How to improve your credit score…

If you need to improve your credit report, trying taking these steps:

Step 1: Resolve any outstanding issues with past lenders, billers or creditors

Step 2: Obtain a free copy of your credit file to make sure everything on it is correct.

Step 3: Fix any past problems and get them removed from your report.

Step 4: Set up direct debits for all your regular bills so you won’t forget about them

Step 5: Don’t make too many applications for credit.

Step 6:  Talk to your lender immediately if you are struggling to meet repayments; they'll have a hardship policy.


Source: The Age