Personal Loan

General Details

Unsecured Personal Loan - Platinum

100% online application with same day funds available. Personalised interest rates based on your good credit. Get a Wisr rate today!

Loan Details

Loan Type
FullyDrawnAdvance  
Permitted Purposes of Loan
Personal loans for any worthwhile purpose. Whether it’s your next car, a home reno or consolidating other debts. Do it in a smarter, fairer, Wisr way.  
Repayment Type
Principal & Interest,Interest Only  
Min. Loan Amount
$5,000.00  
Max. Loan Amount
$50,000.00  
Min. Loan Term
3 years  
Max. Loan Term
5 years  
Available As Car Loan
Car Type
Either New or Used
Security Type
None  

Fees

Application Fee
$595.00  
-  
-  
$0.00  
$0.00  
Monthly  
-  
$0.00  
-  
-  
Late payment fee: $25 Dishonour fee: $2.75
Interest Rates

Listed Rates

 
8.95%  
8.95%  
 
 
8.95%  
 
9.45%  
 
 

Comparison Rates*

8.95% 
 
 
12.94% 
 
10.30% 
 
 

Unsecured Personal Loan - Platinum

100% online application with same day funds available. Personalised interest rates based on your good credit. Get a Wisr rate today!

More Information

Loan Type FullyDrawnAdvance
Permitted Purposes of Loan Personal loans for any worthwhile purpose. Whether it’s your next car, a home reno or consolidating other debts. Do it in a smarter, fairer, Wisr way.
Repayment Type Principal & Interest,Interest Only
Min. Loan Amount $5,000.00
Max. Loan Amount $50,000.00
Min. Loan Term 3
Max. Loan Term 5
Available As Car Loan
Car Type Either New or Used
Security Type None
Application Fee $595.00
Min. Entry Fee -
Max. Entry Fee -
Credit Line Fee $0.00
Arrears Fee $0.00
Arrears Charged Monthly
Transaction Fees -
Monthly Service Fee $0.00
Exit Fee -
Early Termination Fee -
Fee Notes Late payment fee: $25 Dishonour fee: $2.75
Variable  
Minimum 8.95% 
Maximum 8.95% 
1 Year Fixed  
2 Year Fixed  
3 Year Fixed 8.95%  
4 Year Fixed  
5 Year Fixed 9.45%  
6 Year Fixed  
7 Year Fixed  
Variable Comparison 8.95% 
1 Year Fixed Comparison  
2 Year Fixed Comparison  
3 Year Fixed Comparison 12.94% 
4 Year Fixed Comparison  
5 Year Fixed Comparison 10.30% 
6 Year Fixed Comparison  
7 Year Fixed Comparison  

*The comparison rates in this table are based on a loan of $30,000 and a term of 5 years unless otherwise indicated in the product name with^, in which case, the comparison rate is based on a loan of $10,000 and a term of 3 years. The comparison rates are for unsecured personal loans only for the relevant amounts and terms. The comparison rates for car loans and secured personal loans are for secured loans unless indicated otherwise. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.