While most banks have decreased their interest rates on savings accounts, Judo Bank has taken the opposite approach. It is this approach that is just [...]

Personal loans can be a dime a dozen, so when one lender has a compelling product, it captures people’s attention.  NOW Finance isn’t in the [...]

G&C Mutual Bank is a favourite in InfoChoice’s annual awards. Last year the customer owned institution was awarded InfoChoice Home Loan Lender of the Year [...]

You may have a friend named Alex, but even if you don’t, when you think of Alex, you think of a relatable human being. Which [...]

Credit Union SA is a customer owned Australian financial institution that is pushing boundaries in the loans market.  There is no little doubt this lender [...]

Still looking for work in this new normal? 877,600 Australians remained out of work at the end of December. Or maybe the pandemic has made [...]

For a long time, Australia's red-hot housing market made the prospect of being a landlord a safe economic bet. By making properties in desirable areas [...]

‘Gains across the board’ is a nice sentence to hear if you’re planning to sell your car and right now used car prices in Australia [...]

An unsecured personal loan allows you to borrow money without using an asset as security. You have more flexibility with the money as a result [...]

Lots of Australians are looking to pare down their financial commitments in the wake of the covid-19 pandemic. If you’re one of the Aussies planning [...]

There are so many credit cards available in Australia that it’s almost impossible to pick out the very best option. It’s more about finding the [...]

We all know that teens, students and Aussies just starting out in their careers don’t have money to burn and so it’s important that they [...]

Your best personal loan will be different from someone else’s because your needs and circumstances are different. It’s a case of finding the best product [...]

A debt consolidation loan allows you to bring a number of different debts, including credit cards, personal loans and even overdrafts, into one new balance. [...]

It’s always good to stay agile when it comes to money and one good way to do this is to make sure that your essential [...]

Canny savers used to have a jar for their loose change and when they came home from grocery shopping, they’d plunk the leftover coins into [...]

Just as with any other financial commitment or utility you decide to take on, when it comes to health insurance for you and your family, [...]

The coronavirus pandemic really has caused some huge changes to the way we live, communicate and work in just a few short months. Could any [...]

As well as learning how to bake banana bread, holding birthday parties on Zoom and finally getting around to writing that screenplay (ahem), we’ve also [...]

At a time of historically low interest rates in Australia, it can be hard to know what to do to grow your money effectively. One [...]

With more people working from home and with the regional lockdowns coming and going as and when needed, Australia’s households are using much more energy [...]

You might have heard of neobanks and wondered what they are, wondered whether they’re right for you or, if they’re as safe as “regular” banks.  [...]

You need caravan insurance to cover your caravan or trailer for any damage or other losses sustained while it’s either on the road, on its [...]

A home loan can last from 25 to 30 years on average, which is a long time for interest to accumulate on the balance, even [...]

A reverse mortgage is a financial product that lets senior homeowners release some of the equity tied up in their property. Reverse mortgage fast facts: [...]

The idea of looking after our seniors seems to get lost at times amongst #boomer comments and COVID-related care issues. However, when it comes to [...]

The moment people start earning their own money, financial advice is something easily thrown by different sources. Even on the internet, there are a lot [...]

Even among a landscape of quite a few sub–2.5 per cent p.a. home loans on the Australian market, the UBank UHomeLoan stands out for its [...]

In the same way that a personal term deposit lets you invest your personal money that you don’t need immediately, a business term deposit lets [...]

There’s not much in the way of financial education in school. Unless you go on to do a degree in accountancy, you’ll have to work [...]

Recently released figures from the Reserve Bank of Australia (RBA) reveal that Australians managed to wipe out a total of $1.64 billion from their credit [...]

One of the biggest savings campaigns you’ll ever undertake is getting together your first ever house deposit. OK, to be fair, you might need to [...]

Many Australians can go for months – maybe even years – without looking at the balance of their superannuation fund. This isn’t particularly ideal in [...]

Your credit rating and history is a listing of how you’ve handled credit agreements, such as personal loans, overdrafts and even things like mobile phone [...]

You might have heard about Westpac’s new Life savings account with its market–leading bonus rate of 3.00 per cent p.a. which is very attractive indeed. [...]

What is third party fire and theft car insurance? Third party fire and theft car  insurance (TPF&T) covers you for your car being stolen or [...]

It’s likely that many of us will have to carry on working home for a bit longer until we combat covid-19. For many people, WFH [...]

With all of the financial uncertainty caused by covid-19 still having an impact, many Australians are reviewing their financial products to make sure they’re getting [...]

You probably know all about savings accounts and possibly about term deposits already. If you’re having a hard time deciding between the two types of [...]

You might not have been too concerned about building up a stash of savings before the coronavirus pandemic, but if there’s one thing that the [...]

Many of us are now wearing a mask as part of our everyday routine, with some state governments making masks a legal requirement during times [...]

The sudden drop in global share markets as a result of the covid-19 pandemic might have sent shivers down your spine. The mere thought of [...]

Most Aussies will be lodging their tax return between July 1 and October 31. This year has been somewhat different, however, with covid-19, so you [...]

Even with home loan interest rates being at their lowest for a long time – there are several products on the market with rates below [...]

The Australian home loan market has quite a few products with interest rates of around 2.5 per cent p.a. right now, which is something of [...]

The estimated total cost of the government’s JobKeeper scheme was originally $130 billion but this amount was almost halved to $70 billion in May, leaving [...]

A term deposit is a savings account that you hold funds in for a pre–determined period of time, usually between 31 days and five years. [...]

If you’re looking to reduce your credit card bills then you could move your existing balance onto a card issued by a different provider. Many [...]

The World Health Organisation advises that people should wear face masks in public when it’s impossible to maintain social distancing. This measure should help to [...]

While having a bad credit score isn’t the end of the world – after all, you can improve it over time – but it can [...]

Facebook Pay is a payment platform that allows users to connect with their friends and relatives and to transfer money to each other. This money [...]

A balance transfer card can be a good solution if you have a balance on a card that is proving to be hard to clear [...]

What is TP? TP, or third party insurance, is a type of car insurance that covers you for liability if you damage someone else’s property, [...]

What is a home equity loan? At some point in everyone’s life, they need a sudden – and sometimes rather large – cash injection. The [...]

There are so many different saving accounts available that you’d be forgiven for just looking for the ones with the top savings rates and signing [...]

When you’re looking for a saver account, you pay attention to the interest rate first of all, as this determines how much of a return [...]

Appen (ASX: APX) Appen provides data for machine learning and artificial intelligence and is regarded as a global leader. There’s huge growth in this sector [...]

It is difficult to determine how banks and mortgage lenders determine whether you are suitable for a loan or not as not all criteria is [...]

The Regional Australia Council 2031 is set to launch a national campaign to raise awareness of opportunities in regional Australia. However, there is one demographic [...]

There is never a bad time to reduce your expenses, however winter usually means the time is right to take a look at your household’s [...]

It’s time to cut back on unnecessary spending and make sure you are as recession proof as you can possibly be. This may be a [...]

The skills and jobs we have today will not be the same as the ones in the not too distant future. Highlighting this very fact [...]

History has given us the Great Depression, the Wall St Crash and in Australia the ‘recession we had to have’, but now we are looking [...]

It’s like the school holidays never ended. The kids were at home essentially from December to June (albeit with some school ground time before the [...]

Property prices have yet to see the fall predicted by some property market analysts. That could come in due course, however right now property price [...]

Contents insurance covers the financial cost of replacing or repairing your household possessions due to theft or damage. It covers items such as furniture, white [...]

A reverse mortgage is a loan available to homeowners which allows them to convert the equity in their property into cash payments, provided they have [...]

If you are a landlord, there are many ways to minimise your annual tax bill. From appliance depreciation to knowing what you can and cannot [...]

You don’t need to have thousands of dollars in a savings account to consider DIY financial planning. Although it would make great financial sense to [...]

Climate change and unclear policy responses by governments to climate change, including the Australian government, pose a significant risk to investment returns. According to a [...]

When it comes to defining the Australian banking system, there are four banks that stand out – the big four.  These big four Australian banks [...]

You could use so many metrics to determine which companies are the biggest in Australia. Do you measure by brand? If you do measure by [...]

It is hard to see too many positives in the current COVID-19 pandemic, especially when it comes to the impact it has had on business, [...]

However, Forbes may have done the work for us by announcing the world’s top 100 banks. Forbes partnered with market research firm Statista to discard [...]

Over $200 billion in loan repayments were deferred by major bank customers in 2020 as COVID-19 ravaged the economy.  And, there could be worse news [...]

In late 2019, the Australian Bureau of Statistics (ABS) released figures the showed the average household credit card debt is $3357. In fact, Australians had [...]

New car sales plunged a record 48.5 per cent in April due to the coronavirus pandemic. Sales plummeted from 75,550 in April 2019 to 38,926 [...]

When you buy a property, the banks will generally ask that you have a 20 per cent deposit which will allow you to borrow 80 [...]

Buying your first property can be a daunting task. From knowing how much you can borrow, which you can do with the InfoChoice Home Loan [...]

It’s tax time and that means deductions and, hopefully, refunds. For property investors, your tax return has an added layer of complexity to it. However, [...]

The grocery bill is by far the largest household bill that any family has to pay on a weekly basis. However with a little planning, [...]

Those who manage to lock in amazing deals are often referred to as great negotiators. Effective negotiation requires plenty of preparation. It also requires time [...]

While Victoria’s deputy chief medical officer Michael Kidd has said that Victoria is yet to reach a second wave, the number of those affected continues [...]

You’d be forgiven for thinking the ASX was in a slump and that stocks were underperforming. You would be praised for taking a cautious approach [...]

Rates have remained at this level since March, when the country was going through the worst effects of the coronavirus pandemic. Despite the low rates, [...]

Sometimes large sums of cash are required relatively quickly to deal with unexpected circumstances.  You may have to deal with emergency medical expenses, emergency home [...]

It is no surprise that when many people look to choose a home loan, they look for one with the lowest interest rate possible. With [...]

Led by Melbourne and Sydney, Australia’s house prices rose in the March quarter. Prices were yet to be affected by social distancing policies during this [...]

From stamp duty to building inspections, the list of hidden or less thought about home purchase costs can be quite extensive. InfoChoice has listed a [...]

Despite the easing of restrictions, COVID-19 is continuing to play havoc with the economy. Recently released unemployment figures, tell a harrowing tale of growing unemployment.  [...]

When the coronavirus pandemic raised its ugly head late last year, it changed the way many people went about their day to day lives. One [...]

With the unemployment rate soaring due to Covid-19 and a recession looming, many worry about the long term prospects of keeping their jobs. However, there [...]

With all the gambling ads on television lately, it is no surprise that some people who accessed their superannuation early, put their money towards their [...]

In the next 100 days, Australia could be faced with a surplus of failed businesses. By September, JobKeeper will officially have ended. That means businesses [...]

An increasing number of businesses are choosing to stay with remote working as part of new flexible working arrangements they have with employees. Event specialists Redback [...]

Refinancing is a great way to  improve your financial situation, whether by lowering interest rates and repayments or by putting the equity in your mortgage [...]

Hospital cover is crucial and can save you a great deal of money. Especially, if you are about to have a baby. However, your health [...]

This week, National Australia Bank (NAB) cut various home loan rates to record lows. Its NAB Choice Package fixed-rates now start from 2.19% p.a. (comparison [...]

Budget Direct offers Motor, Home & Contents and Travel Insurance as well as Roadside Assistance. Budget Direct is a market-leading Australian Insurance brand with some [...]

The world is opening up. Our country is following suit and the states are easing restrictions. For weeks now, we have been able to step [...]