If you are looking for a balance transfer deal with a long zero per cent interest period, so you can reduce your balance, you can compare BT credit cards easily at InfoChoice. The best balance transfer credit cards offer long periods of zero or very low interest, with low or no one-off balance transfer fees and a reasonable revert rate once the introductory period is finished. The best balance transfer card for you might also feature Qantas points or Velocity frequent flyer points, a rewards scheme, insurances, plenty of interest-free days on purchases and Apple Pay or Google Pay. Credit cards with zero per cent balance transfer offers A balance transfer card can, if used correctly, be a great way to reduce or completely clear an existing card balance. You move your existing debt or credit card balance onto a card with a zero per cent interest period. These periods usually last from 12 to 18 months, but can be as long as 26 months, after which your card will revert to the provider’s cash advance or purchase interest rate. To make best use of a balance transfer credit card, eliminate the balance or at least reduce it significantly, before the revert rate kicks in. Balance transfer cards are perhaps not the best option, if you plan to make purchases with them during the introductory period because eliminating your debt will be more difficult. Low Rate credit cards and No Annual Fee credit cards may also be options for you if you want a cheap credit card deal. And plenty of Frequent Flyer credit cards have great balance transfer offers. Top balance transfer credit card offers in March Here is an editor’s pick of some the best balance transfer credit cards offers now listed on InfoChoice, in March. You can compare these cards with other balance transfer credit cards at InfoChoice. The Bankwest Breeze Platinum Mastercard offers a zero per cent interest period of 26 months, after which the standard rate of 12.99 per cent p.a. applies. There’s a balance transfer fee of two per cent of the balance being transferred, as well as an annual fee of $99 ($49 for the first 12 months). Go directly to Bankwest credit card interest rate and fees information at InfoChoice. The Virgin Australia Velocity Flyer Visa Credit Card has a 0% p.a. balance transfer rate for 22 months (reverts to cash advance rate). The Virgin Australia Velocity Flyer credit card has an earn rate of 3 additional bonus Velocity Points Per $1 on your everyday spend in the first 3 months (capped at 10,000 Points per month). Go directly to Virgin Australia credit card interest rate and fees information at InfoChoice. The Citi Rewards Visa Credit Card has a 0% p.a. for 26 months on balance transfers with a one-off 1.5% BT fee. This offer is valid until 28 May 2020. There is a $49 annual fee for the first year (reverts to $149 thereafter), a range of complimentary insurances and you’ll receive a free bottle of award-winning wine at partner restaurants. The Citi rewards Visa has a purchase interest rate of 21.49% pa, up to 55 days interest-free and an annual fee of $149 ($49 annual fee for the first year). Go directly to Citi credit card interest rate and fees information at InfoChoice. NAB Qantas Rewards Signature Visa credit card is promoting 130,000 bonus Qantas Points when you are approved and spend a minimum of $3,000 in the first 60 days (Ts and Cs apply). This card has a purchase interest rate of 19.99% pa, up to 44 days interest free and an annual fee of $395, reduced in the first year to $295. Go directly to NAB credit card interest rate and fees information at InfoChoice. This is a low rate credit card, with a low annual fee, plenty of interest-free days and a balance transfer offer. The NAB Low Rate Visa credit card has a balance transfer rate of 0% pa for 6 months with a one-off BT fee of 2%. The rate reverts to the cash advance rate of 21.74% pa. The NAB Low Rate Visa has a purchase interest rate of 13.99% pa, up to 55 days interest-free and an annual fee of $59. Go directly to NAB credit card interest rate and fees information at InfoChoice. InfoChoice compares financial products from 145 banks, credit unions, authorised deposit-taking institutions, non-bank lenders and other financial product providers in Australia. InfoChoice does not compare every product in the market. Some institutions may have a commercial partnership with InfoChoice. Rates are provided by partners and taken from financial institutions websites. We believe all information to be accurate on the date published. InfoChoice strives to update and keep information as accurate as possible. InfoChoice is a leading Australian comparison website for retail banking and personal finance products. We’ve been helping Aussies find great offers on credit cards, home loans, savings accounts, term deposits, personal loans and car loans for over 25 years. Our mission is to help consumers make an informed purchasing by bringing together the most comprehensive list of financial products on the market today. The information contained on this web site is general in nature and does not take into account your personal situation. Do not interpret the listing order as an endorsement or recommendation from us. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser. If you or someone you know is in financial stress, contact the National Debt Helpline on 1800 007 007.