The Qantas American Express Ultimate Card

Purchase Rate

20.74 %
p.a.
Cash Advance Rate
0% p.a.
Interest Free
Up to 44 days
Annual Fee
$450.00
Balance Transfer Rate
0% p.a.
for first 12 months
  • Receive 55,000 bonus Qantas Points when you apply online, are approved and spend $3,000 on your new Card within the first 3 months of Card membership. This offer is available to new Card Members, as well as Bank-issued American Express companion cardholders.
  • Earn 1.25 Qantas Points per $1 spent on eligible purchases. See Reward Yourself section for more details
  • $450 Qantas Travel Credit each year. Use your Qantas Travel Credit for eligible international or domestic Qantas flights when you book and pay online at American Express Travel.
  • Enjoy complimentary access up to two entries per year to the American Express Lounge at Sydney International Airport or Melbourne International Airport.
  • Enjoy two complimentary Qantas Club lounge invitations each year after your first Card spend on selected Qantas products and services.
  • Complimentary Qantas epiQure Premium Membership.
  • 0% p.a. on balance transfers for the first 12 months - A one-off credit plan establishment fee of 1% applies.
  • Complimentary domestic and international travel insurance.
  • Eligible for use with Android Pay, Apple Pay and Samsung Pay

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

  • With the Qantas American Express Ultimate Card there is no cap on the amount of Qantas Points you can earn, while having them automatically transferred to your Qantas Frequent Flyer account each month.
  • Earn 1.25 Qantas Points10 for every $1 spent on Card purchases, except spend at government bodies in Australia where you will earn 0.5 Qantas Points per $1 spent
  • Earn 1 additional Qantas Point per $1 spent on selected Qantas products and services in Australia.
  • Receive 55,000 bonus Qantas Points when you apply online, are approved and spend $3,000 on your new Card within the first 3 months.
Rewards Points per Dollar 1.25 Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $4,500.00 Frequent Flyer Ratio 1.5
Spend at Loyalty Partner for $100 Gift Card* SPEND FOR SYD/MEL RETURN* $7,500.00
Lifetime of Points  
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines Qantas/Qantas Frequent Flyer Program
International Airlines Qantas plus other oneworld alliance partners
Conditions
Terms & Conditions
American Express income and credit approval criteria applies. Subject to Terms and Conditions. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information, including fees, charges and interest rates are correct as at 7 May 2019 and are subject to change. Applicants must be 18 years of age or over, reside in Australia and earn a minimum income of $65,000 per annum to apply for the Qantas American Express Ultimate Card. Bonus & Eligibility: 55,000 bonus offer is only available to new American Express Card Members who apply online for the Qantas American Express Ultimate Card, are approved, and spend $3,000 on eligible purchases on their new Card within the first 3 months from the Card approval date. This is a limited time offer which may be withdrawn or changed at any time without notice. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited, in the preceding 18 month period are ineligible for the Bonus Qantas Points offer. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. Qantas Points are earned in accordance with and subject to the Qantas American Express Card Points Terms and Conditions. Please allow 8 to 10 weeks after you have met the spend criteria for the 55,000 Qantas Points to be credited to your Qantas Frequent Flyer account. Qantas Frequent Flyer membership and the earning and redemption of points are subject to the Terms and Conditions of the Qantas Frequent Flyer program available at qantas.com/terms. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. Interest Rate. This interest rate does not apply for Cash Advances and associated fees. Interest Free Period. You will have up to 44 days interest free on purchases provided you pay the full closing balance of your monthly statement by the due date each month. There is no interest free period on balance transfers or if you carry forward a balance from the previous statement period. The total of interest free days will depend on when you make the purchase and when your statement is issued. Qantas Travel Credit. Qantas Travel Credit. Qantas American Express Ultimate Card Members are eligible for one $450 Qantas Travel Credit per year. The Qantas Travel Credit can be redeemed for any eligible Qantas flight booked (i.e. a QF flight number on your ticket) and paid online through American Express Travel in a single booking. All travel is subject to Qantas Conditions of Carriage. For bookings less than $450 any unused portion of the Qantas Travel Credit will be forfeited. The Qantas Travel Credit can be used from the anniversary date and cannot be carried forward to any subsequent year. Your Qantas Travel Credit for that year will be forfeited if you cancel your booking, subject to Qantas Travel Credit, Terms and Conditions. Google, Google Pay, and the Google Logo are trademarks of Google Inc. Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. Samsung, Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their respective owners. Screen images are simulated; actual appearance may vary. Samsung Pay is available on select Samsung devices. American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. American Express® is a registered trademark of American Express Company.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

The Qantas American Express Ultimate Card

Purchase Rate 20.74 % p.a.
Cash Advance Rate 0% p.a.
Interest Free Up to 44 days
Annual Fee $450.00
Balance Transfer Rate 0 % p.a. for first 12 months

Top Features

  • Receive 55,000 bonus Qantas Points when you apply online, are approved and spend $3,000 on your new Card within the first 3 months of Card membership. This offer is available to new Card Members, as well as Bank-issued American Express companion cardholders.
  • Earn 1.25 Qantas Points per $1 spent on eligible purchases. See Reward Yourself section for more details
Show More Top Features

More Information

Rewards Program
Overseas ATM Availability
Insurance Cover for Purchases
Automatic Travel Insurance
Rewards Points per Dollar 1.25
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $4,500.00
Frequent Flyer Ratio 1.5
Spend at Loyalty Partner for $100 Gift Card*
SPEND FOR SYD/MEL RETURN* $7,500.00
Lifetime of Points  
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines Qantas/Qantas Frequent Flyer Program
International Airlines Qantas plus other oneworld alliance partners
Conditions
Annual Fee $450.00
Minimum Repayment Greater of 2.5% or $30.00
Annual Fee First Year $450.00
Interest Charged From PurchaseDate
Rewards Joining Fee -
Late Payment Fee $30.00
Supplementary Card Fee $0.00
Duplicate Statement Fee $10.00
Overseas ATM Balance Fee $0.00
Transaction Verification Fee $7.00
Overseas ATM Withdrawal Fee $2.50
Over Limit Fee $0.00
Overseas Emergency Card Replacement Fee $0.00
Terms & Conditions

American Express income and credit approval criteria applies. Subject to Terms and Conditions. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information, including fees, charges and interest rates are correct as at 7 May 2019 and are subject to change. Applicants must be 18 years of age or over, reside in Australia and earn a minimum income of $65,000 per annum to apply for the Qantas American Express Ultimate Card. Bonus & Eligibility: 55,000 bonus offer is only available to new American Express Card Members who apply online for the Qantas American Express Ultimate Card, are approved, and spend $3,000 on eligible purchases on their new Card within the first 3 months from the Card approval date. This is a limited time offer which may be withdrawn or changed at any time without notice. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited, in the preceding 18 month period are ineligible for the Bonus Qantas Points offer. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. Qantas Points are earned in accordance with and subject to the Qantas American Express Card Points Terms and Conditions. Please allow 8 to 10 weeks after you have met the spend criteria for the 55,000 Qantas Points to be credited to your Qantas Frequent Flyer account. Qantas Frequent Flyer membership and the earning and redemption of points are subject to the Terms and Conditions of the Qantas Frequent Flyer program available at qantas.com/terms. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. Interest Rate. This interest rate does not apply for Cash Advances and associated fees. Interest Free Period. You will have up to 44 days interest free on purchases provided you pay the full closing balance of your monthly statement by the due date each month. There is no interest free period on balance transfers or if you carry forward a balance from the previous statement period. The total of interest free days will depend on when you make the purchase and when your statement is issued. Qantas Travel Credit. Qantas Travel Credit. Qantas American Express Ultimate Card Members are eligible for one $450 Qantas Travel Credit per year. The Qantas Travel Credit can be redeemed for any eligible Qantas flight booked (i.e. a QF flight number on your ticket) and paid online through American Express Travel in a single booking. All travel is subject to Qantas Conditions of Carriage. For bookings less than $450 any unused portion of the Qantas Travel Credit will be forfeited. The Qantas Travel Credit can be used from the anniversary date and cannot be carried forward to any subsequent year. Your Qantas Travel Credit for that year will be forfeited if you cancel your booking, subject to Qantas Travel Credit, Terms and Conditions. Google, Google Pay, and the Google Logo are trademarks of Google Inc. Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. Samsung, Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their respective owners. Screen images are simulated; actual appearance may vary. Samsung Pay is available on select Samsung devices. American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. American Express® is a registered trademark of American Express Company.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.