UniBank Personal Loan Rates & Review

UniBank Personal Loans as of July 2025

Monthly repayment below is based on a $20,000 loan amount over 5 years.

Lender	Advertised rate	Comparison rate*	Monthly repayment	Interest Type	Secured Type	Early Exit Fee	Ongoing Fee	Application Fee	Total Repayment	as ofJuly 4, 2025

	6.49^%_p.a.	6.70^%_p.a.	^$613	Fixed	Secured	N/A	^$0	^$150	N/A	More details
	Fixed Car Loan (3 Years)
Fixed Car Loan (3 Years) More details
	6.49^%_p.a.	6.70^%_p.a.	^$613	Fixed	Secured	N/A	^$0	^$150	N/A	More details
	Fixed Car Loan (5 Years)
Fixed Car Loan (5 Years) More details
	6.49^%_p.a.	6.70^%_p.a.	^$613	Fixed	Secured	N/A	^$0	^$150	N/A	More details
	Fixed Car Loan (6 Years)
Fixed Car Loan (6 Years) More details
	6.49^%_p.a.	6.70^%_p.a.	^$613	Fixed	Secured	N/A	^$0	^$150	N/A	More details
	Fixed Car Loan (4 Years)
Fixed Car Loan (4 Years) More details
	7.99^%_p.a.	8.20^%_p.a.	^$627	Fixed	Unsecured	N/A	^$0	^$150	N/A	More details
	Fixed All Purpose Loan (3 Years)
Fixed All Purpose Loan (3 Years) More details
	7.99^%_p.a.	8.20^%_p.a.	^$627	Fixed	Unsecured	N/A	^$0	^$150	N/A	More details
	Fixed All Purpose Loan (5 Years)
Fixed All Purpose Loan (5 Years) More details
	7.99^%_p.a.	8.20^%_p.a.	^$627	Fixed	Unsecured	N/A	^$0	^$150	N/A	More details
	Fixed All Purpose Loan (4 Years)
Fixed All Purpose Loan (4 Years) More details
	7.99^%_p.a.	8.20^%_p.a.	^$627	Fixed	Unsecured	N/A	^$0	^$150	N/A	More details
	Fixed All Purpose Loan (2 Years)
Fixed All Purpose Loan (2 Years) More details
	7.99^%_p.a.	8.20^%_p.a.	^$627	Fixed	Unsecured	N/A	^$0	^$150	N/A	More details
	Fixed All Purpose Loan (6 Years)
Fixed All Purpose Loan (6 Years) More details
	9.99^%_p.a.	10.21^%_p.a.	^$645	Variable	Secured	^$0	^$0	^$150	N/A	More details
	Car Loan^
Car Loan^ More details
	11.99^%_p.a.	12.21^%_p.a.	^$664	Variable	Unsecured	^$0	^$0	^$150	N/A	More details
	All Purpose Loan^
All Purpose Loan^ More details

Important Information and Comparison Rate Warning

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UniBank Personal Loans

UniBank Personal Loans as of July 2025

Fixed Car Loan (3 Years)

Fixed Car Loan (3 Years)

Fixed Car Loan (5 Years)

Fixed Car Loan (5 Years)

Fixed Car Loan (6 Years)

Fixed Car Loan (6 Years)

Fixed Car Loan (4 Years)

Fixed Car Loan (4 Years)

Fixed All Purpose Loan (3 Years)

Fixed All Purpose Loan (3 Years)

Fixed All Purpose Loan (5 Years)

Fixed All Purpose Loan (5 Years)

Fixed All Purpose Loan (4 Years)

Fixed All Purpose Loan (4 Years)

Fixed All Purpose Loan (2 Years)

Fixed All Purpose Loan (2 Years)

Fixed All Purpose Loan (6 Years)

Fixed All Purpose Loan (6 Years)

Car Loan^

Car Loan^

All Purpose Loan^

All Purpose Loan^

Latest Lending News

RBA rate cut May 2025 - Is your lender passing it on?

Which banks and lenders are cutting home loan rates after the RBA cash rate cut?

Why Aussie mortgage holders need a February rate cut

Quiet week in mortgage market as lenders await for inflation signal

Compare More UniBank Products

Personal Loan Comparison & Tools

Personal Loan Lenders' Rates

Important Information

Editorial Integrity

Advertiser Disclosure

Product Coverage and Sort Order

Comparison Rate Warning and Base Criteria

Monthly Repayment Figures

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General Advice Disclosure