Credit cards offering 0% on purchases

Almost one million Australians ditched their credit card in the 12 months to September, the Reserve Bank reported this week. 594, 289 credit card accounts [...]

POSTED ON November 15, 2019
Best credit cards for Christmas 2019

Australians love gifts. In fact, Aussies love giving more than receiving, according to recent research from the Financial Planning Association. 85 per cent of people [...]

POSTED ON November 8, 2019
Top Low-Rate Credit Cards in November 2019

Credit cards offer plenty of benefits to smart users who stay in control of their spending and repay their debts each month. Those people get [...]

POSTED ON November 1, 2019
Afterpay vs credit cards

Which is better – Afterpay or a credit card? Buy now, pay later or credit? Afterpay, Zip, Openpay, LatitudePay and other buy now, pay later [...]

POSTED ON October 22, 2019
Review of Latitude Financial

Latitude Financial is a prominent lender in Australia with a long history specialising in consumer credit, personal loans and insurance. Latitude Financial has been in [...]

POSTED ON October 18, 2019
How to earn Velocity Points quickly

Virgin Australia Velocity is one of the world’s best airline loyalty schemes, so if you have a Virgin or Velocity linked credit card, you’ll be [...]

POSTED ON October 11, 2019
Five great 0 balance transfer credit cards

Balance transfer credit cards give you the opportunity to make real inroads into hard-to-shift consumer debt. By giving you a long honeymoon period with no, [...]

POSTED ON October 11, 2019
How to earn QFF points quickly

If you’ve recently got a Qantas Frequent Flyer credit card then you’re probably wondering what the best ways to earn frequent flyer points are. The [...]

POSTED ON September 30, 2019
How does a balance transfer work?

If you’ve been wondering about balance transfers and whether one would work for you, find out more about it all in this, your guide to [...]

POSTED ON September 24, 2019
Top 10 credit cards in Australia

Sometimes, when you’re looking for the best credit cards on offer, you can get tied up with all the different types, perks, interest rates and [...]

POSTED ON August 29, 2019
Frequent Flyer Points bonanza!

By Jason Bryce Banks and other credit card issuers are offering hundreds of thousands of Qantas Frequent Flyer, Virgin Velocity and other rewards points to [...]

POSTED ON August 21, 2019
How does Virgin Velocity points scheme work?

The Qantas Frequent Flyer program may be a household name in Australia, but Virgin’s Velocity program gives it a serious run for its money. Qantas [...]

POSTED ON July 18, 2019
Which credit card is right for me?

Whether you’re applying for your first credit card, or you’re looking for a new one, it’s important that you choose the right card for you [...]

POSTED ON June 11, 2019
Will a balance transfer affect my credit rating?

With over-indebtedness growing among Australian households, many people wonder how they’ll ever be free of their monthly debt repayments, or at least reduce them to [...]

POSTED ON May 31, 2019
Nine Bad Credit Myths, Busted

One of the downsides of people being unwilling to talk openly about money and their personal finances is that lots of myths and misconceptions spring [...]

POSTED ON May 15, 2019
Two new banks set to take on the big four

Commonwealth Bank, Westpac, National Australia Bank (NAB) and ANZ Bank dominate Australian lending and banking with more than 80 per cent of the market between them.  [...]

POSTED ON May 10, 2019
How to find the best credit card deals

In the market for a new credit card? Find the best deal by comparing the special offers different banks and other financial institutions have on offer. We’re [...]

POSTED ON April 29, 2019
What is a balance transfer credit card?

A balance transfer credit card is an increasingly popular way to pay down credit card debt and avoid interest. A balance transfer deal offers a [...]

POSTED ON May 22, 2017
Credit card users switched without consent

Did you know that one big bank is switching hundreds of thousands of credit card customers from Mastercard credit cards to new Visa cards? That [...]

POSTED ON October 26, 2016
What to look for in a credit card

Are you shopping for a new credit card? Do you know what you want? Perhaps, like many Aussies you are looking for a great balance [...]

POSTED ON September 29, 2016
Great news for Westpac credit card customers

Westpac has decided to refund foreign transaction fees to its credit card customers. Westpac said this is because it has been telling its credit card [...]

POSTED ON June 22, 2016
Credit reports are targeted

When you apply for a loan or credit card, the lender will usually access your credit history report from a credit reporting agency. The largest [...]

POSTED ON June 20, 2016
Credit card fees are going up

Average credit card annual fees went up last year, along with many other fees levied by banks and other financial institutions. The Reserve Bank survey [...]

POSTED ON June 17, 2016
Do rate cuts apply to credit cards?

Interest rates on credit cards are high compared with mortgage rates and the Reserve Bank’s official cash rate. Credit cards are unsecured loans so come [...]

POSTED ON June 17, 2016
Samsung Pay coming to a credit card near you

Samsung has launched the Samsung Pay mobile digital wallet and contactless payment system in Australia. Citibank and American Express credit card users will be the [...]

POSTED ON June 16, 2016
New credit card statements arrive

Credit card holders are now getting their first monthly card statements since major law changes that came into force in July. They now include personalised [...]

POSTED ON August 13, 2012
Zero balance transfers destroying value

Credit card issuers offering zero interest on balance transfers were running a high risk of destroying value in their lending business, Commonwealth Bank said. CBA [...]

POSTED ON September 29, 2006