Split Loan Calculator

Updated on 05 August, 2022

Is a split home loan right for me?

If you're on the fence about whether to go with a fixed or variable rate loan, split rate loans let you have the best of both worlds.

This means applying a fixed rate to a portion of your mortgage, while the rest remains variable. That way, you can enjoy the predictability of more even payments while taking advantage of lower interest rates when available.

Our Split Home Loan Calculator lets you experiment with different split loan scenarios, so you can find the best combination of fixed and variable interest rates for your needs.


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Can splitting a home loan between fixed and variable rates work for you? What are the benefits of splitting a loan between fixed prtions and variable rate portions? This calculator can help you work out how much you will pay and how much you can save by splitting your home loan between fixed and variable rates.

How is fixed-rate home loan interest calculated and charged? Fixed rate interest rates on a home loan give you stability and certainty but how much will a fixed rate cost me over the life of a loan?

How do banks calculate variable rate home loan interest? How is variable rate mortgage interest calulated and charged? Will I save money by choosing variable or fixed interest rates?

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