MyState Bank
MyState Bank

Access Assist

Amount Base Rate Max Rate
< $1000 0.00% 0.00%
$1000+ 0.00% 0.00%
$2000+ 0.10% 0.10%
$5000+ 0.10% 0.10%
$10000+ 0.10% 0.10%
$20000+ 0.10% 0.10%
$50000+ 0.50% 0.50%
$100000+ 0.50% 0.50%
$250000+ 0.50% 0.50%
$500000+ 0.50% 0.50%
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Balance Interest rate per annum $0 - $1,999 0.00%* $2,000 - $46,599 0.10** $46,600+ 0.50%*** * Rate applies to the full balance up to $1,999 ** Rate applies to the portion of the balance between $2,000 and $46,599 only *** Rate applies to the portion of the balance above $46,600 only

Key Features
No Account
Keeping Fee
Internet
Banking
Counter
Service
Phone
Banking
ATM
Required
Linked Account

Account Details

Account Type Trans
Min. Opening Amount $0.00
Min. Balance $0.00
Monthly Account Fee $0.00
Interest
Balance Interest rate per annum $0 - $1,999 0.00%* $2,000 - $46,599 0.10** $46,600+ 0.50%*** * Rate applies to the full balance up to $1,999 ** Rate applies to the portion of the balance between $2,000 and $46,599 only *** Rate applies to the portion of the balance above $46,600 only
Interest Calculation Frequency Daily
Interest Payment Frequency Monthly
Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee $0.00
ATM Balance Fee $0.00
ATM Balance Fee $0.00
Daily ATM Withdrawal Limit $1,100.00
EFTPOS Fee $0.00
Debit Card Replacement Fee $10.00

Fee Details

Service Fee Frequency
Fee Rebate Available
Balance Required for Fee-Free $0.00

T&Cs


Internet & Phone Fees

Phone Transaction Fee $0.00
Internet Transaction Fee $0.00
Free Electronic Trans. per Month

Counter & Cheque Fees

Counter Deposit Fee $0.00
Counter Withdrawal Fee $8.00
Free Counter Trans. Per Month
Cheque Fee $0.00
Cheque Dishonour Fee $20.00
Debit Item Dishonour Fee $30.00

Overseas Access

Overseas ATM Facilities VisaPlus
Overseas ATM Balance Fee $0.00
Overseas ATM Withdrawal Fee $5.00
Overseas EFTPOS Fee $0.00
OS Emergency Card Replacement $0.00
Overdrawn Account Fee $30.00
Foreign Transaction Fee 3%