St.George
St.George

St.George Amplify Platinum (Amplify Rewards)

Purchase Rate
19.74% p.a.
Cash Advance Rate
21.49% p.a.
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Interest Free
Up to 55 days
Annual Fee
$99.00
Balance Transfer Rate
0% p.a. for first 15 months
  • Receive 80,000 bonus Amplify Points When you apply for a new Amplify Platinum credit card and spend at least $3,000 on eligible purchases made with the card within 90 days of card approval.
  • 0% p.a. interest on balance transfers for 15 months when requested at card application. 1% balance transfer fee applies if you make a balance transfer. The variable cash advance rate will apply after this promotional period. New cards only.
  • Apply by 30 November 2021.
  • Enjoy uncapped points earning potential and double points earned on international spend (overseas merchants).
  • Complimentary insurance covers if you pay for your travel costs with your Amplify Platinum card before you leave Australia, as set out in the policy.
  • 24/7 Concierge.
  • Add an additional cardholder at no extra cost.

Key Features
Rewards Program
Rewards
Joining Fee
$0.00
Annual Fee
$99.00
Insurance Cover
for Purchases
Overseas ATM
Availability
Automatic Travel
Insurance

Rewards Program
  • Choose between Amplify Rewards or Amplify Qantas.
  • If you choose Amplify Rewards:
  • Earn 1 Amplify Point per $1 spent on purchases at Australian merchants.
  • Earn 2 Amplify Points per $1 spent on purchases at Overseas merchants.
  • If you choose Amplify Qantas:
  • Earn 0.5 Qantas Points per $1 spent on purchases at Australian merchants.
  • Earn 1 Qantas Point per $1 spent on purchases at Overseas merchants.

Fee & Repayments

Annual Fee $99.00
Annual Fee First Year $99.00
Rewards Joining Fee $0.00
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2% or $10.00
Interest Charged From PurchaseDate
Late Payment Fee $15.00

Rewards Program

Rewards Points per Dollar 1
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $17,500.00
Frequent Flyer Ratio 1
Spend at Loyalty Partner for $100 Gift Card*
SPEND FOR SYD/MEL RETURN* $32,000.00
Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners Earn bonus Amplify Points with Amplify Rewards Bonus Partners. Earn Qantas Points twice with Qantas Frequent Flyer Program partners - once on your Amplify card and again with the program partner.
Domestic Airlines Qantas - Qantas Frequent Flyer
International Airlines Qantas
Conditions Required spend for $100 gift card and Syd-Mel return flight is based on the Amplify Rewards Program.

Other Charges

Duplicate Statement Fee -
Overseas ATM Balance Fee $0.00
Transaction Verification Fee -
Overseas ATM Withdrawal Fee $0.00
Over Limit Fee $15.00
Overseas Emergency Card Replacement Fee $52.50
Terms & Conditions
Conditions, fees and credit criteria apply. This card is issued as a Visa card. Before making a decision read the Terms and Conditions and consider if the product is right for you. Switches, upgrades, or Westpac Group staff are ineligible. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion. *Amplify Platinum Bonus Amplify Points Offer: The bonus 80,000 Amplify Points promotion is available for new customers when you apply and are approved for a new Amplify Rewards Platinum credit card between 24th June 2021 and 30th November 2021, and spend the minimum amount of $3,000 on eligible purchases within 90 days from card approval in one or more transactions. Eligible purchases do not include interest, fees and charges, cash, or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited from the card account. Existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the last 12 months, are not eligible for this offer. The bonus Amplify Points will be added to your points balance within 12 weeks of the eligible spend criteria being met. #Balance Transfer Promotion: The promotional balance transfer rate is available when you apply and are approved for a new Vertigo, Amplify Platinum or Amplify Signature credit card between 24th June 2021 and 30th November 2021, and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The promotional rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Activating your card triggers the processing of the balance transfer. A balance transfer fee of 1% of the transferred balance(s) will apply to balance(s) transferred to a Amplify Platinum or Amplify Signature credit card. The balance transfer fee will be charged to the card account on the same day the balance(s) are debited to the account. No balance transfer fees apply to a Vertigo credit card. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period. St.George will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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