ANZ First for Students ($0 Annual Fee for the first year)

Purchase Rate
20.24% p.a.
Cash Advance Rate
20.24% p.a.
Compare Now
Interest Free
Up to 55 days
Annual Fee
  • An easy to manage credit limit from $500.
  • Full time tertiary students pay $0 Annual Fee for the first year, a saving of $30.
  • Up to 55 days if you pay your balance in full by the due date
  • 20.24%p.a. interest rate on purchases.
  • Manage your account on the go 24/7 with ANZ App.
  • Worldwide Visa acceptance
  • Around-the-clock monitoring for suspicious transactions and $0 liability for fraudulent transactions.
  • 3 Additional card holders at no extra cost.
  • View balances, transfer money and make payments simply and easily with the ANZ App.
  • Apple Pay® and Google Pay let you use your compatible Apple® or Android™ device to tap and pay with an eligible ANZ credit card.

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Fee & Repayments

Annual Fee $30.00
Annual Fee First Year $0.00
Rewards Joining Fee -
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2% or $25.00
Interest Charged From PaymentDueDate
Late Payment Fee $20.00

Other Charges

Duplicate Statement Fee $0.00
Overseas ATM Balance Fee $0.00
Transaction Verification Fee $0.00
Overseas ATM Withdrawal Fee $4.00
Over Limit Fee $20.00
Overseas Emergency Card Replacement Fee -
Terms & Conditions
Eligibility and How to Apply: -Be 18 years of age or over and studying full-time at an eligible Australian education institution, and; -Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa, and -Be earning at least $15,000 per year. This may include payments from part time work, Youth Allowance and Austudy. 1. The ANZ First Annual Account Fee (“Annual Fee”) will be waived for the first year for students studying full time at an eligible Australian educational institution. After the first year for ANZ First, an Annual Fee of $30 applies. This fee is current as at 27 July 2016 and is subject to change. The fee information displayed on this page applies to new customers only. Existing customers may