Citi
Citi

Citi Rewards Credit Card (0% p.a. for 26 months on BT. 1% BT fee applies + $0 annual fee for the first year)

Purchase Rate
21.49% p.a.
Cash Advance Rate
22.24% p.a.
Go to site
Interest Free
Up to 55 days
Annual Fee
$199.00
Balance Transfer Rate
0% p.a. for first 26 months
  • Save with 0% p.a. for 26 months on balance transfers** (1% BT fee applies). Reverts to cash advance rate.
  • Offer valid from July 1 – August 31 2020.
  • $0 Annual fee for the first year (reverts to $199 thereafter).
  • A Range of complimentary insurances such as International Travel Insurance and Purchase Cover Insurance.
  • As a Citi cardholder, you’ll receive a free bottle of award-winning wine to enjoy with your meal every time you dine at a partner restaurant.
  • With Priceless Cities, explore unforgettable experiences in more than 40 cities across the world. To learn more, visit priceless.com.

Key Features
Rewards Program
Rewards
Joining Fee
$0.00
Annual Fee
$199.00
Insurance Cover
for Purchases
Overseas ATM
Availability
Automatic Travel
Insurance

Rewards Program
  • 1 Point per $1 spent on eligible Domestic Spend (up to $10,000 per statement period) and 1 Point per $1 on eligible International Spend (uncapped)

Fee & Repayments

Annual Fee $199.00
Annual Fee First Year $0.00
Rewards Joining Fee $0.00
Supplementary Card Fee $90.00
Minimum Repayment Greater of 2% or $30.00
Interest Charged From PurchaseDate
Late Payment Fee $30.00

Rewards Program

Rewards Points per Dollar 1
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* -
Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card*
SPEND FOR SYD/MEL RETURN* -