An unsecured personal loan allows you to borrow money without using an asset as security. You have more flexibility with the money as a result [...]
Lots of Australians are looking to pare down their financial commitments in the wake of the covid-19 pandemic. If you’re one of the Aussies planning [...]
There are so many credit cards available in Australia that it’s almost impossible to pick out the very best option. It’s more about finding the [...]
We all know that teens, students and Aussies just starting out in their careers don’t have money to burn and so it’s important that they [...]
Your best personal loan will be different from someone else’s because your needs and circumstances are different. It’s a case of finding the best product [...]
A debt consolidation loan allows you to bring a number of different debts, including credit cards, personal loans and even overdrafts, into one new balance. [...]
It’s always good to stay agile when it comes to money and one good way to do this is to make sure that your essential [...]
Canny savers used to have a jar for their loose change and when they came home from grocery shopping, they’d plunk the leftover coins into [...]
Just as with any other financial commitment or utility you decide to take on, when it comes to health insurance for you and your family, [...]
The coronavirus pandemic really has caused some huge changes to the way we live, communicate and work in just a few short months. Could any [...]
As well as learning how to bake banana bread, holding birthday parties on Zoom and finally getting around to writing that screenplay (ahem), we’ve also [...]
At a time of historically low interest rates in Australia, it can be hard to know what to do to grow your money effectively. One [...]
With more people working from home and with the regional lockdowns coming and going as and when needed, Australia’s households are using much more energy [...]
You might have heard of neobanks and wondered what they are, wondered whether they’re right for you or, if they’re as safe as “regular” banks. [...]
You need caravan insurance to cover your caravan or trailer for any damage or other losses sustained while it’s either on the road, on its [...]
A home loan can last from 25 to 30 years on average, which is a long time for interest to accumulate on the balance, even [...]
A reverse mortgage is a financial product that lets senior homeowners release some of the equity tied up in their property. Reverse mortgage fast facts: [...]
The idea of looking after our seniors seems to get lost at times amongst #boomer comments and COVID-related care issues. However, when it comes to [...]
The moment people start earning their own money, financial advice is something easily thrown by different sources. Even on the internet, there are a lot [...]
Even among a landscape of quite a few sub–2.5 per cent p.a. home loans on the Australian market, the UBank UHomeLoan stands out for its [...]
In the same way that a personal term deposit lets you invest your personal money that you don’t need immediately, a business term deposit lets [...]
There’s not much in the way of financial education in school. Unless you go on to do a degree in accountancy, you’ll have to work [...]
Recently released figures from the Reserve Bank of Australia (RBA) reveal that Australians managed to wipe out a total of $1.64 billion from their credit [...]
One of the biggest savings campaigns you’ll ever undertake is getting together your first ever house deposit. OK, to be fair, you might need to [...]
Many Australians can go for months – maybe even years – without looking at the balance of their superannuation fund. This isn’t particularly ideal in [...]
Your credit rating and history is a listing of how you’ve handled credit agreements, such as personal loans, overdrafts and even things like mobile phone [...]
You might have heard about Westpac’s new Life savings account with its market–leading bonus rate of 3.00 per cent p.a. which is very attractive indeed. [...]
What is third party fire and theft car insurance? Third party fire and theft car insurance (TPF&T) covers you for your car being stolen or [...]
It’s likely that many of us will have to carry on working home for a bit longer until we combat covid-19. For many people, WFH [...]
With all of the financial uncertainty caused by covid-19 still having an impact, many Australians are reviewing their financial products to make sure they’re getting [...]
You probably know all about savings accounts and possibly about term deposits already. If you’re having a hard time deciding between the two types of [...]
You might not have been too concerned about building up a stash of savings before the coronavirus pandemic, but if there’s one thing that the [...]
Many of us are now wearing a mask as part of our everyday routine, with some state governments making masks a legal requirement during times [...]
The sudden drop in global share markets as a result of the covid-19 pandemic might have sent shivers down your spine. The mere thought of [...]
Most Aussies will be lodging their tax return between July 1 and October 31. This year has been somewhat different, however, with covid-19, so you [...]
Even with home loan interest rates being at their lowest for a long time – there are several products on the market with rates below [...]
The Australian home loan market has quite a few products with interest rates of around 2.5 per cent p.a. right now, which is something of [...]
The estimated total cost of the government’s JobKeeper scheme was originally $130 billion but this amount was almost halved to $70 billion in May, leaving [...]
A term deposit is a savings account that you hold funds in for a pre–determined period of time, usually between 31 days and five years. [...]
If you’re looking to reduce your credit card bills then you could move your existing balance onto a card issued by a different provider. Many [...]
The World Health Organisation advises that people should wear face masks in public when it’s impossible to maintain social distancing. This measure should help to [...]
While having a bad credit score isn’t the end of the world – after all, you can improve it over time – but it can [...]
Facebook Pay is a payment platform that allows users to connect with their friends and relatives and to transfer money to each other. This money [...]
A balance transfer card can be a good solution if you have a balance on a card that is proving to be hard to clear [...]
What is TP? TP, or third party insurance, is a type of car insurance that covers you for liability if you damage someone else’s property, [...]
What is a home equity loan? At some point in everyone’s life, they need a sudden – and sometimes rather large – cash injection. The [...]
There are so many different saving accounts available that you’d be forgiven for just looking for the ones with the top savings rates and signing [...]
When you’re looking for a saver account, you pay attention to the interest rate first of all, as this determines how much of a return [...]
Appen (ASX: APX) Appen provides data for machine learning and artificial intelligence and is regarded as a global leader. There’s huge growth in this sector [...]
It is difficult to determine how banks and mortgage lenders determine whether you are suitable for a loan or not as not all criteria is [...]
The Regional Australia Council 2031 is set to launch a national campaign to raise awareness of opportunities in regional Australia. However, there is one demographic [...]
There is never a bad time to reduce your expenses, however winter usually means the time is right to take a look at your household’s [...]
It’s time to cut back on unnecessary spending and make sure you are as recession proof as you can possibly be. This may be a [...]
The skills and jobs we have today will not be the same as the ones in the not too distant future. Highlighting this very fact [...]
History has given us the Great Depression, the Wall St Crash and in Australia the ‘recession we had to have’, but now we are looking [...]
It’s like the school holidays never ended. The kids were at home essentially from December to June (albeit with some school ground time before the [...]
Property prices have yet to see the fall predicted by some property market analysts. That could come in due course, however right now property price [...]
Contents insurance covers the financial cost of replacing or repairing your household possessions due to theft or damage. It covers items such as furniture, white [...]
A reverse mortgage is a loan available to homeowners which allows them to convert the equity in their property into cash payments, provided they have [...]
If you are a landlord, there are many ways to minimise your annual tax bill. From appliance depreciation to knowing what you can and cannot [...]
You don’t need to have thousands of dollars in a savings account to consider DIY financial planning. Although it would make great financial sense to [...]
Climate change and unclear policy responses by governments to climate change, including the Australian government, pose a significant risk to investment returns. According to a [...]
When it comes to defining the Australian banking system, there are four banks that stand out – the big four. These big four Australian banks [...]
You could use so many metrics to determine which companies are the biggest in Australia. Do you measure by brand? If you do measure by [...]
It is hard to see too many positives in the current COVID-19 pandemic, especially when it comes to the impact it has had on business, [...]
However, Forbes may have done the work for us by announcing the world’s top 100 banks. Forbes partnered with market research firm Statista to discard [...]
Over $200 billion in loan repayments were deferred by major bank customers in 2020 as COVID-19 ravaged the economy. And, there could be worse news [...]
In late 2019, the Australian Bureau of Statistics (ABS) released figures the showed the average household credit card debt is $3357. In fact, Australians had [...]
New car sales plunged a record 48.5 per cent in April due to the coronavirus pandemic. Sales plummeted from 75,550 in April 2019 to 38,926 [...]
When you buy a property, the banks will generally ask that you have a 20 per cent deposit which will allow you to borrow 80 [...]
Buying your first property can be a daunting task. From knowing how much you can borrow, which you can do with the InfoChoice Home Loan [...]
It’s tax time and that means deductions and, hopefully, refunds. For property investors, your tax return has an added layer of complexity to it. However, [...]
The grocery bill is by far the largest household bill that any family has to pay on a weekly basis. However with a little planning, [...]
Those who manage to lock in amazing deals are often referred to as great negotiators. Effective negotiation requires plenty of preparation. It also requires time [...]
While Victoria’s deputy chief medical officer Michael Kidd has said that Victoria is yet to reach a second wave, the number of those affected continues [...]
You’d be forgiven for thinking the ASX was in a slump and that stocks were underperforming. You would be praised for taking a cautious approach [...]
Rates have remained at this level since March, when the country was going through the worst effects of the coronavirus pandemic. Despite the low rates, [...]
Sometimes large sums of cash are required relatively quickly to deal with unexpected circumstances. You may have to deal with emergency medical expenses, emergency home [...]
It is no surprise that when many people look to choose a home loan, they look for one with the lowest interest rate possible. With [...]
Led by Melbourne and Sydney, Australia’s house prices rose in the March quarter. Prices were yet to be affected by social distancing policies during this [...]
From stamp duty to building inspections, the list of hidden or less thought about home purchase costs can be quite extensive. InfoChoice has listed a [...]
Despite the easing of restrictions, COVID-19 is continuing to play havoc with the economy. Recently released unemployment figures, tell a harrowing tale of growing unemployment. [...]
When the coronavirus pandemic raised its ugly head late last year, it changed the way many people went about their day to day lives. One [...]
With the unemployment rate soaring due to Covid-19 and a recession looming, many worry about the long term prospects of keeping their jobs. However, there [...]
With all the gambling ads on television lately, it is no surprise that some people who accessed their superannuation early, put their money towards their [...]
In the next 100 days, Australia could be faced with a surplus of failed businesses. By September, JobKeeper will officially have ended. That means businesses [...]
An increasing number of businesses are choosing to stay with remote working as part of new flexible working arrangements they have with employees. Event specialists Redback [...]
Refinancing is a great way to improve your financial situation, whether by lowering interest rates and repayments or by putting the equity in your mortgage [...]
Hospital cover is crucial and can save you a great deal of money. Especially, if you are about to have a baby. However, your health [...]
This week, National Australia Bank (NAB) cut various home loan rates to record lows. Its NAB Choice Package fixed-rates now start from 2.19% p.a. (comparison [...]
Budget Direct offers Motor, Home & Contents and Travel Insurance as well as Roadside Assistance. Budget Direct is a market-leading Australian Insurance brand with some [...]
The world is opening up. Our country is following suit and the states are easing restrictions. For weeks now, we have been able to step [...]
Research conducted by property valuers and advisors Herron Todd White suggests the downtime people have experienced during isolation has spurned a home improvement boom with owners [...]
Australian Bureau of Statistics (ABS) figures show that overall monthly retail turnover fell by 17.9% during April. This is the steepest monthly fall on record [...]
A recent survey conducted by Officeworks found 82 per cent of small business owners admitted their business is being impacted by COVID-19. The research undertaken [...]
Landlords have been hit hard over the last six months, with job losses and paused migration causing a dwindling demand for rental properties. In April [...]
Mortgage holders who were hit hard by COVID-19, have been given added support by three of the big four banks who will allow them to [...]
Property, much like gold, seems like a safe haven for investors: it’s an asset that is widely seen as something that could secure your financial [...]
On Friday 19 June, Prime Minister Scott Morrison revealed Australian government, critical infrastructure and the private sector were being targeted by cyber hackers. A range [...]
Market research firm IDTechEx recently reported that 2019 saw the largest single year growth rate for wearable technology product revenue since 2015, when Apple first [...]