Jet away with your credit card rewards scheme

Want to see the world on a backpacker’s budget? The right credit card rewards program could see you accumulating points towards free flights and upgrades, accommodation and other great lifestyle benefits so you can travel in style.

But instead of the same old tourist meccas, why not let your rewards card take you somewhere new?

Here are 10 beautiful holiday destinations off the beaten track.

1. Galle Fort, Sri Lanka

This beautiful island nation boasts a rich and diverse natural landscape, from beautiful tropical beaches and thick jungles to open savanna.

Book lovers might want to visit Galle in January for the Literary Festival, but the ancient ruins, excellent national parks and delicious food are there all year round.

When heading overseas, remember that some rewards credit cards may offer complimentary travel insurance for you and your family when you meet certain criteria – for example, using your credit card to pay for your travel costs before you leave the country.

2. Jodhpur, India

With the majestic Mehrangarh Fort perched serenely above a jumble of bright blue Brahmin dwellings, Jodhpur is well worth including on your travel wish list.

Inside the 10-kilometre-long, 16th-century walls, the city is a medieval maze of winding lanes, bustling bazaars and ancient markets.

3. Atacama Desert, Chile

Thanks to its elevation and absence of light pollution, the Atacama Desert is a stargazer’s dream.

The small town of San Pedro de Atacama is a great base for exploring the wonders of this magical place, including the salt-filled Cejar Lagoon and El Tatio geyser field, but be sure to book early.

Gold or platinum credit card holders may be able to take advantage of complimentary concierge services which can help you arrange accommodation ahead of time.

4. Yerevan, Armenia

Armenia’s ancient capital, Yerevan, boasts superb restaurants, old-fashioned tea houses and trendy wine bars, with spectacular monasteries and Lake Sevan only a day trip away.

Don’t miss the medieval Geghard monastery, the 2000-year-old Temple of Garni, or the World Heritage-listed Haghpat and Sanahin monasteries.

5. Taipei, Taiwan

With its breathtaking natural landscapes, rich cultural heritage and cheap, delicious food, Taiwan packs a lot into a small space.

Visit the treasures at Taipei’s National Palace Museum, sample mouth-watering local delicacies at the famous night markets, or go for a hike or cycle around picture-perfect Sun Moon Lake.

6. Lord Howe Island, Australia

If you want a natural paradise but don’t want to spend days getting there, look no further than Australia’s own Lord Howe Island.

This World Heritage-listed island is only a two-hour flight from Sydney or Brisbane and boasts some truly spectacular scenery, from lush mountainous terrain to coral reefs and sapphire sea.

7. Stellenbosch, South Africa

Stellenbosch is a beautiful and historic town in the heart of South Africa’s wine region, with row upon row of grape vines set