Macquarie Bank
Macquarie Bank

Macquarie Black Card with Macquarie Points

Purchase Rate
20.70% p.a.
Cash Advance Rate
20.70% p.a.
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Interest Free
Up to 55 days
Annual Fee
Balance Transfer Rate
0% p.a. for first 14 months
  • Receive 20,000 bonus Macquarie Reward points when you apply and be approved for the Macquarie Black Card with Qantas Rewards and spend $2,000 on eligible purchases within 60 days of approval.
  • Up to 55 days interest free on purchases
  • Up to 4 additional cardholders with no annual fee.
  • 0% p.a. interest on balance transfers for the first 14 months from card approval and then reverts to the standard variable interest rate for purchases.
  • Complimentary insurances, including International and Interstate Travel Insurance, Transport Accident, Purchase Security and Extended Warranty Insurance.
  • Complimentary 24/7 concierge service.
  • Visa payWave functionality.
  • Microchip for extra security.
  • Global acceptance of Visa.
  • Access to Visa Entertainment and Visa Platinum benefits.
  • Visit for full details and terms and conditions.

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Rewards Program

Fee & Repayments

Annual Fee $149.00
Annual Fee First Year $149.00
Rewards Joining Fee $0.00
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2.5% or $50.00
Interest Charged From PurchaseDate
Late Payment Fee $35.00

Rewards Program

Rewards Points per Dollar 2
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* -
Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card*
Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines Qantas, Jetstar
International Airlines