Citi Rewards Credit Card (0% p.a. for 26 months on BT. 1% BT fee applies + $0 annual fee for the first year)

Purchase Rate
21.49% p.a.
Cash Advance Rate
22.24% p.a.
Go to site
Interest Free
Up to 55 days
Annual Fee
Balance Transfer Rate
0% p.a. for first 26 months
  • Save with 0% p.a. for 26 months on balance transfers** (1% BT fee applies). Reverts to cash advance rate.
  • Offer valid from July 1 – August 31 2020.
  • $0 Annual fee for the first year (reverts to $199 thereafter).
  • A Range of complimentary insurances such as International Travel Insurance and Purchase Cover Insurance.
  • As a Citi cardholder, you’ll receive a free bottle of award-winning wine to enjoy with your meal every time you dine at a partner restaurant.
  • With Priceless Cities, explore unforgettable experiences in more than 40 cities across the world. To learn more, visit

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Rewards Program
  • 1 Point per $1 spent on eligible Domestic Spend (up to $10,000 per statement period) and 1 Point per $1 on eligible International Spend (uncapped)

Fee & Repayments

Annual Fee $199.00
Annual Fee First Year $0.00
Rewards Joining Fee $0.00
Supplementary Card Fee $90.00
Minimum Repayment Greater of 2% or $30.00
Interest Charged From PurchaseDate
Late Payment Fee $30.00

Rewards Program

Rewards Points per Dollar 1
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* -
Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card*