The best basic credit cards in Australia offer low rates, low fees and long interest-free periods. The best frequent flyer credit cards offer thousands of points upfront. Other cards that are also included in that “best credit cards” category are the ones with great offers and promotions that are impossible to ignore. Credit card issuers are competing hard for your business right now and there are some great credit card promotions in February 2020. You can compare credit cards from Australia’s banks and other card issuers at InfoChoice. Follow these links to compare hundreds of credit cards, or scroll down to see some of February’s best credit card offers and promotions available on InfoChoice, Australia’s leading financial comparison website since 1993. Compare Low Rate credit cards at InfoChoice. Compare No Annual Fee credit cards at InfoChoice. Compare Balance Transfer credit cards at InfoChoice. Compare Platinum & Gold credit cards at InfoChoice. Compare Cash Back & Rewards credit cards at InfoChoice. Compare Business credit cards at InfoChoice. February’s best credit card deals on InfoChoice. Get in quick for this great offer of 100,000 Velocity points, that closes on 12 February 2020: The American Express Velocity Platinum credit card is promoting an offer of 100,000 bonus VFF points bonus Velocity Points when you apply online by 12 February 2020, are approved and spend $3,000 on your new credit card within the first three months. This offer is for new card members only. This card also offers a complimentary Virgin Australia return Economy domestic flight between selected cities each year after your first Card spend each anniversary year There are also complimentary Virgin Australia and Amex airport lounge passes each anniversary year at selected domestic airports and insurances. The Amex Velocity Platinum has a purchase interest rate of 20.74 per cent per annum with up to 55 days interest-free. Click for more information on rates and fees. The Bankwest Breeze Platinum Mastercard credit card has a zero interest rate for balance transfers that lasts for more than two years. This card is offering a BT rate of 0% p.a. for 26 months, a 2% BT fee applies. This offer is only available on balance transfers from existing non-Bankwest cards. The Bankwest Breeze Platinum also promotes a discounted annual fee of $49 for the first year with an ongoing annual fee of $99 p.a for a limited time, new customers only. There is a relatively low purchase interest rate of 12.99 per cent per annum with up to 55 days interest-free, complimentary overseas travel insurance and no foreign transaction fees on online or overseas purchases. Other rates and fees information is here. 120,000 bonus Qantas points are on offer from the NAB Qantas Rewards Signature Visa credit card. The points are awarded to the cardholder on a tiered basis: 90,000 bonus Qantas FF Points when you spend $3,000 in the first 60 days plus another 30,000 bonus Qantas FF Points when you keep your card open for over 12 months, plus, enjoy a reduced annual card fee for the first year (Terms and conditions apply). This card has a purchase interest rate of 19.99 per cent per annum and up to 44 days interest-free. For more rates and fees information see InfoChoice. The Qantas American Express Discovery credit card has good earn rate for QFF points, can be used with Google Pay, Apple Pay and Samsung Pay and features no annual fee, making it unusual in the premium and rewards credit card market. This card has a purchase interest rate of 20.74 per cent per annum and up to 44 days interest-free. This card earns 0.75 Qantas Points for every $1 spent on Card purchases, except government bodies in Australia where you can earn 0.5 Qantas Points per $1 spent. There is a 0% p.a. rate on balance transfers for the first 12 months after a one-off credit plan establishment fee of 1%. More rates and fees information for the Qantas American Express Discovery card at InfoChoice. The Virgin Australia Velocity Flyer Credit Card won the Money Magazine Best of The Best Award 2020 in the ‘Best Reward Credit Cards from a Non-Bank’ category. The Virgin Australia Velocity Flyer Credit Card has a 0% p.a. balance transfer rate for 22 months, reverts to the cash advance rate. This card is currently promoting an earn rate of 3 additional bonus Velocity Points Per $1 on your everyday spend in the first 3 months (capped at 10,000 Points per month). For more rates and fees information for the Virgin Australia Velocity Flyer credit card, see InfoChoice. Compare these credit cards with other great credit card offers at InfoChoice. The products compared in this article are chosen from a range of offers available to us and are not representative of all the products available in the market and influenced by a range of factors including interest rates, product costs and commercial and sponsorship arrangements InfoChoice compares financial products from 145 banks, credit unions and other financial institutions in Australia. InfoChoice does not compare every product in the market. Some institutions may have a commercial partnership with InfoChoice. Rates are provided by partners and taken from financial institutions websites. We believe all information to be accurate on the date published. InfoChoice strives to update and keep information as accurate as possible. The information contained on this web site is general in nature and does not take into account your personal situation. Do not interpret the listing order as an endorsement or recommendation from us. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser. If you or someone you know is in financial stress, contact the National Debt Helpline on 1800 007 007.