00
Interest
Bonus variable interest rate for each month that you make a deposit and no withdrawals. For Balances $0 to under $100K = 0.15% $100k to $250K = 0.15% $250K to over $1M = 0.15%
Interest Calculation Frequency Daily
Interest Payment Frequency Monthly
Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee $0.60
ATM Balance Fee $0.60
ATM Balance Fee $0.60
Daily ATM Withdrawal Limit $1,000.00
EFTPOS Fee $0.60
Debit Card Replacement Fee $15.00

Fee Details

Service Fee Frequency Monthly
Fee Rebate Available
Balance Required for Fee-Free $0.00

T&Cs

Internet and Phone Banking transactions are free The fees for using St.George/BankSA/Westpac ATMs (in Australia), EFTPOS and Electronic Agencies are $0.60. In conjunction with the rate change, customers aged 21 and over, now need to grow their balance by at least $50 each month to qualify for bonus interest. Customers under 21 must grow their balance by $0.01 each month to qualify.

Internet & Phone Fees

Phone Transaction Fee $0.00
Internet Transaction Fee $0.00
Free Electronic Trans. per Month 1

Counter & Cheque Fees

Counter Deposit Fee $0.00
Counter Withdrawal Fee $2.50
Free Counter Trans. Per Month 1
Cheque Fee $0.00
Cheque Dishonour Fee $9.00
Debit Item Dishonour Fee $9.00

Overseas Access

Overseas ATM Facilities
Overseas ATM Balance Fee $0.00
Overseas ATM Withdrawal Fee $5.00
Overseas EFTPOS Fee $0.00
OS Emergency Card Replacement $52.50
Overdrawn Account Fee -
Foreign Transaction Fee