P&N Bank
P&N Bank

Budgeting Account

Amount Base Rate Max Rate
< $1000 0.01% 0.01%
$1000+ 0.01% 0.01%
$2000+ 0.01% 0.01%
$5000+ 0.01% 0.01%
$10000+ 0.01% 0.01%
$20000+ 0.01% 0.01%
$50000+ 0.01% 0.01%
$100000+ 0.05% 0.05%
$250000+ 0.05% 0.05%
$500000+ 0.05% 0.05%

Key Features
No Account
Keeping Fee
Internet
Banking
Counter
Service
Phone
Banking
ATM
Required
Linked Account

Account Details

Account Type Savings
Min. Opening Amount $0.00
Min. Balance $0.00
Monthly Account Fee $0.00
Interest
Interest Calculation Frequency Monthly
Interest Payment Frequency Monthly
Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee $0.00
ATM Balance Fee $0.00
ATM Balance Fee $0.00
Daily ATM Withdrawal Limit $1,000.00
EFTPOS Fee $1.25
Debit Card Replacement Fee $10.00

Fee Details

Service Fee Frequency Monthly
Fee Rebate Available
Balance Required for Fee-Free $0.00

T&Cs

6 free transactions per month then $1.25 per transaction of the following: EFTPOS, member cheque and direct debit. $1.95 per [email protected] withdrawal.

Internet & Phone Fees

Phone Transaction Fee $0.00
Internet Transaction Fee $0.00
Free Electronic Trans. per Month 6

Counter & Cheque Fees

Counter Deposit Fee $0.00
Counter Withdrawal Fee $0.00
Free Counter Trans. Per Month
Cheque Fee $1.25
Cheque Dishonour Fee $10.00
Debit Item Dishonour Fee $10.00

Overseas Access

Overseas ATM Facilities
Overseas ATM Balance Fee $5.00
Overseas ATM Withdrawal Fee $5.00
Overseas EFTPOS Fee $0.00
OS Emergency Card Replacement $320.00
Overdrawn Account Fee $10.00
Foreign Transaction Fee 3%